Isabel Serrano Fernandez

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Lynnwood, WA
Isabel Serrano Fernandez

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As a John L. Scott Broker, I work tirelessly to make your home buying or selling process as efficient, stress free and lucrative for you as possible.

Te podemos asesorar en Español tambien.

10/09/2026

Asiste a nuestra clase para compradores de casa y descubre cómo hacer realidad la meta de tener tu propio hogar.
Durante la clase hablaremos sobre:

🏡 El proceso de compra de principio a fin
🔐 Qué cláusulas incluir en tu oferta para proteger tu dinero y evitar sorpresas
❓ Cuándo y cómo puedes salir de un contrato
💰 Opciones de financiamiento disponibles
📊 Cómo calificar para un préstamo (incluyendo opciones desde 0% de enganche)
👥 Opciones para empleados, dueños de negocio o personas con ITIN

✨ Sal con claridad, confianza y un plan real para comprar tu casa.

DIa: Sabado 24 de Octubre
Hora:10:30 am- 11:30 am
Lugar: Oficina John L Scott
19221 36th Ave W, Ste 106
Lynnwood, WA 98036
Registrate con el codigo QR, o en este link: https://forms.gle/bwxnbMRdXzmqyupx6
Tienes preguntas, escribenos o llamanos, estamos a tus ordenes!
Andrea Knight: (425) 770 4245
Isabel Serrano (206) 619 2823
Javier Jurado (206) 234 7544

10/08/2026

"An interest rate is not necessarily permanent. Your purchase price is. 🏡"

The interest rate you have today may not be the rate you have forever. Depending on your loan and future market conditions, refinancing to lower your payment could potentially be an option down the road.

But once you purchase a home, the price you paid is the price you paid.

I know a lot of buyers are waiting for interest rates to come down before they make a move.

And that can make sense—but there’s another side of the equation that is easy to overlook.

When rates come down, more buyers may come back into the market. And when more buyers are competing for the same homes, you could end up paying more for the house, competing against multiple offers, or losing out on the home you really wanted.
Don't let the rate be the only number you look at.

📲 If you're thinking about buying but aren't sure whether you should wait or start looking now, let's talk through the numbers. No pressure. Just a conversation so you can make an informed decision.

09/28/2026

🏡 What if waiting for a lower interest rate actually makes buying a home more expensive? 👀

I know… it sounds backwards.

A lot of buyers are thinking:

“I’m just going to wait until interest rates come down.”

And I completely understand why.

But here’s something important to consider:

When rates drop, more buyers may decide it’s time to jump back into the market. More buyers can mean more competition for the same homes.

And that can lead to:

💥 Multiple offers
💰 Higher purchase prices
📈 Escalation clauses
⏰ Less time to think and negotiate
😩 And potentially losing the home you really wanted

Meanwhile, when there are fewer buyers competing, you may have more room to negotiate the price, terms, credits, repairs, or other parts of the transaction.

And remember: an interest rate is not necessarily permanent. Your purchase price is.

If rates improve in the future and your loan allows you to refinance, you may have an opportunity to lower your payment later.

But you can’t go back in time and renegotiate the purchase price after you’ve bought the house. 😉

That’s why I don’t believe the question should simply be:

“What are interest rates today?”

The better question is:

“What does the entire opportunity look like for me TODAY?”

The right time to buy isn’t necessarily when rates are at their lowest. It’s when the numbers make sense for you, the home fits your needs, and you have a strategy.If you’ve been waiting for rates to drop before you even start looking, let’s talk about what the numbers could look like at today’s rates vs. waiting.

📲 Send me a message. 206 619 2823 We can look at the numbers together—no pressure, just information. 🏡

09/11/2026

🏡🎄 ¿Y si esta Navidad fuera en tu casa nueva?

Sí, es posible que el proceso se vea más o menos así:

🔎 Septiembre: empiezas a buscar y encuentras la casa que realmente quieres.

✍️ Octubre: haces tu oferta, negocias y firmas el contrato.

🏠 Noviembre: llega el día del cierre y oficialmente… ¡esa casa es tuya! 🔑

🎄 Diciembre: disfrutas tu primera Navidad en tu nuevo hogar.

💰 Enero: llega tu primer pago de hipoteca.

¿La razón? Tu primer pago de hipoteca normalmente no vence inmediatamente después del cierre. El calendario exacto depende de tu fecha de cierre y de los términos de tu préstamo, pero muchas veces hay un período antes de que llegue el primer pago.

Así que si llevas tiempo pensando:

“Tal vez el próximo año…”

👀 Tal vez vale la pena empezar a explorar tus opciones ahora.

No necesitas estar 100% listo para empezar a buscar. A veces, el primer paso simplemente es conocer tu presupuesto, entender el mercado y saber qué opciones tienes.

Y si tu meta es estar en casa nueva para Navidad… 🎄🏡
el momento de empezar a planear puede ser mucho antes de lo que imaginas.

📲 ¿Quieres saber si este timeline podría funcionar para ti? Mándame un mensaje y platicamos ! 2066192823

09/04/2026

😂 WHAT DOES “REALTOR” REALLY STAND FOR?

R — Rushing everywhere 🏃🏻‍♀️
Because somehow every showing is “just 10 minutes away”… until you’re stuck in traffic. 🚗💨

E — Emails. Emails. More emails. 📧
“Just checking in…” might be our most-used phrase.

A — Always available 📱
Early morning? Late night? Weekend?
“Do you have a minute?”
Sure… I have 47. 😂

L — Lockboxes & listings 🔑🏡
If you hear a lockbox beeping, there’s a good chance I’m nearby.

T — Texts at all hours 📲
“Can you call me really quick?”
2 hours later… 😂

O — Offers & negotiations 📝💰
Where the fun really begins!
And where we put our negotiation skills to work. 💪🏼
R — Randomly cries 😭😂
Sometimes because we got the house.
Sometimes because we lost the house.
And sometimes… because we’ve been negotiating since 7 AM and forgot to eat. 😂

But honestly…

Behind every “just one more showing,” every late-night text, every negotiation, and every cup of coffee is a Realtor who genuinely cares about getting their clients to the finish line. ❤️🏡

So yes… being a Realtor is a little bit of everything.

What would YOU add to the REALTOR acronym? 😂👇🏼

09/04/2026

🏡 WHAT HAPPENS TO YOUR HOUSE WHEN YOU PASS AWAY?
It’s not the most comfortable conversation to have… but if you own a home, it’s an important one. ❤️
Many homeowners never stop to think about what happens to their house, mortgage, and equity after they’re gone.
Here’s a simple breakdown:
🔹 **WHAT HAPPENS TO THE MORTGAGE?**
The mortgage doesn’t simply disappear when you pass away. The loan is still attached to the property, and the estate or the person who inherits the home generally has to deal with the remaining mortgage.
Depending on the situation, the heirs may be able to keep the home and continue making payments, refinance it, or sell the property to pay off the loan.
And remember: the mortgage balance is NOT the value of the home.
For example, if your home is worth $700,000 and you owe $300,000, there may be approximately **$400,000 in equity** that becomes part of your estate.
🔹 **WHAT IF YOU DON'T HAVE A WILL?**
If you pass away without a will, you are considered to have died **intestate**.
The state’s laws determine who may inherit your property and how the estate is handled.
That can mean a longer and more complicated process for your loved ones—and potentially disagreements about what should happen to the home.
🔹 **WHAT IF YOU HAVE A WILL?**
A will allows you to state who you want to inherit your property and who you want to manage your estate.
But here’s something many people don't realize:
👉 **A will does not necessarily avoid probate.**
Your loved ones may still have to go through the probate process before the property can be distributed according to your wishes.
🔹 **WHAT ABOUT A TRUST?**
A properly established living trust can allow your home and other assets to be transferred according to the instructions in the trust, and it can often help avoid probate.
The trust becomes the legal owner of the property, while you can generally continue to live in and control the home during your lifetime.
The exact benefits depend on how the trust is structured and your individual circumstances.
it's always a good idea to speak with an Estate-planning attorney about what makes sense for you.
Don't wait until there's a crisis to have this conversation!

09/02/2026

Estás abriendo la puerta de tu nueva casa. Estás acomodando tus muebles, planeando reuniones con tu familia y creando recuerdos en un lugar que por fin puedes llamar hogar.

Y todo comenzó el día que decidiste dar el primer paso.

Comprar una casa puede parecer abrumador. Es normal tener dudas, sentir miedo o pensar que todavía no estás listo. Pero la realidad es que no tienes que tener todas las respuestas para empezar. Solo necesitas un plan.

Mi trabajo es ayudarte a entender el proceso, revisar tus opciones de financiamiento, responder tus preguntas y acompañarte en cada etapa para que puedas tomar decisiones con confianza.

No dejes que el miedo te impida construir el futuro que deseas.

📩 Si comprar una casa está en tus planes, envíame un mensaje. Hagamos un plan... y trabajemos para que muy pronto seas tú quien esté entrando por la puerta de su nuevo hogar.

09/02/2026

So happy I was able to help my clients find and secure this beautiful home—with a **$6,000 buyer credit toward closing costs!** 🏡✨

Helping my clients make their homeownership dreams a reality is what I love most about what I do.

Are you looking for your next home? **I’d love to help you find the one that’s right for you, too!** 🏡❤️¡Muy feliz de haber ayudado a mis clientes a encontrar y comprar esta hermosa casa, además logrando **$6,000 de crédito para sus gastos de cierre!** 🏡✨
Call or text: 206 619 2823

Ayudar a mis clientes a hacer realidad el sueño de ser dueños de su casa es una de las cosas que más disfruto de mi trabajo. ❤️

¿Estás buscando tu próxima casa? **¡Me encantaría ayudarte a encontrar la casa ideal para ti también!** 🏡🔑
Llamame o escribeme por whats app al:(206) 619 2823

07/07/2026

Comprar una casa es mucho más que una transacción.

Es una historia de esfuerzo, metas, sacrificios y sueños cumplidos.

Detrás de cada oferta hay una familia, una persona y una razón especial por la que ese hogar importa.

Mi compromiso es acompañarte, proteger tus intereses y estar presente en cada paso del camino.

Gracias por confiar en mí para ser parte de uno de los momentos más importantes de tu vida. 🏡✨

Si estás pensando en comprar o vender, estaré aquí para ayudarte a crear un plan.

06/12/2026

🏡✨ ¿Quién dijo que comprar una casa era complicado?

La realidad es que el proceso puede parecer abrumador cuando intentas hacerlo solo. Entre financiamiento, inspecciones, contratos, negociaciones y fechas límite, hay muchas piezas que deben encajar.

Pero cuando tienes a la persona adecuada guiándote, todo cambia.

Mi trabajo no es solo ayudarte a encontrar una casa. Es ayudarte a entender cada paso del proceso, responder tus preguntas, proteger tus intereses y asegurarme de que tomes decisiones con confianza.

Comprar una casa no tiene que ser estresante. Con la orientación correcta, puede ser una experiencia emocionante, clara y gratificante. 🏠💙Si has estado pensando en comprar tu primera casa, envíame un mensaje. Me encantaría ayudarte a convertir ese sueño en una realidad. (206) 619 2823

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Address

Lynnwood, WA

Telephone

+12066192823

Website

http://www.IsabelSerranoFernandez.johnlscott.com/

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