10/28/2026
You can still get in the game in 2026—even with interest rates playing tough full-court defense. 🏀
Instead of benching your dream of buying a home, run the ultimate pick-and-roll: seller concessions + rate buydowns.
* The Assist (Seller Concessions): Motivated sellers are stepping up to pass you credits at closing.
* The Slam Dunk (Rate Buydown): Use those seller credits to buy down your interest rate (like a 2-1 temporary buydown or permanent discount points). That drives your monthly payment down into the paint where it’s actually manageable.
High rates don’t mean you’re fouled out. You just need the right playbook. 🏆