Homes Funded by Manuel Angeles & Loan Factory

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Homes Funded by Manuel Angeles & Loan Factory Helping Californians buy & refinance with confidence. Licensed mortgage broker · NMLS #1750546 · Loan Factory. Free quote 👇 All Rights Reserved. NMLS #222730.

All information on this webinar or any e-book or software purchased from this website is for educational purposes only and is not intended to provide financial advice. Any statements or testimonials about obtaining a mortgage, expressed or implied, does not represent a guarantee. Your actual mortgage application may result in denial as no loan submission is guaranteed. You accept full responsibilities for your actions, investments, profit or loss, and agree to hold The Home Loans Academy and any authorized distributors of this information harmless in any and all ways. The results, claims and outcome of this program made by customers has not been investigated or substantiated by any third party. The performance, results, claims or outcomes of this program as such is not what you should expect to experience. The Home Loans Academy offers all customers 30 days to evaluate our programs risk-free and offers a 100% money back guaranteed refund if you are not satisfied with your purchase. The use of this system constitutes acceptance of our user agreement. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice. Cash reserves may be required for some conventional loans. Rates and APR are subject to change without notice. Mortgage terms are based on (i) hypothetical mortgage loan scenario, (ii) estimates of interest rates, your ability to save, your tax bracket, closing costs and other amounts, (iii) currently available loan programs And (iv) information and assumptions discussed with your advisor, all of which might change over time

Manuel Angeles Mortgage Loan Originator NMLS #1750546 Phone & Fax: (626) 779-3559 Email: [email protected] Website: www.doorway.com/mangeles International City Mortgage, Inc., DBA Doorway Home Loans is an Equal Housing Lender. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4130570. We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988). Business services and products do not originate from HUD, FHA, the Government of the United States, or any Federal, State, or local government agency. Loan Officer California DBO License (CA-DBO1750546)

Loan Officers, strong client relationships shouldn't rely on memory alone. 💡With Loan Factory CRM, you can easily organi...
10/29/2026

Loan Officers, strong client relationships shouldn't rely on memory alone. 💡

With Loan Factory CRM, you can easily organize leads, manage follow-ups, set reminders, and monitor your pipeline all in one place. Spend less time on manual tracking and more time focusing on what matters most.

Want to see how our platform can support your client follow-up? Send us a message today to connect!

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about using family help for your down payment? 🏡 Gift funds can be a great option for eligible homebuyers, but ...
10/28/2026

Thinking about using family help for your down payment? 🏡 Gift funds can be a great option for eligible homebuyers, but specific rules apply depending on who provides the gift and how it’s documented. Send me a message or drop a comment below to see what options fit your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313

VA LOANS — YOU EARNED IT 🎖️$0 down for eligible borrowers. No monthly PMI. One benefit, used the right way.Before we wri...
10/28/2026

VA LOANS — YOU EARNED IT 🎖️

$0 down for eligible borrowers. No monthly PMI. One benefit, used the right way.

Before we write a single offer, I verify your Certificate of Eligibility and walk the funding fee line by line — no surprises at the closing table.

California primary residences for eligible veterans, active-duty members, and surviving spouses.

👉 Start here: https://www.loanfactory.com/manuelangeles/quote/qm

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

FHA LOANS — THE FIRST DOOR 🚪3.5% down gets you in. A well-built file keeps you there.FHA approval is about the whole pic...
10/27/2026

FHA LOANS — THE FIRST DOOR 🚪

3.5% down gets you in. A well-built file keeps you there.

FHA approval is about the whole picture — your credit story, your reserves, your ratios. I build the file the way an underwriter reads it, from the first conversation.

California primary residences. Gift funds may be allowed per program guidelines.

👉 Start here: https://www.loanfactory.com/manuelangeles/quote/qm

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

Looking to unlock the value in your home? 🏡 A HELOC can give you the financial flexibility you need for upcoming project...
10/27/2026

Looking to unlock the value in your home? 🏡 A HELOC can give you the financial flexibility you need for upcoming projects, major expenses, or new opportunities. Enjoy a streamlined online application and flexible options tailored to your unique qualifications. 💡

Message me today to explore what options are available for you!

For informational purposes only. Not a commitment to lend.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313

Two envelopes. Most buyers only fund one 📩Envelope one: the down payment and closing costs.Envelope two: the cushion you...
10/27/2026

Two envelopes. Most buyers only fund one 📩

Envelope one: the down payment and closing costs.
Envelope two: the cushion you still hold the month AFTER closing.

The quiet mistake in homebuying is emptying envelope two into envelope one — then meeting the water heater, the moving costs, and real life with nothing left.

A plan that protects both envelopes is usually the stronger plan.

Here's how the numbers get built:

👉 https://www.loanfactory.com/manuelangeles/quote/qm



Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

Lender tip 🤫Get your documents in early — and in one complete pass.Pay stubs, W-2s, tax returns, bank statements. When a...
10/27/2026

Lender tip 🤫

Get your documents in early — and in one complete pass.

Pay stubs, W-2s, tax returns, bank statements. When a file arrives organized, your loan team can review the full picture instead of chasing missing pages.

Make a checklist. Label every file. Send it all together.

Preparation matters more than you think.

👉 https://www.loanfactory.com/manuelangeles/quote/non_qm



Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

Thinking about buying a home this fall? 🍂 Housing conditions shift throughout the year, and autumn often brings unique o...
10/26/2026

Thinking about buying a home this fall? 🍂 Housing conditions shift throughout the year, and autumn often brings unique opportunities to your local market.

Send me a message today! Let’s explore your financing options so you can navigate the market with confidence. 🏠

Market conditions vary by location. For informational purposes only.

Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313

Trick most buyers don't know 💡You can start the rate conversation WITHOUT a hard credit pull.It's called a soft pull pre...
10/26/2026

Trick most buyers don't know 💡

You can start the rate conversation WITHOUT a hard credit pull.

It's called a soft pull pre-qualification. It gives you an estimate based on the information available so far — not a final quote, and the numbers can change once a full application and hard pull are completed.

If a lender won't explain the difference before pulling your credit, ask more questions.

👉 https://www.loanfactory.com/manuelangeles/quote/non_qm

Insider note: your paperwork is part of your offer — files that arrive organized move while others stall in underwriting.



Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

Monday mindset 🏠Your dream home doesn't care about your excuses.It cares about your credit score, your savings, and your...
10/25/2026

Monday mindset 🏠

Your dream home doesn't care about your excuses.

It cares about your credit score, your savings, and your action.

One of those you can start fixing TODAY.

Which one will you work on this week? 👇

👉 https://www.loanfactory.com/manuelangeles/quote/qm



Manuel Angeles | NMLS #1750546 | DRE #01985856
Loan Factory | NMLS #320841 | DRE #01771313
(323) 900-0853 | Equal Housing Opportunity

Address

177 E Colorado Boulevard #200
Pasadena, CA
91105

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