Homefront Hub

10/28/2026

🐕❤️🐕🐾❤️🐕🐾❤️🐕🐾

TRIVIA TUESDAY! 76% of U.S. homebuyer households have at least one pet.
Show us your pet and see mine in comments!!!

10/26/2026

10/26/2026

🏡 Which mortgage refinance fits your goals?

FLORIDA homeowners: here’s how four refinance options compare.

💙 CASH-OUT REFINANCE
Replace your mortgage with a larger loan to access equity for improvements or debt consolidation. Your mortgage rate changes, too.

🩷 RATE-AND-TERM REFINANCE
Change your rate, payment or loan term. This option isn’t designed to pull out equity.

⭐ VA IRRRL
For existing VA loans. A streamlined refinance that may lower your rate or move you to a fixed rate. No equity cash-out.

🏠 FHA STREAMLINE
For existing FHA loans. Reduced documentation to achieve a qualifying benefit. Credit requirements vary; mortgage insurance and closing costs still matter.

🐾 Is refinancing worth it?
Let’s compare your payment, closing costs and total interest. Already have a low rate? A HELOC or home equity loan may let you keep your first mortgage.

Connect through my digital business card:
https://app.tapm8.com/my-profile/?user=Danielle.DeSousa0726

10/26/2026

🏡 What is your Palm Coast, FL home REALLY worth right now?
Online estimates can miss what’s happening on your street.
Get a free, no-obligation home value estimate based on recent neighborhood sales, current market conditions, and local insight.

🔎 Check your home value here:
https://myre.io/0b72UaOGGsGb

📲 Denise Fernandes, REALTOR®
The Fernandes Team | eXp Realty
(386) 804-2454
Curious what your home could sell for today? Find out now.

10/26/2026

10/22/2026

If you're thinking about buying a home but don't know where to start, this webinar is not to miss!

10/21/2026

Everything was ready for closing.

The loan was approved.
The documents were prepared.
The buyers were excited.

Then an unexpected issue surfaced.

A city lien had to be addressed before the transaction could close.

Nobody was happy about the delay.

Instead of pointing fingers, everyone got to work.

The title company, Realtors, sellers, buyers, and lender worked together to get the issue resolved and cleared.

The result?

The transaction closed successfully.

This is one of the reasons I always say that buying a home isn’t just about getting approved.

It’s about navigating the unexpected and getting all the way to the closing table.

Danielle Desousa
Pet Friendly Mortgage Broker
Solutions. Results. Reliable.
Home is where the heart and tail is.

www.desousateam.com
386-302-6002