Dan Suich, Golden Gate Sotheby's International Realty

Dan Suich, Golden Gate Sotheby's International Realty Dan Suich, Realtor. Golden Gate Sotheby's International Realty is a premier real estate brokerage serving the communities of the East Bay, Marin County, and Silicon Valley.

Whether you are a buyer looking for that dream home, or a seller seeking the best possible price, what you can expect from me as your Realtor is no nonsense and no pretense, just the down-to-earth, practical help that you need. I will provide you with timely, accurate information and anticipate your needs with all the respect, integrity, attention to detail, and personal service that you deserve. As my client, you will benefit from my extensive knowledge of neighborhoods and the practical aspects of homes and home ownership. My excellent negotiating skills and ongoing experience in the market working with buyers and sellers of homes every day ensures that you will achieve the best possible results and a smooth transaction. I came to real estate after a successful career in the biotechnology industry, where I helped start many small companies as a scientist and an entrepreneur. That experience greatly benefits my current real estate clients, through taking excellent care of their needs, paying attention to the big picture as well as the details, or simply through the plain hard work and steadfast determination I bring to each transaction on your behalf! I am happy to help you with any of your real estate needs, and am always ready to answer questions and provide information. I am continually building my business, and welcome referrals of clients who appreciate the kind of attention to detail and personal service that I offer. I can be reached at (510) 910-7265 or at [email protected].

Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]
10/12/2018
Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]

Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]

Some Highlights: Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home. The best way to ensure that your home-buying proc

Dispelling the Myth About Home Affordability
10/11/2018
Dispelling the Myth About Home Affordability

Dispelling the Myth About Home Affordability

We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those headlines are accurate. But, have you ever wondered why the headlines don’t say the last 25 years, the last 20 years, or even the last 11 years? The

New Home Sales Up 12.7% From Last Year
10/10/2018
New Home Sales Up 12.7% From Last Year

New Home Sales Up 12.7% From Last Year

According to the latest New Residential Sales Report from the Census Bureau, new construction sales in August were up 3.5% from July and 12.7% from last year! This marks the second consecutive month with double-digit year-over-year growth (12.8% in July). The report also showed that builders have

What’s Going On With Home Prices?
10/09/2018
What’s Going On With Home Prices?

What’s Going On With Home Prices?

According to CoreLogic’s latest Home Price Insights Report, national home prices in August were up 5.5% from August 2017. This marks the first time since June 2016 that home prices did not appreciate by at least 6.0% year-over-year. CoreLogic’s Chief Economist Frank Nothaft gave some insight int...

The True Cost of NOT Owning Your Home
10/08/2018
The True Cost of NOT Owning Your Home

The True Cost of NOT Owning Your Home

Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for the entirety of America’s existence. Realtor.com reported that: “Buying remains the more attractive option i...

Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC]
10/05/2018
Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC]

Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC]

Some Highlights: According to a study by GOBankingRates, it is cheaper to buy a home than rent in 38 states across the country. In six states the difference between buying & renting would account for less than a $50 monthly difference, leaving the choice up to the individual family. N

What's Happening Around the Bay | October 2018 - Golden Gate Sotheby's International Realty
10/04/2018
What's Happening Around the Bay | October 2018 - Golden Gate Sotheby's International Realty

What's Happening Around the Bay | October 2018 - Golden Gate Sotheby's International Realty

San Francisco Fleet Week October 1-8, 2018 San Francisco Fleet Week is an annual public event that honors the contributions of the men and women of the United States Armed Forces while advancing cooperation and knowledge among civilian- and military-based Humanitarian Assistance personnel. Highlight...

Are We About to Enter a Buyers’ Market?
10/04/2018
Are We About to Enter a Buyers’ Market?

Are We About to Enter a Buyers’ Market?

Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really happening...

2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling
10/03/2018
2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling

2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling

When it comes to buying or selling a home there are many factors you should consider. Where you want to live, why you want to buy or sell, and who will help you along your journey are just some of those factors. When it comes to today’s real estate market, though, the top two factors to consider a...

Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?
10/02/2018
Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?

Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?

Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter of a perc

How Does the Supply of Homes for Sale Impact Buyer Demand?
10/01/2018
How Does the Supply of Homes for Sale Impact Buyer Demand?

How Does the Supply of Homes for Sale Impact Buyer Demand?

The price of any item is determined by the supply of that item, as well as the market’s demand for it. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Con...

LIVE Cinematic | 6 Homes with Private Theaters - Sotheby's International Realty | Blog
09/27/2018
LIVE Cinematic | 6 Homes with Private Theaters - Sotheby's International Realty | Blog

LIVE Cinematic | 6 Homes with Private Theaters - Sotheby's International Realty | Blog

Whether it’s binge-watching the latest Emmy-winning TV show, enjoying the latest blockbuster, indie film, or a favorite sporting event, there is a lot that can be experienced in a home theater. We aim to live our best lives in our home, and sometimes that means indulging in some well-produced esca...

Are Home Prices Softening or Are They Falling?
09/27/2018
Are Home Prices Softening or Are They Falling?

Are Home Prices Softening or Are They Falling?

We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written to address the impact that these two situations will have on home values. Many of th

Mood Boards | Trending Bedroom Colors - Sotheby's International Realty | Blog
09/26/2018
Mood Boards | Trending Bedroom Colors - Sotheby's International Realty | Blog

Mood Boards | Trending Bedroom Colors - Sotheby's International Realty | Blog

When it comes to refreshing bedrooms this fall, the latest hues for walls and décor are sunny, moody, and saturated. Pantone’s Color of the Year—Ultra Violet—has been influencing bedroom tones from plummy purple to aubergine, while marigold yellow is bringing whimsy and cheer to even the most...

The Cost of NOT Paying PMI
09/26/2018
The Cost of NOT Paying PMI

The Cost of NOT Paying PMI

Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds mon

Where Are Mortgage Interest Rates Headed In 2019?
09/25/2018
Where Are Mortgage Interest Rates Headed In 2019?

Where Are Mortgage Interest Rates Headed In 2019?

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a chart created using Freddie Mac’s U.S.

10 Eye-Catching Garden Gates
09/24/2018
10 Eye-Catching Garden Gates

10 Eye-Catching Garden Gates

Make sure your welcome is its warmest with these outdoor gates that amp up the curb appeal of your garden and front yard.

How Much Has Your Home Increased in Value?
09/24/2018
How Much Has Your Home Increased in Value?

How Much Has Your Home Increased in Value?

Home values have risen dramatically over the last twelve months. In CoreLogic’s most recent Home Price Index Report, they revealed that national home prices have increased by 6.2% year-over-year. CoreLogic broke down appreciation even further into four price ranges, giving us a more detailed view

Is the Real Estate Market Finally Getting Back to Normal?
09/20/2018
Is the Real Estate Market Finally Getting Back to Normal?

Is the Real Estate Market Finally Getting Back to Normal?

The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey: After the bubble burst in June 2007, values depre

11 San Francisco Bay Area hikes with scenic endings
09/19/2018
11 San Francisco Bay Area hikes with scenic endings

11 San Francisco Bay Area hikes with scenic endings

Spring is here, folks. And now that sunny weather has arrived, it’s time to prepare for a nice weekend trek, preferably someplace jaw-droppingly gorgeous.

25% of Homes with a Mortgage are Now Equity Rich!
09/19/2018
25% of Homes with a Mortgage are Now Equity Rich!

25% of Homes with a Mortgage are Now Equity Rich!

Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact that they have on a homeo

Home Prices: The Difference 5 Years Makes
09/18/2018
Home Prices: The Difference 5 Years Makes

Home Prices: The Difference 5 Years Makes

CoreLogic recently released their Home Price Index Report. One of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared.

Architectural Spotlight | Wright, Johnson, and Warnecke - Sotheby's International Realty | Blog
09/17/2018
Architectural Spotlight | Wright, Johnson, and Warnecke - Sotheby's International Realty | Blog

Architectural Spotlight | Wright, Johnson, and Warnecke - Sotheby's International Realty | Blog

It goes without saying that architects leave indelible marks on our lives; they are the masterminds behind the homes we live in and the homes we aspire to. From time to time, architects soar above the baseline notoriety of their peers, pushing the envelope, and creating pieces of live-in art that al...

Top 18 Spots for Fall Color
09/13/2018
Top 18 Spots for Fall Color

Top 18 Spots for Fall Color

Go on a foliage tour of the West at our favorite places to soak up fall color.

09/13/2018

Mortgage Bank vs. Commercial Bank; What's the Difference?
MORTGAGE BANKS

Mortgage Banks only underwrite, fund and sometimes service loans. They do nothing else. They hold no deposits, and they fund all of their loans with large warehouse lines of credit. Mortgage banks earn money by selling mortgages at a premium on the secondary market within a few weeks of funding.

Who:
Quicken Loans, Loan Depot, Guaranteed Rate, Guild Mortgage, Freedom Mortgage, Caliber Home Loans, RPM Mortgage, Summit Funding, CMG Financial. JVM Lending is part of a Mortgage Bank.

Activities:
Originating, Underwriting, Funding, and Servicing Mortgages.

Loan Officers:
NMLS and sometimes DRE (State) licensed (or both). JVM’s Mortgage Analysts have both DRE and NMLS licenses.

Source/Cost of Funds:
Warehouse lines of credit (employed to fund loans). A mortgage bank’s cost of funds is higher than a commercial bank’s b/c the warehouse lenders charge interest and fees.

Advantages:
Better service in most cases, b/c mortgage banks are usually smaller, less regulated, less bureaucratic and/or more nimble than big banks. Appraisals are another advantage, as many mortgage banks maintain internal appraisal management companies with more talented appraisers.

Disadvantages:
Interest Rates. Many mortgage banks have higher interest rates b/c they have a higher cost of funds and they must support higher commission expenses (for loan officers and middle managers). JVM is able to offer lower rates b/c our overall costs are much lower (we have no commissions or middle managers) and b/c we have direct access to investors with exceptionally low rates.

Note: Mortgage banks must be able to sell all of the loans they fund, or they will not only be unable to make money, they can go out of business entirely b/c they cannot simply leave a loan in their portfolio. Therefore mortgage banks must make sure every file is 100% compliant with guidelines and regulations – to ensure salability.


COMMERCIAL BANKS

Who:
Wells Fargo, B of A, Chase, Flagstar, Citi, U.S. Bank

Activities:
All traditional bank activities such as checking and savings accounts, commercial lending, etc., and mortgage banking.

Loan Officers:
No licensing required. When NMLS licensing rules were imposed, many loan officers, who could not pass their tests, moved from mortgage banks to commercial banks.

Source/Cost of Funds:
Deposits.

Advantages:
Deposits provide a very low cost of funds. They can keep “portfolio” unsalable loans. Commercial banks are not vulnerable to unsalable loans like mortgage banks are.

Disadvantages:
Bureaucratic and slow; unlicensed loan officers are often less knowledgeable; very high fixed overhead; appraisal quality is lower.

Courtesy Jay Vorhees, JVM Lending

Are Homebuyers Starting to Hit the ‘Pause’ Button?
09/13/2018
Are Homebuyers Starting to Hit the ‘Pause’ Button?

Are Homebuyers Starting to Hit the ‘Pause’ Button?

For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure buyer activity hav

Home Prices Have Appreciated 6.9% in 2018
09/12/2018
Home Prices Have Appreciated 6.9% in 2018

Home Prices Have Appreciated 6.9% in 2018

Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-ov...

NAR Reports Show It’s A Great Time to Sell!
09/11/2018
NAR Reports Show It’s A Great Time to Sell!

NAR Reports Show It’s A Great Time to Sell!

We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a great time to sell y

09/11/2018

If you can afford $1.35M, I've got an awesome 5-plex in Oakland that grosses $91K a year. That's a 5% cap rate!!!

11 best Bay Area beaches
09/10/2018
11 best Bay Area beaches

11 best Bay Area beaches

From sandy shores to tide pools, these spots provide the perfect escape.

4 Reasons Why Fall Is A Great Time to Buy A Home!
09/10/2018
4 Reasons Why Fall Is A Great Time to Buy A Home!

4 Reasons Why Fall Is A Great Time to Buy A Home!

Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at

Wow, look at those prices!
09/06/2018
What Does the Future Hold for Home Prices?

Wow, look at those prices!

Home prices are at the top of everyone’s minds. Can they maintain their current pace of appreciation? Will rising mortgage rates negatively impact home values? Will the next economic slowdown cause prices to crash? Let’s try to answer these questions based on what has happened in the past as wel...

Homeownership is a Dominant Gene
09/05/2018
Homeownership is a Dominant Gene

Homeownership is a Dominant Gene

There are many things that factor into the decision to buy a home. New research from the Urban Institute suggests that one of those things may be inherited from your parents. Children are More Likely to Own a Home if Their Parents Did According to an analysis of millennial homeowners, the homeowne

Rents Are on The Rise: Don’t Get Caught in The Rental Trap!
09/04/2018
Rents Are on The Rise: Don’t Get Caught in The Rental Trap!

Rents Are on The Rise: Don’t Get Caught in The Rental Trap!

There are many benefits to homeownership, but one of the top benefits is protecting yourself from rising rents by locking in your housing cost for the life of your mortgage. Don’t Become Trapped A recent article by Apartment List addressed rising rents by stating: “Our national rent index is up

Private Paradise | What Island Life is Like - Sotheby's International Realty | Blog
09/03/2018
Private Paradise | What Island Life is Like - Sotheby's International Realty | Blog

Private Paradise | What Island Life is Like - Sotheby's International Realty | Blog

Refreshed, relaxed, reinvigorated: the feelings that tend to accompany the end of an island retreat. But why save the island experience for fleeting vacations that can feel all too short? Life on an island is always enjoyed in the moment and to the fullest. From sun to sand to the stress-free pace o...

5 Reasons You Should Sell This Fall!
09/03/2018
5 Reasons You Should Sell This Fall!

5 Reasons You Should Sell This Fall!

Here are five reasons why listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing a

The 13 Most Beautiful Places To Travel To This Fall
08/30/2018
The 13 Most Beautiful Places To Travel To This Fall

The 13 Most Beautiful Places To Travel To This Fall

From where to find a secret Wes Anderson-esque hotel to how to beat the crowds at Yosemite, these fall adventures, complete with pro tips, are calling your name.

Why are Existing Home Sales Down?
08/30/2018
Why are Existing Home Sales Down?

Why are Existing Home Sales Down?

The latest Existing Home Sales Report issued by the National Association of Realtors (NAR) revealed that home sales have decreased for four consecutive months and are at their slowest pace in over two years. This has some industry leaders puzzled considering the fact that the economy is strengthenin

Address

1986 Mountain Blvd
Oakland, CA
94611

Opening Hours

Monday 08:00 - 18:00
Tuesday 08:00 - 18:00
Wednesday 08:00 - 18:00
Thursday 08:00 - 18:00
Friday 08:00 - 18:00
Saturday 08:00 - 18:00
Sunday 08:00 - 18:00

Telephone

(510) 339-4004

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