Carla Higgins, Realtor, The Grubb Company

Carla Higgins, Realtor, The Grubb Company Carla is an award winner realtor with nearly 15 years of home selling experience in the Greater East Bay. She has extensive expertise and knowledge having been involved in the successful closings of more than two hundred residential transactions.
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Leverage affects an investment in rental property but also a home.
04/05/2019
Leverage

Leverage affects an investment in rental property but also a home.

Leverage has been described as using "other people's money" to increase the yield of an investment.

So many benefits, it just makes sense.
04/04/2019
Consumers Energy Efficient

So many benefits, it just makes sense.

The benefits include lower energy use, saving money, better health, comfort and better for the environment.

Schedule the Auto Pay to allow for processing and the time it takes to reach the lender so that you don't incur late fee...
04/03/2019
Auto Pay Your Mortgage Payment

Schedule the Auto Pay to allow for processing and the time it takes to reach the lender so that you don't incur late fees.

In the time that it takes to write one check, you can set it up with your bank and never have to do it again. You won't have to write checks, envelopes or buy stamps anymore. You'll save time, money and benefit in other ways too.

They sound the same but there is a big difference.
04/02/2019
PreQualified PreApproved

They sound the same but there is a big difference.

Pre-approved means the lender has verified the borrower's qualifications.

Discuss these things with your insurance agent to see how they'll affect your premium.
04/01/2019
Things to reduce your homeowners premium

Discuss these things with your insurance agent to see how they'll affect your premium.

Besides raising the deductible, there are other things to lower your insurance premium.

Managing our expectations can have a huge influence on our lives.
03/29/2019
Winston Churchill inspirational

Managing our expectations can have a huge influence on our lives.

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Carla Higgins and Better Homeowners do not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be constru...

Good credit and the ability to make the payments can get buyers into a home even with smaller down payments that the med...
03/28/2019

Good credit and the ability to make the payments can get buyers into a home even with smaller down payments that the median home buyer used last year.

Periodic attention to these areas can protect the investment in your home.
03/27/2019
To-Do List for Better Homeowners

Periodic attention to these areas can protect the investment in your home.

Checklists work because they contain the important things that need to be done. They provide a reminder about things we know and realize but may have slipped our minds as well as inform us about things we didn't consider.

A #WCW shoutout to all the amazing ladies in my life — thanks for lifting me up with friendship and inspiration, suppo...
03/27/2019

A #WCW shoutout to all the amazing ladies in my life — thanks for lifting me up with friendship and inspiration, support and strength. #womancrushwednesday #girlpower #carlahigginsrealestate

After finding the home you want and negotiating the sale, it would be a shame to do something that could keep you from g...
03/26/2019

After finding the home you want and negotiating the sale, it would be a shame to do something that could keep you from getting the mortgage by doing it before you close the sale.

Give and take negotiations can provide a win-win outcome.
03/25/2019

Give and take negotiations can provide a win-win outcome.

Not so fast...it takes good information to make good decisions.  Before you give up, take time to sit down with a profes...
03/22/2019

Not so fast...it takes good information to make good decisions. Before you give up, take time to sit down with a professional.

This is like gift wrapping a present.  It is showcasing the home.
03/21/2019

This is like gift wrapping a present. It is showcasing the home.

Most homeowners understand rentals far better than alternative investments, even if they don't own rentals, because the ...
03/20/2019
Reasons Rental Homes Rank Highest

Most homeowners understand rentals far better than alternative investments, even if they don't own rentals, because the nature of them is so similar.

Single family homes offer the investor an opportunity to borrow large loan-to-value loans at fixed interest rates for long terms.

This type of info would be good to have before you contract to buy a home.
03/19/2019

This type of info would be good to have before you contract to buy a home.

It will also give the seller the confidence that your offer will close as written.
03/18/2019

It will also give the seller the confidence that your offer will close as written.

Condensation on windows may indicate moisture levels are too high.
03/15/2019

Condensation on windows may indicate moisture levels are too high.

In other words, what is it going to cost to get into the investment and what can I expect to get out and when.
03/14/2019

In other words, what is it going to cost to get into the investment and what can I expect to get out and when.

This can be done on a FHA, VA or conventional loan.
03/12/2019

This can be done on a FHA, VA or conventional loan.

It is not an anomaly; it's amortization and appreciation working over time.
03/11/2019

It is not an anomaly; it's amortization and appreciation working over time.

A good real estate professional becomes the "go to" person coordinating the transaction with all of the different partie...
03/08/2019

A good real estate professional becomes the "go to" person coordinating the transaction with all of the different parties.

The choice is whether to buy it for yourself or your landlord.
03/07/2019

The choice is whether to buy it for yourself or your landlord.

A home can be many things including an investment.
03/06/2019
More Than Just an Address

A home can be many things including an investment.

A home certainly has an appeal as a place to call your own, raise your family, share with your friends and feel safe and secure. It can be more than an address; it can also be one of the largest investments homeowners have.

The right lighting can certainly make a big difference.
03/04/2019
Suggested outdoor landscape lighting

The right lighting can certainly make a big difference.

11% of REALTORS have suggested sellers add landscape lighting before attempting to sell.

This is one of those projects you wish you'd done sooner when you're looking for the "right" circuit breaker to turn off...
03/01/2019

This is one of those projects you wish you'd done sooner when you're looking for the "right" circuit breaker to turn off.

The profit made when you sell a rental held for more than 12 months is taxed at a lower long term capital gains rate and...
02/28/2019

The profit made when you sell a rental held for more than 12 months is taxed at a lower long term capital gains rate and may be eligible for a tax-deferred exchange.

Are you thinking about a home with a payment or getting the home paid for?
02/27/2019
Depends If You Can Afford It

Are you thinking about a home with a payment or getting the home paid for?

Affordability, stability and flexibility are the three reasons homebuyers overwhelmingly choose a 30-year term. However, for those who can afford a higher payment and commit to the 15-year term, there are three additional reasons: lower mortgage interest rate, build equity faster and retire the debt...

It's recommended to wipe down a dog's paws and underside when they come inside.
02/26/2019

It's recommended to wipe down a dog's paws and underside when they come inside.

Some parts of the country have a very high affordability index making it a good time to buy.
02/25/2019

Some parts of the country have a very high affordability index making it a good time to buy.

Timeline Photos
02/22/2019

Timeline Photos

"F2F 4 Realtor And Podcaster: Prioritize Your Life With Carla Higgins" from Frenzied To Financial Freedom by Stephanie W...
02/21/2019
"F2F 4 Realtor And Podcaster: Prioritize Your Life With Carla Higgins" from Frenzied To Financial Freedom by Stephanie Wankel and Kristen Beatty on Apple Podcasts

"F2F 4 Realtor And Podcaster: Prioritize Your Life With Carla Higgins" from Frenzied To Financial Freedom by Stephanie Wankel and Kristen Beatty on Apple Podcasts

Realtor, podcaster and entrepreneur, Carla Higgins shares how she prioritizes life to make it all work. As busy entrepreneurs and moms, we often feel overwhelmed and sometimes guilty, but we don't have to with the proper processes in place. By...

The two-factor authentication is effective and not that difficult to implement since most people have a mobile phone.
02/21/2019
Prevent Credit Card Fraud

The two-factor authentication is effective and not that difficult to implement since most people have a mobile phone.

Simple steps to protect yourself from credit card fraud.

The steps in the home buying process are very predictable and generally follow the same pattern every time but when some...
02/20/2019
Do You Know the Way?

The steps in the home buying process are very predictable and generally follow the same pattern every time but when something unusual occurs, a professional can make the difference.

It may be natural for first-time buyers to be unsure of the process because they haven't been through it before but even repeat buyers need to know changes that have taken place since the financial housing crisis.

NAR expects home prices to increase 3.1% on average this year.
02/19/2019

NAR expects home prices to increase 3.1% on average this year.

Happy President’s Day!
02/19/2019

Happy President’s Day!

And of course, there's always the unexpected that could make things take longer.
02/18/2019
Mortgage Process Timeline

And of course, there's always the unexpected that could make things take longer.

It's good to know the typical time it takes for the different steps in the mortgage process.

You'd never harm your "best friend" by giving them what you think is a "treat."
02/15/2019

You'd never harm your "best friend" by giving them what you think is a "treat."

Valentine's Day is the second most popular date for sending cards.
02/14/2019

Valentine's Day is the second most popular date for sending cards.

There are plenty of options for five percent or less down payments for buyers with good credit.
02/13/2019
When It's Important...Find the Facts

There are plenty of options for five percent or less down payments for buyers with good credit.

When it comes to buying a home, similar common myths continue to prevail surrounding what it takes to buy a home. One of the most common myths is that it takes 20% down payment to get into a home.

If student debt is keeping you from buying now, you should talk to a trusted mortgage professional for their opinion.
02/12/2019

If student debt is keeping you from buying now, you should talk to a trusted mortgage professional for their opinion.

Value and price are not necessarily the same amount.
02/11/2019

Value and price are not necessarily the same amount.

Timeline Photos
02/08/2019

Timeline Photos

Address

1960 Mountain Blvd
Oakland, CA
94611

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