Carla Higgins, Realtor, The Grubb Company

Carla Higgins, Realtor, The Grubb Company Carla is an award winner realtor with nearly 15 years of home selling experience in the Greater East Bay. She has extensive expertise and knowledge having been involved in the successful closings of more than two hundred residential transactions.

To protect your position, homeowners should seek professional tax advice and marketing feasibility with their real estat...
06/05/2019
Temporarily Renting a Home

To protect your position, homeowners should seek professional tax advice and marketing feasibility with their real estate professional.

IRS has provisions for homeowners regarding the sale of a principal residence that allows for temporarily renting the home without losing the ability to exclude the gain if the home is sold under the correct conditions.

May is gone but June and July are available for people who can take action.
06/04/2019
Best months to sell

May is gone but June and July are available for people who can take action.

Summer is the best time of the year to realize the highest price for a home.

Washing machines and toilets use almost half of the water in a home.
06/04/2019
Home water usage

Washing machines and toilets use almost half of the water in a home.

Knowing where typical homeowners use water may help you to reduce water usage.

A simple solution to a smelly problem.
05/31/2019
Freshen your disposer

A simple solution to a smelly problem.

Equal parts of white vinegar and baking soda can freshen your garbage disposer.

It's your home resource whether you're buying, selling or not.
05/30/2019
Call Your REALTOR

It's your home resource whether you're buying, selling or not.

Call your Realtor when you're thinking about remodeling, need a service provider or have a question about real estate.

A recommended lender can give you specific information regarding your individual situation.
05/30/2019
Time to Buy Again

A recommended lender can give you specific information regarding your individual situation.

What is the waiting period for homeowners who have experienced a distressed sale and gotten their finances and credit back in shape?

Recognizing these conditions exist and resolving them can bring more comfort and a safer, healthier home.
05/28/2019
Home Energy Loss

Recognizing these conditions exist and resolving them can bring more comfort and a safer, healthier home.

There are telltale signs that a home is wasting energy that every homeowner should be aware.

The VA loan is a great option for veterans.
05/27/2019
2018 PHBS - veteran buyers

The VA loan is a great option for veterans.

One in five homebuyers or their spouse was a homebuyer last year.

The money saved from wasted water can pay for the repairs.
05/24/2019
A Running Toilet

The money saved from wasted water can pay for the repairs.

A running toilet can waste up to 90,000 gallons of water in a month.

Use this graphic to have a conversation with your insurance agent to learn more about your policy.
05/23/2019
What does your policy cover

Use this graphic to have a conversation with your insurance agent to learn more about your policy.

Know what your homeowner's policy covers before you need to file a claim so that you have the correct coverage.

A little tech combined with the right agent goes a long way in finding the right home.
05/22/2019
Tech to Find the Right Home

A little tech combined with the right agent goes a long way in finding the right home.

The Profile of Buyers and Sellers confirms that physically locating the home is certainly part of what buyers want from their agent but finding the right home at the right price and terms is also crucial and tech can assist everyone.

Scanning these documents and keeping them digitally could be a good alternative to be able to find them if you need them...
05/21/2019
How long do you need to keep these?

Scanning these documents and keeping them digitally could be a good alternative to be able to find them if you need them and keep them safe.

Some documents need to be kept longer than others and these are the basic rules.

It's really convenient to be able to do it online without having to go to the post office and stand in line.
05/20/2019
Hold Mail Service

It's really convenient to be able to do it online without having to go to the post office and stand in line.

The US Postal Service can hold your mail safely at the post office when you are out of town.

It is hard sometimes not to share with them but you certainly do want to harm them.
05/17/2019
Dangerous food for your dog

It is hard sometimes not to share with them but you certainly do want to harm them.

Food that is healthy for people could cause harm to your dog.

This could be the cheapest way to get into a home and the lowest cost of housing.
05/16/2019
VA loan advantages

This could be the cheapest way to get into a home and the lowest cost of housing.

No down payment and no mortgage insurance are great advantages if you're a veteran.

Preventative maintenance may help avoid costly repairs.
05/15/2019
Comfort Systems

Preventative maintenance may help avoid costly repairs.

Regular maintenance with a HVAC checklist is something that homeowners can do themselves to ensure that the units operate properly.

An agent can maximize your sales price which affects how much you'll net from the sale.
05/13/2019
Method Used to Sell a Home

An agent can maximize your sales price which affects how much you'll net from the sale.

In the last two decades, the trend is for more homeowners to use agents to sell their home.

We appreciate you for all you do and wish you a wonderful weekend.
05/10/2019
Happy Mother's Day

We appreciate you for all you do and wish you a wonderful weekend.

Happy Mother's Day

Equity build-up for homeowners is big advantage to building wealth.  Making the payments is like a forced savings accoun...
05/09/2019
Equity Build-up

Equity build-up for homeowners is big advantage to building wealth. Making the payments is like a forced savings account.

Principal reduction through amortization and appreciation result in equity build-up.

Any homeowner can purchase a home warranty whether they had one when they bought the home or not.
05/08/2019
A Home Warranty Can Save Money

Any homeowner can purchase a home warranty whether they had one when they bought the home or not.

Money spent on repairs to your home is not deductible but being aware of how much you spent last year may help you make a decision that could save you money this year like purchasing a home warranty.

If we can learn to wash our hands in cold water, maybe we can do the same with our clothes.
05/07/2019
Hot water is a waste

If we can learn to wash our hands in cold water, maybe we can do the same with our clothes.

Today's laundry detergents clean more efficiently than ever in cold water.

Picking the right mortgage can affect the amount you pay for a home as much as the price you pay.
05/06/2019
88% of home buyers financed

Picking the right mortgage can affect the amount you pay for a home as much as the price you pay.

Nine out of ten buyers financed their home when they purchased it in 2018.

It is going to be a hard habit to break because it sounds like a good idea.
05/03/2019
Re-Think Lemons in the Disposer

It is going to be a hard habit to break because it sounds like a good idea.

You may want to rethink putting lemons in the disposer to freshen the smell.

Have you ever owned a home with a higher mortgage rate than the current ones?
05/02/2019
FreddieMac Rates

Have you ever owned a home with a higher mortgage rate than the current ones?

Mortgage rates are lower that one year ago.

The instant liquidity comes at a cost to the seller by not realizing the full proceeds from the sale.
05/01/2019
iBuyers - Convenient at a Price

The instant liquidity comes at a cost to the seller by not realizing the full proceeds from the sale.

This approach attempts to provide an alternative to selling a home in a normal manner at the expense of not realizing the full equity a homeowner is entitled.

When the index is greater than 100, a home is considered affordable.
04/29/2019
Homeowner's Affordability Index Feb 2019

When the index is greater than 100, a home is considered affordable.

Low mortgage rates, median income and home prices make homes affordable in most parts of the country.

Think of things valuable to you but not to a thief; that is what goes in a home safe.
04/26/2019
What goes in your home safe?

Think of things valuable to you but not to a thief; that is what goes in a home safe.

Things that cannot afford to be lost due theft, fire or simply misplaced need to be in a safe.

For the past ten years, fewer people are selling their home without a real estate professional.
04/25/2019
7% of homes sold FSBO

For the past ten years, fewer people are selling their home without a real estate professional.

7% of homes sold were For Sale by Owners in 2018.

This is the conventional loan version of the FHA 203k loan that rolls the purchase and repairs into one mortgage.
04/24/2019
One Loan for Purchase & Renovations

This is the conventional loan version of the FHA 203k loan that rolls the purchase and repairs into one mortgage.

The FNMA HomeStyle conventional mortgage allows a buyer to purchase a home that needs renovations and include them in the financing. This facilitates the purchase of the home and the renovations in one loan rather than getting a separate second mortgage or home equity line of credit.

A trusted mortgage professional can determine if the lack of credit history would keep you from purchasing a home.
04/23/2019
No Credit History?

A trusted mortgage professional can determine if the lack of credit history would keep you from purchasing a home.

FHA loans allow borrowers to use non-traditional credit sources to establish a history.

What is the first step that buyers should take?
04/22/2019
First Steps During Home Buying Process

What is the first step that buyers should take?

Most people start looking for homes online before they find out what price home they can afford.

Focus on what will make a difference.
04/19/2019
Jim Rohn Inspirational

Focus on what will make a difference.

Don't wish it were easier, wish you were better. Don't wish for less problems, wish for more skills.

Consider these tips to reduce paper and help you find what you need quicker.
04/18/2019
Organize & clear financial clutter

Consider these tips to reduce paper and help you find what you need quicker.

Most people keep things they think they'll need sometime but if you can't find them, it doesn't help a lot.

If you haven't used something for two years, maybe it isn't essential in your life.
04/17/2019
Get Rid of Things You Don't Need

If you haven't used something for two years, maybe it isn't essential in your life.

Periodically, you need to rid yourself of things that are taking up you time and space to make room for more of what you like and want.

The Spring homebuying season is under way and mortgage rates are very favorable.
04/16/2019
Buyers search 10 weeks

The Spring homebuying season is under way and mortgage rates are very favorable.

Buyers typically searched for ten weeks and looked at a median of ten homes.

As a homeowner who has always itemized deductions, it is worth comparing to see whether the standard deduction would ben...
04/12/2019
Compare to see which one is best

As a homeowner who has always itemized deductions, it is worth comparing to see whether the standard deduction would benefit them more.

The IRS allows homeowners to choose each year whether to take the standard deduction or the itemized deduction, whichever can benefit them the most.

Being familiar with homes and their maintenance lowers the risk for investors of rental properties.
04/11/2019
Risk on Investment

Being familiar with homes and their maintenance lowers the risk for investors of rental properties.

Risk is the uncertainty associated with the expected performance of an investment.

Shifting contributions to a Qualified Charitable Contribution will get the same amount to the charity but lowers the Req...
04/10/2019
Qualified Charitable Contribution

Shifting contributions to a Qualified Charitable Contribution will get the same amount to the charity but lowers the Required Minimum Distribution that must be recognized as ordinary income.

If you're at an age where you need to be taking Required Minimum Distributions (age 70.5) from your IRA, a qualified charitable contribution may allow you to lower your overall tax liability.

Staging is a form of marketing that shows the home in the most favorable light.
04/09/2019
Rooms Most Likely to be Staged

Staging is a form of marketing that shows the home in the most favorable light.

Knowing the most important rooms to be staged can be effective and cost efficient.

Just because people don't want to talk about them doesn't mean that they are not important.
04/08/2019
Credit Score

Just because people don't want to talk about them doesn't mean that they are not important.

Four out of ten people don't know their credit score and half are unaware that paying bills on time has the largest impact on their score.

Leverage affects an investment in rental property but also a home.
04/05/2019
Leverage

Leverage affects an investment in rental property but also a home.

Leverage has been described as using "other people's money" to increase the yield of an investment.

So many benefits, it just makes sense.
04/04/2019
Consumers Energy Efficient

So many benefits, it just makes sense.

The benefits include lower energy use, saving money, better health, comfort and better for the environment.

Address

1960 Mountain Blvd
Oakland, CA
94611

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