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10/29/2026

When I do a subject-to deal, my buyer brings a down payment to closing. That check covers what I paid to take over the deal. Closing costs, any back payments I caught up, minor repairs. In most cases I'm fully reimbursed on day one. Then the spread starts. Every month they pay more than the underlying loan, that difference is mine. And when they eventually sell or refinance, I collect again. Three paydays. The first one happens at closing. That's how the 12 House Blueprint works. 12houseblueprint.com/?utm_source=fb&utm_medium=social&utm_campaign=reel

10/28/2026

"You need good credit."

I call BS.

When I take over a loan subject-to, the bank never sees me. They don't know I exist. As far as they're concerned, the original borrower is still making the payments.

Bankruptcy. Foreclosure. A rough few years. None of it disqualifies you from this.

The skill is what matters. Not the score.
12houseblueprint.com/?utm_source=fb&utm_medium=social&utm_campaign=reel

10/27/2026

Finding a buyer isn't the hard part. Finding the right buyer is. A bad buyer doesn't just miss payments. They create problems, delay the timeline, and cost you money you shouldn't have to spend. 12houseblueprint.com/?utm_source=fb&utm_medium=social&utm_campaign=reel

What happens when a bank calls you about a property you bought subject-to? That phone call can be stressful, especially ...
10/26/2026

What happens when a bank calls you about a property you bought subject-to? That phone call can be stressful, especially when you are unsure what it means for your deal.

That is why, in this video, I will break down how you can handle these situations right and what you need to understand before you pick up the phone.

Check it out here: https://youtu.be/9cWIVp84uFg

10/25/2026

Zero equity. And I still walked away with cash. Three ways it pays: upfront, the buyer's down payment goes in my pocket on day one. Monthly, the spread between what they pay me and what I owe the bank. Backend, when the property eventually sells or refinances. I didn't need equity. I needed the right structure. Full breakdown at 12houseblueprint.com/?utm_source=fb&utm_medium=social&utm_campaign=reel

10/24/2026

After my first couple of deals I stopped putting houses in my name. A land trust puts the property in the name of a trust instead of yours. 12houseblueprint.com/?utm_source=fb&utm_medium=social&utm_campaign=reel

10/22/2026

I spent years running restaurants before any of this. Turns out almost none of it was wasted. 12houseblueprint.com/?utm_source=fb&utm_medium=social&utm_campaign=reel

10/21/2026

A no today doesn't always mean no forever. Time and circumstances change what a seller is willing to consider.

Ask permission to follow up, then actually do it. A legal pad or index cards can work when you're starting out. The important part is having a system you use.

10/16/2026

My buyers don't need a bank's approval. Here's what I actually check instead. 12houseblueprint.com?utm_source=fb&utm_medium=social&utm_campaign=org

What does it really take to succeed in real estate investing? And are some of the things you've been taught actually hol...
10/14/2026

What does it really take to succeed in real estate investing? And are some of the things you've been taught actually holding you back?

In this video, I'm answering six questions from real estate investors about building a successful business, buying houses, working with sellers, and getting started the right way.

If you're thinking about getting into real estate or looking to take your investing business to the next level, some of these questions might challenge the way you think about real estate investing.

Check it out here: https://youtu.be/xgmVE4eKLq0

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