09/29/2026
🏡 SELLERS & BUYERS: There may be another option besides lowering the price.
With mortgage rates 7% +, buyers are paying close attention to their monthly payments.
If your home has been on the market longer than expected, a seller-paid interest-rate buydown may be worth considering. A seller may be able to contribute toward the buyer’s financing costs, including an eligible rate buydown, subject to the buyer’s loan program and lender guidelines.
For buyers, this may help reduce the monthly payment. For sellers, it can provide a meaningful incentive without necessarily reducing the list price.
Every situation is different. A price reduction, rate buydown, seller concession, or combination of strategies may make the most sense.
In this market, selling a home takes more than choosing a list price. It takes a strategy.
If you’re considering buying or selling and current rates have you hesitant, let’s talk through your options.