10/06/2026
🏡 HOUSTON RENTERS!! Before you renew that lease, read this.
You might be closer to buying a home than you think.
You do NOT necessarily need:
❌ 20% down
❌ Perfect credit
❌ $30,000 sitting in the bank
For example, an FHA loan may allow as little as 3.5% down if you qualify. 🏡
What do you actually need to buy a home in Texas?
🔑 A qualifying credit profile
💰 Down payment + closing costs (or eligible assistance/concessions)
💼 Verifiable income and employment history
📉 A debt-to-income ratio that meets your loan program’s requirements
🏦 Mortgage pre-approval
🏡 A home that meets your lender/loan program requirements
And depending on your situation, Texas down-payment assistance programs may be available too.
You don’t have to have everything figured out before talking to a Realtor or lender. That’s what we’re here for.
If you’re renting and wondering whether you could qualify to buy, message me and let’s find out.
Danielle Rex | FYI Realty 🏡
832-806-7863