10/29/2026
If you’re a first responder in Texas, did you know there are some programs that can help you buy a home? 🏡 🧐
❤️🤍💙 Homes for Texas Heroes ❤️🤍💙
Eligible first responders may qualify for down payment & closing cost assistance up to 5%, offered as a grant or a 3-year fully forgivable second lien (with conditions). First-time home buyers may also be able to get a Mortgage Credit Certificate giving you a federal income tax credit of up to 35% of the mortgage interest paid!
🏠 HUD Good Neighbor Next Door 🏠
Eligible first responders buying in a designated revitalization area (like EaDo or Midtown) may qualify for a 50% discount on applicable homes. It's offered as a fully forgivable "silent" second mortgage (with no payments or interest) given that you live in the home for at least three years.
🌳 Houston Habitat for Humanity Essential Workers Solutions 🌳
Eligible essential workers with lower income may qualify for a capped mortgage & down payment assistance. However, there are strict conditions including, rigid income limits, financial counseling, and "sweat equity" volunteer hours.
💚 Thank you to all the first responders who help keep us & our communities safe! 💚 We'd love to help you achieve your real estate goals, whatever they may be.
📲 Message us to get connected to a qualified lender that can assist with one of these programs, or simply to learn how to get started on your home-buying journey!
*Program eligibility, funding, and requirements of each program can change. A qualified lender or associated program admin will provide the most accurate & current details.*
