E21 Realty

E21 Realty 4000 Southlake park Suite 200 Hoover, Alabama 35244

If you’re looking to buy or sell a home near Hoover, Alabama, let me help you! Your satisfaction is my top priority. For a stress-free experience, I am here every step of the way. Contact me today to get started.

06/07/2019

Gut Feelings Vs Facts

“I am pretty certain that this couple will make excellent tenants”. That’s what your gut tells you when you see a nice couple wanting to rent from you. And according to your gut feeling, they are in fact the best tenants you could ask for.

The fact is, that without a proper background screening done, you are pretty much in the dark when it comes to making a decision regarding your investment. According to a survey done by Citylab, one out of every five renters struggle to pay their rent. Also according to the Washington post, Apartment Lists reported evictions due to non-payments are up to 77.3%.

That’s not even considering what the criminal background check brings back. So without a doubt, the best way to look for good tenants is FREE Tenant Screening for Landlords

Are you looking to purchase a home or a business?Are You Looking to see how much you qualify for your home purchase?We h...
06/06/2019
Page Not Found - Northpointe Bank

Are you looking to purchase a home or a business?

Are You Looking to see how much you qualify for your home purchase?

We have credit repair as well. Click the link and let's get started.

https://www.northpointe.com/home-…/get-started/sheila-floyd/
to fill out the application and please use my name, Michael Gould, in the section that asks "how did you hear about us."We will contact you with all your options once it’s processed.
NORTHPOINTE.COM
Sheila Floyd - Northpointe Bank
Sheila Floyd is your home lending expert specializing in FHA, construction, VA, jumbo, doctor loans, USDA, and renovation home loans. With a strong track record of client satisfaction, let Sheila Floyd help you choose the…

Are You Looking to see how much you qualify for your home purchase?We have credit repair as well. Click the link and let...
06/06/2019
Sheila Floyd - Northpointe Bank

Are You Looking to see how much you qualify for your home purchase?

We have credit repair as well. Click the link and let's get started.

https://www.northpointe.com/home-lending/get-started/sheila-floyd/ to fill out the application and please use my name, Michael Gould, in the section that asks "how did you hear about us."We will contact you with all your options once it’s processed.

Sheila Floyd is your home lending expert specializing in FHA, construction, VA, jumbo, doctor loans, USDA, and renovation home loans. With a strong track record of client satisfaction, let Sheila Floyd help you choose the right home loan today!

04/25/2019

Looking for applicants for our Renters to HOMEOWNERS PROGRAM! Requirements: 2 years of employment (doesn’t have to be the same job). Comment below if you would like information. STOP RENTING and START OWNING!

U.S. Department of Housing and Urban Development – Ben Carson, SecretaryOffice of Public Affairs, Washington, DC 20410...
03/28/2019
Page not found | HUD.gov / U.S. Department of Housing and Urban Development (HUD)

U.S. Department of Housing and Urban Development – Ben Carson, Secretary
Office of Public Affairs, Washington, DC 20410
HUD No. 19-035 FOR RELEASE
HUD Public Affairs Thursday
202-708-0685 March 28, 2019
http://www.hud.gov/news/index.cfm

HUD CHARGES FACEBOOK WITH HOUSING DISCRIMINATION
OVER COMPANY’S TARGETED ADVERTISING PRACTICES

WASHINGTON – The U.S. Department of Housing and Urban Development (HUD) announced today that it is charging Facebook with violating the Fair Housing Act by encouraging, enabling, and causing housing discrimination through the company’s advertising platform. Read HUD’s Charge against Facebook.

In addition to covering your home, homeowners insurance also covers four more things: I. Your outbuildings, landscaping,...
02/22/2018
IT’S A NUMBERS GAME!!!

In addition to covering your home, homeowners insurance also covers four more things: I. Your outbuildings, landscaping, and hardscaping. If you have outbuildings i.e. shed, fence, or landscaping, your homeowner's policy most likely covers those for up to 10% of your policy amount (5% for plants trees, and debris removal). Example, if you have $100,000 in homeowners insurance and someone drives into your fence, the policy would cover 10% or $10,000 in repairs. [ 289 more words ]

http://lmgllc6.com/2018/02/22/its-a-numbers-game-16/

Do you remember the commercial where the driver runs into a flower stand, and then asked if she’s covered…?

HAPPY THANKSGIVING!!!
11/23/2017

HAPPY THANKSGIVING!!!

The sale and purchase of a home are one of the most significant events that any person will experience in his or her lif...
11/14/2017
IT’S THE LAW !

The sale and purchase of a home are one of the most significant events that any person will experience in his or her lifetime. It is more than the simple purchase of housing, for it includes the hopes, dreams, aspirations, and economic destiny of those involved. The Law Civil Rights Act of 1866: The Civil Rights Act of 1866 prohibits all racial discrimination in the sale or rental of property. [ 329 more words ]

http://lmgllc6.com/2017/11/14/its-the-law/

The sale and purchase of a home are one of the most significant events that any person will experience in his or her lifetime. It is more than the simple purchase of housing, for it includes the ho…

11/09/2017
If you could design your home office, what would it look like?
11/09/2017

If you could design your home office, what would it look like?

If you're a fan of rustic homes, this living room is for you!
11/09/2017

If you're a fan of rustic homes, this living room is for you!

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

E21 Realty's cover photo
11/09/2017

E21 Realty's cover photo

Cousin Al
10/27/2017

Cousin Al

To spank or not to spank? That is the question.

10/25/2017

Who's Responsible?

Property management firms often assume that by having their investor add the property management firm as an additional insured on the investor’s personal homeowners or commercial multi-family policy they can mitigate all their liability exposures related to the servicing of the individual property. I always ask them if they have read the homeowners or commercial policy and very few say they have. In those cases, they may be facing uninsured losses due to vacancy clauses, intentional acts or damage by the tenant, and “service animals” that could take down a moose.
In most cases, the property manager is responsible for tenant screening and placement of the tenant in the investor’s property, which leads to another potential financial exposure for the property manager. Many property management firms have the leasing tenant add the property management firm as an additional insured to their renter’s policy and most lease agreements now require a minimum liability limit of $100,000. Medical payments, property damage to others, additional living expenses, and contents coverage are not required or reviewed. The main problem with this is that almost 70 percent of all renters’ policies cancel prior to renewal, mostly due to non-payment.
If the renter’s insurance is canceled and he or she has a kitchen fire or third party files an injury claim, whose insurance responds to the loss? Does the property insurance company subrogate against the property manager’s insurance? Does the tenant file a claim against the owner of the property and the property manager for not keeping track of in force coverage during the term of the lease?

What is debt? What is credit?  Let's keep it simple. credit is how much you can borrow. Debt is the payback ratio.  basi...
11/13/2016
IT’S A NUMBERS GAME !!!

What is debt? What is credit? Let's keep it simple. credit is how much you can borrow. Debt is the payback ratio. basically there are two kinds of debt; managed and unmanaged. Managed debt is good for building credit; it is the consistency of paying over time that lenders look for. Word of caution keep your debt paid down to a third of your total limit...ie. [ 158 more words ]

http://lmgllc6.com/2016/11/13/its-a-numbers-game-15

What is debt? What is credit?  Let’s keep it simple. credit is how much you can borrow. Debt is the payback ratio.  basically there are two kinds of debt; managed and unmanaged. Managed debt …

A real estate student knows the dangers of lead base paint, and pipes. so are we to believe the state of Michigan was un...
03/18/2016
IT’S A NUMBERS GAME !!!

A real estate student knows the dangers of lead base paint, and pipes. so are we to believe the state of Michigan was unaware of the contamination, and whose next. Housing and Urban Development (HUD) has required a Lead base Paint Addendum (LBPA) on pre-1978 homes. Here is HUD's latest remedy. What do you think? HUD Number16-034 FOR RELEASE Shantae Goodloe Friday… [ 145 more words. ]

https://lmgllc6.wordpress.com/2016/03/18/its-a-numbers-game-14

A real estate student knows the dangers of lead base paint, and pipes. so are we to believe the state of Michigan was unaware of the contamination, and whose next. Housing and Urban Development (HU…

IT'S A NUMBERS GAME!!!vol. 16  edition 03 Crowdfunding Title III of the Jobs Act went into effect as of January 29th of ...
03/12/2016
IT’S A NUMBERS GAME !!!

IT'S A NUMBERS GAME!!!

vol. 16 edition 03

Crowdfunding Title III of the Jobs Act went into effect as of January 29th of 2016.

What does this mean to you? Now you can raise capital up to $1 Million, and allows unaccredited investors to participate in crowdfunding. It is the opinion of many who watch this closely, that this is real crowdfunding because it opens investments to a significant population of investors through an unaccredited investors definition, which caps investors income or net worth at $ 100,000. [ 53 more words. ]

https://lmgllc6.wordpress.com/2016/03/12/

Need financing for your business? have you thought about…

It seems as though two can play the game better than one, or at least out of the gates. Nar's recent survey indicated th...
01/31/2016
IT’S A NUMBERS GAME

It seems as though two can play the game better than one, or at least out of the gates. Nar's recent survey indicated that 27% of first time home buyers were married with kids, 36 year of age, and a combine income of 100k. Next unsuspected and trailing by 9 years …the single male making his first purchase at 45 … [ 96 more words. ]

https://lmgllc6.wordpress.com/2016/01/31/its-a-numbers-game-12/

It seems as though two can play the game better than one, or at least out of the gates. Nar's recent survey indicated that 27% of first time home buyers were married with kids, 36 year of age, and ...

Vol: 15     edition xi   Do You Tip? Do you know the balance before the cashier gives the total? Here is a quick and eas...
11/25/2015
IT’S A NUMBERS GAME

Vol: 15 edition xi Do You Tip? Do you know the balance before the cashier gives the total? Here is a quick and easy formula. Who needs a calculator? You want to leave a 15% tip on a meal that cost $32.00. First, convert the 15% to an actual number that can be used in a calculation. For percent's, this is always done by simply dividing the percent (in this case 15%) by 100%.So, the conversational term "15%" becomes 15% / 100% = 0.15 in terms of a real mathematical number. [ 276 more words. ]

https://lmgllc6.wordpress.com/2015/11/25/its-a-numbers-game-11

Vol: 15     edition xi  Do You Tip? Do you know the balance before the cashier gives the total? Here is a quick and easy formula.  Who needs a calculator?  You want to leave a 15% tip on a meal tha...

Chelsea Family Fitness
11/12/2015

Chelsea Family Fitness

A big thank you to our commercial real estate agent for guiding us to signing our location! Michael Gould (right), you are the best!

Wesley White, Mr.Birmingham 2013, is ready to train! Chelsea Family Fitness is here to help you meet your fitness goals in 2016!

Join Today!

It’s A NUMBERS GAME!!!
10/07/2015
It’s A NUMBERS GAME!!!

It’s A NUMBERS GAME!!!

What Happens to a Reverse Mortgage After Death or When a Reverse Mortgage Becomes Due?     It's well-known that many Americans (more than half, actually) are far from prepared for retirement. So to...

Buyers, or the lack of them, normally get the blame for all that ails housing. When not enough people want homeownership...
09/24/2015
IT’S A NUMBERS GAME!!!

Buyers, or the lack of them, normally get the blame for all that ails housing. When not enough people want homeownership, or can afford it, the available inventory of for-sale homes sits and loses value, and that’s bad. Fed chief Janet Yellen may be one of the few people who believe this is currently an issue. Knock on wood, that doesn’t seem to be a problem of the moment. [ 290 more words. ]

https://lmgllc6.wordpress.com/2015/09/24/its-a-numbers-game-9/

Focus on the lower price tier of the housing market...

CFPB: Complaints against credit reporting agencies rise sharply
09/04/2015
CFPB: Complaints against credit reporting agencies rise sharply

CFPB: Complaints against credit reporting agencies rise sharply

The Consumer Financial Protection Bureau released its second snapshot report of its consumer complaint database, and this time, credit reporting agencies are in the hot seat. So what do consumers think about the credit reporting agencies? Read on.

4 things you can learn from golf and apply to your life/business.
08/08/2015
4 things you can learn from golf and apply to your life/business.

4 things you can learn from golf and apply to your life/business.

Being a former football coach, I love using sports analogies to help my trainees learn key lessons. So, as I was sitting here on Fathers Day watching the US Open at Chambers Bay, I started thinking about some of the key elements of the game of golf and how they relate to life/business. You may

IT’S A NUMBERS GAME!
08/05/2015
IT’S A NUMBERS GAME!

IT’S A NUMBERS GAME!

08/04/2015 vol15 # VI One could easily argue that the Brain is the most important part of the body, maybe that's why it's on top. The brain does all the thinking and instructing the other parts ...

Home Buying Tips That Will Give You an Edge
07/31/2015
Home Buying Tips That Will Give You an Edge

Home Buying Tips That Will Give You an Edge

In today’s competitive market, it takes more than cash to close a deal. Here, five experts offer tips to beating out all-cash buyers. It’s not a buyer’s market these days; there are still plenty with cash, and financing has brought in a whole new set of hungry home hunters. According to [...]

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4000 Southlake Park #200
Hoover, AL
35244

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