Agustin J. Ponce Realtor, SRS

Agustin J. Ponce Realtor, SRS We offer our clients, from first-time home buyers to experienced investors, the ability to meet their real estate goals and transact with confidence.
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Attention: Houston Real Estate BuyersYour NextGen Agent, Agustin J. Ponce invites you to view premium content not public...
04/26/2016
HAR.com Texas Real Estate - Houston

Attention: Houston Real Estate Buyers

Your NextGen Agent, Agustin J. Ponce invites you to view premium content not publicly accessible on the HAR.com #app.

Premium Content Includes:
Days on Market for all listings
Sold Price for nearby listings
Property History for all listings

For more Info on what other premium features are available feel free to contact us anytime!

#MyIconRealty #NextGenRealEstateGroup #Houston #RealEstate

STXRealtor.comNextGen Real Estate Group
02/18/2016
2016 Market Predictions from Top Real Estate Agents

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NextGen Real Estate Group

As a real estate agent, people look to you for all of the answers about what’s happening in the market. While you’re well versed in all matters real estate, you don’t have a crystal ball that can predict the future. Since many potential clients ask you to share your knowledge about the future of…

Don't put your home on the market without proper staging. NextGen Real Estate GroupNextgen-RealEstate.com956 278-3004
01/26/2016
Staging Tips That Help Homes Sell

Don't put your home on the market without proper staging.
NextGen Real Estate Group
Nextgen-RealEstate.com
956 278-3004

Give your home the help it needs to sell quickly by staging it properly.

12/07/2015
NAR Reports Reveal Two Reasons to Sell This Winter

We all realize that the best time to sell anything is when demand is high and the supply of that item is limited.
The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now is a great time to sell your house.
http://agustinponce.com/valuation-form/

We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now is a great time to sell your house.

Big Boom!!! Home Prices continue to Rise... Wanting to buy or sell #RealEstate Contact us at Nextgen Real Estate Group 9...
11/26/2015
Big Boom: Home Prices Continue to Rise

Big Boom!!! Home Prices continue to Rise...
Wanting to buy or sell #RealEstate Contact us at Nextgen Real Estate Group 956 278-3004 or visit
www.AgustinPonce.com

Home prices continued their rise across the country over the last 12 months, with yet another increase in September, according to recently released S&P/Case-Shiller Home Price Indices. Covering all nine U.S. census divisions, the S&P/Case-Shiller U.S. National Home Price Index recorded a slightly…

Tips to Keep Your Home Safe While You're Away...Nextgen Real Estate GroupNextgen-RealEstate.com
11/25/2015
Keep Your Home Safe While You're Away

Tips to Keep Your Home Safe While You're Away...
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Nextgen-RealEstate.com

5 tips to help protect your home while you're away this holiday season.

How to Protect Your Home While You're GoneThe holiday season is prime time for many good reasons and also... (Click for ...
11/20/2015
Keep Your Home Safe While You're Away

How to Protect Your Home While You're Gone
The holiday season is prime time for many good reasons and also... (Click for tips)
Nextgen Real Estate Group #MyIconRealty
www.AgustinPonce.com

If you're going to spend time away from home during the holidays, take a moment to prevent burglary.

Just another reason to buy vs rent www.AgustinPonce.com Agustin J. Ponce Realtor, SRS
10/26/2015
2016: Homeowner’s Net Worth Will Be 45x Greater Than a Renter

Just another reason to buy vs rent
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Agustin J. Ponce Realtor, SRS

Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

Good to know  www.AgustinPonce.realtor#NextGenRealEstateInvestments
10/14/2015
Americans Think Homeownership Is a Sound Investment

Good to know www.AgustinPonce.realtor
#NextGenRealEstateInvestments

A vast majority of Americans believe that buying a home is a solid financial decision, and most believe they could sell their home for at least its initial purchase price, according to a new survey from the National Association of REALTORS®. The 2015 National Housing Pulse Surveyalso found that a…

Fill out the form below to get contacted by a REALTOR® who can help with the pre-approval process. #NextGenAgent #MyIco...
09/25/2015
Contact

Fill out the form below to get contacted by a REALTOR® who can help with the pre-approval process. #NextGenAgent #MyIconRealty #Texas #RealEstate #FirstTimeHomeBuyers

Fill out the form below to get contacted by a REALTOR® who can help with the pre-approval process.

Fabulous Victorian Style Home in north Mcallen. This home was remodeled in 2013 including kitchen, home interior and new...
09/16/2015
6914 N 1ST LANE, MCALLEN, TX 78504 | Agustin Ponce | Real Estate Firm | McAllen, TX Homes For Sale

Fabulous Victorian Style Home in north Mcallen. This home was remodeled in 2013 including kitchen, home interior and newly installed pool and jacuzzi both climate controlled. An additional two story west wing was added giving another 1000+ of sq ft. This home also features beautiful rock themed fountains and beautiful gazebo with amazing palm trees and landscape. This astounding home is situated in half acre lot which will allow you to escape and feel in paradise. Priced to Sell!! Nextgen Real Estate Group #MyIconRealty

6914 N 1ST LANE, MCALLEN, TX 78504 | Agustin Ponce | Real Estate Firm | McAllen, TX Homes For Sale

09/14/2015

BUILDING PERMITS DROP 5.7% IN MARCH, BUT IT’S ALL GOOD-

The number of newly issued building permits in March shrank by 5.7% from February, raising the question of whether new construction will fill the housing inventory void this year—but experts said there’s no reason to panic.

According to the U.S. Commerce Department, homebuilders were granted a seasonally adjusted 1,039,000 permits in March, down from 1,102,000 in February. Permits are a leading indicator of the health of the new-construction industry. Homebuilders are not building speculative housing—they are waiting for a signed contract and hefty earnest money deposit before applying for a building permit to then start construction.

Monthly declines aside, permits are up 2.9% from March 2014 to March 2015, according to the report.

Read the Full Story Here! - http://www.realtor.com/news/data-report-new-construction-permits-from-commerce-department/

09/10/2015

FANNIE MAE OFFERS FIRST-TIME HOME BUYERS BIG HELP WITH CLOSING COSTS-

If you’re a first-time home buyer just entering the market, you’re in for a springtime treat: Fannie Mae will now pay your closing costs, up to 3% of the price of the home—provided you take the mortgage giant’s home-buyer counseling course first.

The new HomePath Ready Buyer program, announced on Wednesday, allows first-time buyers (defined as those who have not owned a home in the past three years) to take an online course, get certified, and become eligible for what could amount to significant savings. For instance, on a $150,000 home, Fannie Mae could contribute up to $4,500 toward your closing costs—which typically range from 2.5% to 3% of a home’s price—and even reimburse you for the $75 online course.

Read the Full Story Here! - http://www.realtor.com/news/fannie-mae-first-time-home-buyer-closing-costs-help/

09/07/2015

SNEAKY HOME BUYING FEES THAT YOU NEVER GET BACK-

Well, I couldn’t disagree more. That’s like saying that you are throwing money away buying food because when you eat it, it’s gone. Guess what? There are costs to living. And that includes the roof over your head. There are even home ownership costs you don’t get back.

Buying a home is the biggest money decision you will ever make. Don’t take it lightly, and remember that it’s not about playing house. Buying a house you can’t afford can sink you into financial prison, no matter how nice it is.

Now, homeownership can be the right thing for you, after all. Just know, though, that nothing in finance is one-size-fits all, especially when it comes to buying versus renting your home.

Here are some of the fees that fall under the closing costs umbrella:

Read the Full Story Here! - http://www.forbes.com/sites/nicolelapin/2015/04/13/sneaky-home-buying-fees-that-you-never-get-back/

09/03/2015

12 TIPS FOR SPRING HOMEBUYING IN A SELLER'S MARKET-

Sellers hold most of the cards this spring, so buyers must be ready to move swiftly and play smart.
With spring finally here for most of the nation, prospective homebuyers can look at houses and condos without traipsing through snow and ice. Better weather, plus the traditional belief that families search for homes so they can move in between school years, makes spring a major homebuying season in much of the country.

“Especially considering this winter, we’re expecting a very busy spring season,” says Daniel Hedaya, president of Platinum Properties in New York City. “We’re already seeing an uptick.”

The biggest challenge facing homebuyers in many markets may be finding a home to buy. The inventory of available homes for sale remains low in many cities, especially in certain price ranges.

Read the Full Story Here! - http://money.usnews.com/money/personal-finance/articles/2015/04/13/12-tips-for-spring-homebuying-in-a-sellers-market

How does a $500 kitchen upgrade sound?AgustinPonce.com
09/02/2015
Give Your Kitchen a Fall Makeover

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Win a $500 kitchen makeover package by referring friends, family and colleagues.

08/31/2015

MORTGAGE APPLICATION RISE POINTS TO MORE HOMEBUYERS-

Loan applications to purchase a home rose for the third straight week, but lower interest rates were not enough to spur mortgage refinances.

Total mortgage application volume rose 0.4 percent week-to-week on a seasonally adjusted basis for the week ending April 3, according to the Mortgage Bankers Association (MBA). The move was driven entirely by a 7 percent surge in applications by homebuyers. Purchase applications are now 12 percent higher than the same week one year ago

"Purchase mortgage application volume last week increased to its highest level since July 2013, spurred on by still low mortgage rates and strengthening housing markets," said Mike Fratantoni, MBA's Chief Economist.

Read the Full Story Here! - http://www.cnbc.com/id/102567894

08/27/2015

A SUBURBAN PLACE TO CALL THEIR OWN -

Members of the millennial generation still want a home in the suburbs.

A common misconception in the wake of the Great Recession is that Americans, particularly millennials, hold different preferences regarding homeownership and a desire to live in the suburbs. This stylized argument claims that the declining homeownership rates of recent years is a reflection of an increased desire to rent, particularly in more urban locations. However, this assertion is at odds with recent survey data that indicate that preferences for homeownership and suburban living remain strong.

The goal of homeownership, alongside education and owning your own business, remains a key feature of the American Dream. The homeownership rate, for those under age 35 has fallen from 43.1 percent to 35.8 percent from 2004 to 2014, according to Census data. However, this change reflects constraints on housing opportunity rather than a sea change in preferences.

Read the Fully Story Here! - http://www.usnews.com/opinion/economic-intelligence/2015/04/08/millennials-still-want-to-own-a-home-in-the-suburbs

08/24/2015

MORTGAGE APPLICATION RISE POINTS TO MORE HOMEBUYERS-

Loan applications to purchase a home rose for the third straight week, but lower interest rates were not enough to spur mortgage refinances.

Total mortgage application volume rose 0.4 percent week-to-week on a seasonally adjusted basis for the week ending April 3, according to the Mortgage Bankers Association (MBA). The move was driven entirely by a 7 percent surge in applications by homebuyers. Purchase applications are now 12 percent higher than the same week one year ago

"Purchase mortgage application volume last week increased to its highest level since July 2013, spurred on by still low mortgage rates and strengthening housing markets," said Mike Fratantoni, MBA's Chief Economist.

pplications to refinance loans, which made up 57 percent of total volume, fell 3 percent from the previous week and are down 47 percent from a year ago, even though interest rates were 70 basis points higher for a 30-year fixed loan in the same week of 2014.

Read the Full Story Here! -http://www.cnbc.com/id/102567894

08/20/2015

MORTGAGE APPLICATIONS SURGE ON SPRING DEMAND-

Despite volatility in interest rates, mortgage applications moved decidedly higher last week, continuing their strong stride into spring.

Total volume increased 4.6 percent sequentially, on a seasonally adjusted basis for the week ending March 27th, according to the Mortgage Bankers Association (MBA).

"This week's mortgage application survey falls right into line with recent indications that home sales – new, existing and pending – are on the rise, as is consumer sentiment," said Lynn Fisher, MBA's Vice President of research and economics."

Pedestrians pass a sign advertising mortgages at a Citibank branch in New York.
Scott Mlyn | CNBC
Pedestrians pass a sign advertising mortgages at a Citibank branch in New York.
Despite volatility in interest rates, mortgage applications moved decidedly higher last week, continuing their strong stride into spring.

Total volume increased 4.6 percent sequentially, on a seasonally adjusted basis for the week ending March 27th, according to the Mortgage Bankers Association (MBA).

"This week's mortgage application survey falls right into line with recent indications that home sales – new, existing and pending – are on the rise, as is consumer sentiment," said Lynn Fisher, MBA's Vice President of research and economics."

Mortgage applications to purchase a home rose 6 percent week to week and were 8 percent higher than one year ago. Applications to refinance, which are more dependent on interest rate levels, rose 4 percent for the week and are 44 percent higher than they were one year ago

Read the Full Story Here! - http://www.cnbc.com/id/102551267

08/17/2015

7 RENOVATIONS YOU DON'T WANT TO WASTE YOUR MONEY ON-

Home renovation is a $400 billion business. But that doesn't mean every renovation is a successful one. So how do you know which ones bring home the ROI and which ones you shouldn't waste your time - and money - on?

We consult Remodeling magazine's Cost versus Value Report to find the highest return on investment for home projects. But how about the ones that don't pay you back?

Here are seven you should be wary of.

1. Mid-Range Bathroom Remodel
2. Master Suite Addition
3. Family Room Addition

Read the Full Story Here! - http://realtytimes.com/consumeradvice/homeownersadvice1/item/34132-20150406-7-renovations-you-dont-want-to-waste-your-money-on

08/14/2015

IT DOESN'T PAY TO WAIT TO BUY A HOME-

There will always be those who try to "time the market," but there's one factor you can't know -- when buying a home will become more expensive.

Certainly you can tell from recent trends whether or not prices and mortgage interest rates are in your favor. Monthly prices have risen year-over-year for three years. Mortgage interest rates are slowly rising, but remain at extremely attractive levels.

You could wait for prices to fall, but there are two problems with that idea. First, it would take an economic recession to lower prices, which could take months or years. With the exception of the Great Recession, you won't know if you're in or out of a recession until the talking heads online inform you.

Second, mortgage interest rates have been kept artificially low for five years. That's a very long time. With steady gains in employment, it's not likely they will go any lower. In fact, higher interest rates could wipe out any gains you could save by waiting to buy.

Read the Full Story Here! -http://realtytimes.com/consumeradvice/buyersadvice1/item/34045-20150402-it-doesnt-pay-to-wait-to-buy-a-home

08/13/2015

FIXED RATE DOESN'T MEAN FIXED PAYMENTS-

This is one of the best times to get a fixed-rate mortgage. A fixed rate simply means that the mortgage lender charges you a fixed rate of interest that doesn't ever change over the life of the loan.

If you get a fixed rate of 4.00 percent, you will be paying four percent in interest until you sell the home. At such a low rate, it's unlikely you'd refinance.

You can see how much you pay in interest in an amortization schedule. The longer you pay on a fixed rate, the more interest you pay down because your interest payment is front-loaded into the beginning years of your loan schedule.

The longer you own your home and pay on your mortgage, you'll see that a greater percentage of your monthly payment goes to reduce principal, helping you to build equity or ownership in the home.

An adjustable rate mortgage is initially lower than a fixed rate, but the loan will adjust periodically according to market rates after one year, three years, five years, or whatever you and the lender have agreed to.

Read the Full Story Here! - http://realtytimes.com/consumeradvice/mortgageadvice1/item/34071-20150403-fixed-rate-doesnt-mean-fixed-payments

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