Delaware & Company

10/21/2026

Reho 🎃

10/19/2026

10/19/2026

New market data from Bright MLS

10/04/2026

As of September 9, 2026, Fannie Mae and Freddie Mac are officially accepting VantageScore 4.0 in addition to the traditional FICO model. This is a significant change for mortgage borrowers

What changed?

Previously, conventional loans sold to Fannie Mae/Freddie Mac primarily relied on Classic FICO scores

Now, approved lenders can use:

Classic FICO
VantageScore 4.0
FICO Score 10T (approved by FHFA, but not yet available for loan delivery)

The big change right now is VantageScore 4.0

And as of September 9, all Fannie Mae and Freddie Mac approved lenders can use VantageScore 4.0 without getting prior approval

10/01/2026

🏠 The housing market's stuck in a weird spot — and the numbers explain why:

📈 30-year mortgage rates just hit 7.43%, up a full point since February
📉 Existing home sales fell to their slowest pace in 14 months (3.98M)
💰 Median existing-home price: $429,100 — still climbing
🏗️ Builders are fighting back: new home sales jumped 6.4% to an 8-month high after slashing prices nearly 6%
✂️ A record 20.8% of September listings got price cuts

More inventory than we've seen in a decade — but higher rates keep buyers on the sidelines. Rate-locked sellers won't budge, priced-out buyers can't jump in.

Something's gotta give. Which side cracks first?

09/20/2026

The numbers are in. New market data out 📈