Sue Matulevich - Weichert Realtors/Cass Realty

Sue Matulevich   -  Weichert Realtors/Cass Realty Superior Real Estate service specializing in satisfied buyers and sellers!
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Contact me any time! Cell: 248-292-9495

02/09/2016

Home Sweet Home Sales in 2015

10.5% increase in MLS Median Sale Price, 5.2% increase in units sold for the year

YEAR-END SUMMARY BY JURISDICTION – YTD Average Median Sale Price

2015 2014 Percent Change
54

$244,450


1.5%

Lapeer
$139,213

$125,384


11.0%

Livingston

Metro Detroit $149,177 $134,804 10.6%

Oakland $197,596 $184,142 7.3%

Wayne $102,129 $82,833 23.3%

Greater Wayne $117,958 $105,296 12.0%

Trulia
01/29/2016
Trulia

Trulia

Buying your first house is like eating your first french fry -- sooo good.

Trulia
01/29/2016
Trulia

Trulia

Things are looking up! 2015 was the best year for new home sales since the housing bust.

Lead Poisoning in Other Parts of Michigan Is Even Worse Than It Is in Flint
01/29/2016
Lead Poisoning in Other Parts of Michigan Is Even Worse Than It Is in Flint

Lead Poisoning in Other Parts of Michigan Is Even Worse Than It Is in Flint

The water crisis in Flint has whipped America into a state of righteous outrage, but look at the rest of Michigan: In at least 30 zip codes in more than 13 cities across the state, elevated levels of lead have been detected in a shocking percentage of local children.

National Association of REALTORS®
01/04/2016
National Association of REALTORS®

National Association of REALTORS®

Is it really 2016 already? For those of you who happen to be planning on buying a home in the new year—or even just trying to—there's a whole lot to celebrate. Why? A variety of financial vectors have dovetailed to make this the perfect storm for home buyers to get out there and make a (winning) offer.

December 20th - NY Times article
12/22/2015
Rates Are Going Up. What Could Go Wrong?

December 20th - NY Times article

Having raised rates this month for the first time in nearly a decade, the Federal Reserve does not have to look far for real-world examples of what to do if plans go awry.

Just listed in Belleville!
12/11/2015
20630 Gentz Belleville, MI

Just listed in Belleville!

Welcome Home To 5 Acres With A Pole Barn , 2 Separate Garages & Private Pond Stocked Full Of Fish !! So Many Different Types Of Wildlife To See Here As You Are Surrounded By Lower Huron Metro Park Awe...

12/09/2015

603 ESTRADA Drive, Belleville 48111-2993
$35,000

Welcome home! Newly remodeled condo ready for new owner. Hardwood floors, fresh paint, and private entry. This is the
perfect place for first time buyers or investors. Great location. Show and Sell. Priced to sell.
Recent: 12/03/2015 : DOWN : $40,000->$35,000
MLS#: 215125470 Status: ACTV Beds: 2 Sqft Abv: 826 Land Contract: No

STOP RENTING TODAY! OWN YOUR OWN HOME!!!!

New Listing!!
12/09/2015
4968 FLOWER HILL DRV Troy, MI

New Listing!!

BEST PRICED HOME FOR THE MONEY IN TROY, OVER 3600SQ FT, 4 BEDROOM COLONIAL, 3 CAR ATTACHED GARAGE, LARGE KITCHEN AND FAMILY ROOM WITH FIREPLACE GREAT FOR ENTERTAINING, PLENTY OF OAK CABINETS, FORMAL D...

New Listing!!!
12/09/2015
4964 Detroit Dearborn Heights, MI

New Listing!!!

Three Bedroom Bi Level Home New Siding, Gutters And Newer Roof And Furnace/Ca, A Nice Yard That Have A Privacy Fence Plenty Of Room For Entertaining. A Great Starter Home For Family. Fha Insurability ...

New Listing!!
12/09/2015
5651 Williamson Dearborn, MI

New Listing!!

Nice 2 Bedroom 1 Bathroom With A Basement Ranch Home With 2 Car Garage! A Nice Starter Home! Fha Insurability Code (Fha Insurability Code Ie Insured With Escrow Repairs Eligible For An Fha 203(B) Insu...

12/09/2015

Shelia Hensley
Nov 22nd, 3:20pm
Sue puts her whole heart into your family. It isn't just a sale for her

07/13/2015

Downtown Belleville hosts fun-filled events more than 200 days each year! Bring the family, join neighbors and friends for these great times Downtown on the Lake.

DOWNTOWN EVENTS:
CRUISIN' THE BAYOU CLASSIC CAR SHOW, Monday evenings 6-9 pm on Main Street, June thru September

MUSIC LAKESIDE, Free outdoor concerts, Summer Thursdays starting June 25 at Horizon Park

BELLEVILLE AREA GARDEN WALK and MARKETPLACE, Sunday July 12, 11-4pm, "East Side, West Side Gardens" Proceeds benefit Belleville Area District Library

BAM ANTIQUE APPRAISAL DAY and ANNUAL YARD SALE, Thursday July 16, Yard Sale starts at 9am, Appraisals from 3-7pm at Belleville Area Museum

ART AFFAIR on MAIN, July 25-26, Main Street Downtown Belleville

BRIDGEWALK and TASTE OF BELLEVILLE, Thursday August 20, 5:30 pm at Bridge, Taste 6-8 pm at Horizon Park

04/19/2015

April 15. No other date inspires such paralyzing anxiety. Glaring from the pages of your calendar, it’s an ever-present reminder that Uncle Sam wants—no, needs—you to file your taxes.

Well, you don’t have much time left. So get busy! Whether you own or rent, there are real-estate-related tax savings for all to claim—if you file on time:
1.Home energy tax credit: This credit allows homeowners to take advantage of alternative-energy upgrades. If you decide to install solar panels, geothermal heating systems, or even a fuel cell, you can get a credit for 30% of the cost of the equipment. (You probably knew that when you installed them, right?)

2.Home office deduction: Both renters and homeowners can take advantage of this one. As a general rule, you must use a part of your home regularly and exclusively for business purposes. If you use the “Simplified Option,” you multiply the square footage of your office (300 is the maximum allowed) by a rate of $5. With this method, the deduction is capped at $1,500. If you use the “Regular Method,” you can deduct certain costs—part of your rent or mortgage interest, taxes, and utilities paid.

3.Mortgage interest deduction: Homeowners can use this deduction for their primary residence as well as a second home. Both first and second mortgages, as well as a home equity loan, qualify for the deduction.

4.Tax tips for sellers: Those who sold a home in 2014 can deduct all costs associated with the sale—commissions, closing cost credits, staging costs, fees associated with the sale. And remember, the IRS allows single people to keep $250,000 of profit from their home sale; joint filers get up to $500,000. Any sum above that is subject to capital gains taxes.

5.Moving expenses: If you relocated for work, you may be able to deduct those expenses. According to the IRS, your new workplace must be at least 50 miles farther from your old home than your old job location was from your old home. Surprisingly, the IRS makes this easy to figure out through a handy Q&A format.

6.Finally, double-check everything. The IRS says filers make these eight common mistakes: wrong or missing Social Security numbers, using the wrong name (did you get married? divorced?), math mistakes (naturally), errors in figuring credits or deductions (are those really errors?), forgetting to sign the form, giving the wrong bank account number (if you want your refund direct deposited, get the routing number right!), and not knowing their electronic filing PIN

04/19/2015

It's spring! Inventory is low.............list your house with me today....we have many buyers!!

04/03/2015

Unbelievable opportunity for a home on the water! Large deck, steps to water. Beautiful Belleville Lake............downtown charm .......... contact me today! $142,000 Once in a life time chance

03/21/2015

Gorgeous one of a kind home in Wayne! Beautiful neighborhood. One owner! 2908 Tanglewood Drive Call me today for your chance to own!!

2908 TANGLEWOOD Drive, Wayne 48184-2815  $235,000          Featured on the cover of Builder Architect Magazine, this hom...
03/21/2015
matrixmedia.realcomponline.com

2908 TANGLEWOOD Drive, Wayne 48184-2815

$235,000




Featured on the cover of Builder Architect Magazine, this home has it all! 3 Bedroom, extra large Master Suite with wet bar, balcony, fireplace and large master bath featuring a jet tub. shower, and private water closet with toilet and bidet. The feeling of being on vacation in your very own home. Second bedroom can be a second Master with private bath attached, skylights, beautiful window seat and large closet. Gorgeous foyer follows up beautiful staircase to loft area. Landscaped yard, deck off the kitchen for entertaining or just relaxing, mature tree's for privacy and more. Circular driveway in front of the home with additional parking on the side. A one of a kind find!



Recent: 03/18/2015 : New : ->ACTV







MLS#: 215023361 Status: ACTV Beds: 3 Sqft Abv: 2,418 Land Contract: No
County: Wayne Stat Dt: 03/18/15 Baths: 2.1 Year Built: 1993 Summer Tax: $3,120
Area: Wayne Acreage: 0.28 Basement: Yes Winter Tax: $547
SubDiv: TANGLEWOOD ACRES SUB Garage: Yes Pool: No Shrt Sale: No
School D: Wayne-Westland Grg Dim: Grg Sz: 2 Car
Prop Type: Residential Lot Dim: 93.33X132.50
Architecture: 2 Story Heating: Gas, Forced Air
Style: Colonial Cooling: Ceiling Fans 2+, Central Air
Water: Municipal Water Sewer: Sewer-Sanitary
Grg Features: Door Opener, Electricity
Int Features: Cable Available, Central Vacuum, Intercom, Jetted Tub, Security Alarm (owned), Wet Bar
Ext Features: Sprinkler(s)
Directions: Hannan Rd N, East on Glenwood, S on Tanglewood.
Appliances: Dishwasher, Disposal, Dryer, Microwave, Stove, Washing Machine



Presented By: Susanna M Matulevich -> (734) 697-1800
Century 21 Belvil Realty -> (734) 697-180

02/13/2015

So happy today! Put a wonderful couple in a great home and put beautiful smiles on their faces! My heart is full of gratitude!

01/31/2015
Century 21

Century 21

Move up to the ultimate TV experience and get special savings not available to the general public! As a CENTURY 21 customer you are eligible to save $120 on DIRECTV service—that’s $10 off a month for 12 months in addition to DIRECTV’s current promotional prices.

To take advantage of this VIP offer call 1.855.443. 8869. Offer only valid for new DTV subscribers.

01/28/2015

It's a sellers market! Call me to list your home today. We have motivated buyers.

01/21/2015

Four (4) Tips to Determine How Much Mortgage You Can Afford
By: G. M. Filisko

Think ahead to major life events and consider how those might influence your budget. Do you want to return to school for an advanced degree? Will a new child add day care to your monthly expenses? Does a relative plan to eventually live with you and contribute to the mortgage?

Consider those lifestyle issues as you check out these four methods for estimating the amount of mortgage you can afford.

1. Prepare a Detailed Budget
The oldest rule of thumb says you can typically afford a home priced two to three times your gross income. So, if you earn $100,000, you can typically afford a home between $200,000 and $300,000.

But that’s not the best method because it doesn’t take into account your monthly expenses and debts. Those costs greatly influence how much you can afford. Let’s say you earn $100,000 a year but have $1,000 in monthly payments for student debt, car loans, and credit card minimum payments. You don’t have as much money to pay your mortgage as someone earning the same income with no debts.

Better option: Prepare a family budget that tallies your ongoing monthly bills for everything — credit cards, car and student loans, lunch at work, day care, date night, vacations, and savings.

See what’s left over to spend on homeownership costs, like your mortgage, property taxes, insurance, maintenance, utilities, and community association fees, if applicable.

2. Factor in Your Down Payment
How much money do you have for a down payment? The higher your down payment, the lower your monthly payments will be. If you put down at least 20% of the home’s cost, you may not have to get private mortgage insurance, which protects the lender if you default and costs hundreds each month. That leaves more money for your mortgage payment.

The lower your down payment, the higher the loan amount you’ll need to qualify for and the higher your monthly mortgage payment.

But, if interest rates and/or home prices are rising and you wait to buy until you accumulate a bigger down payment, you may end up paying more for your home.

3. Consider Your Overall Debt
Lenders generally follow the 43% rule. Your monthly mortgage payments covering your home loan principal, interest, taxes and insurance, plus all your other bills, like car loans, utilities, and credit cards, shouldn’t exceed 43% of your gross annual income. Here’s an example of how the 43% calculation works for a homebuyer making $100,000 a year before taxes:

1. Your gross annual income is $100,000.

2. Multiply $100,000 by 43% to get $43,000 in annual income.

3. Divide $43,000 by 12 months to convert the annual 43% limit into a monthly upper limit of $3,583.

4. All your monthly bills including your potential mortgage can’t go above $3,583 per month.

You might find a lender willing to give you a mortgage with a payment that goes above the 43% line, but consider carefully before you take it. Evidence from studies of mortgage loans suggest that borrowers who go over the limit are more likely to run into trouble making monthly payments, the Consumer Financial Protection Bureau warns.

4. Use Your Rent as a Mortgage Guide
The tax benefits of homeownership generally allow you to afford a mortgage payment — including taxes and insurance — of about one-third more than your current rent payment without changing your lifestyle. So you can multiply your current rent by 1.33 to arrive at a rough estimate of a mortgage payment.

Here’s an example: If you currently pay $1,500 per month in rent, you should be able to comfortably afford a $2,000 monthly mortgage payment after factoring in the tax benefits of homeownership.

However, if you’re struggling to keep up with your rent, buy a home that will give you the same payment rather than going up to a higher monthly payment. You’ll have additional costs for homeownership that your landlord now covers, like property taxes and repairs. If there’s no room in your budget for those extras, you could become financially stressed.

Also consider whether or not you’ll itemize your deductions. If you take the standard deduction, you can’t also deduct mortgage interest payments. Talking to a tax adviser, or using a tax software program to do a “what if” tax return, can help you see your tax situation more clearly.

G.M. Filisko is an attorney and award-winning writer whose parents bought and renovated a fixer-upper when she was a teen. A regular contributor to many national publications including Bankrate.com, REALTOR® Magazine, and the American Bar Association Journal, she specializes in real estate, business, personal finance, and legal topics.

Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.

Address

23400 Michigan Ave, Ste 180
Dearborn, MI
48124

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 17:00
Sunday 09:00 - 17:00

Telephone

(248) 292-9495

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