10/19/2026
🔄 YOUR FLIP MAY ALSO HAVE A SECOND EXIT STRATEGY.
If a completed property is not selling at the desired price, refinancing from a bridge loan into a DSCR rental loan may allow an investor to keep the property instead.
A DSCR refinance may help the investor:
• Pay off the existing bridge loan
• Transition into longer-term rental financing
• Begin generating rental income
• Hold the property for potential future appreciation
• Avoid selling solely because the bridge loan is maturing
However, the property must support the new financing.
Important factors may include:
• Market rent
• Monthly principal and interest
• Property taxes
• Insurance
• Homeowners association dues
• Property value and requested loan amount
• Property condition and occupancy status
The refinance strategy should be evaluated before the bridge loan reaches maturity.
Would you rather sell the property now or hold it as a rental?