Peter McFarren Realtor

10/10/2026

10/09/2026

A NEW CHAPTER. THE SAME FOUR SEASONS.
After nearly two decades of serving Central Virginia, Four Seasons Realty is proud to announce an exciting new chapter: a partnership with Howard Hanna Real Estate Services.
This partnership allows us to build on what we’ve always done best — providing personal, local real estate expertise — while gaining access to expanded technology, marketing, and resources.
But some things will never change: our commitment to our clients, our community, and the relationships we’ve built along the way.
We’re incredibly grateful to everyone who has trusted Four Seasons Realty to be part of their real estate journey. And we’re excited to continue that journey with the team who makes Four Seasons what it is:
Francesca San Giorgio | Catalina San Giorgio | Linda Baker | Anna Cios | Kate Hayes | Michael Beatty | Betina Hristova
Local roots. Expanded resources. The same commitment to you.
Here’s to the next chapter of Four Seasons Realty.

10/09/2026

10/02/2026

04/28/2026

If you’re wondering whether now is the right time to buy a house, use these five signs as your personal first‑time homebuyer checklist for homeownership readiness.

- You’re ready to put down roots
- You’ve taken the first step: Mortgage Pre-Approval
- You’ve built up savings for more than just the down payment
- Your timing lines up with the market and your lease
- You understand the real responsibilities of homeownership

04/20/2026

Knowing what makes your neighborhood special gives you an advantage, but finding the right home still requires intention. Whether you want more space, a newer home or a more walkable street, understanding the details of your community can help narrow the search quickly and effectively.

1. Define what “best house” means to you
2. Use technology to your advantage
3. Work with a local real estate agent
4. Explore coming-soon and off-market listings
5. Spend time in the neighborhood
6. Understand local market trends
7. Be financially prepared
8. Look for homes with potential
9. Research schools and community resources
10. Stay patient but proactive

04/20/2026

Mortgage rates are always in flux—they shift with the market, and even minor adjustments can impact your monthly payments. A mortgage rate lock is a contract between you and your lender that secures a specific interest rate for a predetermined period. This arrangement guarantees that your interest rate remains unchanged from the moment you lock it in until the lock period expires, even if market rates climb. This can be especially beneficial in a climate where interest rates are projected to rise.

Reach out to learn more!

04/20/2026

The housing market continues to change, but the power you have when owning a home has never been stronger. There are many perks when it comes to owning a home versus renting in today’s market that potential buyers may not even be aware of.

1.Building equity instead of paying rent
2.Stable monthly payments
3.Freedom to personalize your space
4.Potential property value growth
5.Long-term investment and financial stability

03/08/2026

In today’s competitive market, a proactive approach ensures your listing gets noticed by the right buyers. 🏠