Kathy Shaffer Real Estate NC/SC

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Kathy Shaffer Real Estate NC/SC 704-936-6526
NC/SC REALTOR | SRES | C2EX
Stanly, Davidson, Cabarrus, Union & surrounding areas. The Schofield Group

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced ra...
10/01/2026

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not f...
09/30/2026

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and yo...
09/28/2026

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each o...
09/25/2026

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.

Let's figure out which one you're actually in and build your next move from there.

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let...
09/24/2026

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer.

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

Selling this fall is absolutely doable. And now you know four of the biggest things to get right. If you want to sell be...
09/23/2026

Selling this fall is absolutely doable. And now you know four of the biggest things to get right.

If you want to sell before the end of the year, let’s make sure you have a winning strategy from day one.

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Wor...
09/22/2026

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.

If you're trying to buy a home, affordability is probably what keeps you up at night.

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives yo...
09/21/2026

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives you the chance to get some of the best seasonal perks the market has to offer.

Want help figuring out when those advantages typically show up in our market?

Let's have a quick conversation about how our market works and the steps you’ll need to take to get ready.

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

Think you need a 20% down payment or a perfect credit score to buy a home in Stanly or Cabarrus County? Let's clear the ...
09/19/2026

Think you need a 20% down payment or a perfect credit score to buy a home in Stanly or Cabarrus County? Let's clear the air on 3 common real estate myths holding local buyers back right now.

1. Myth: You must have 20% down. Fact: Many loan programs require as little as 3% to 3.5% down. In some cases zero.
2. Myth: You should wait for rates to drop significantly. Fact: Waiting often means competing with more buyers when prices climb. Risking climbing rates as well.
3. Myth: You have to figure it out alone. Fact: Having an experienced advocate costs you nothing as a buyer and can save you thousands.

Got questions about your situation? DM/text me or call 704-936-6526 for an honest chat about your budget.

Kathy Shaffer
NC/SC REALTOR
704-936-6526
Real Broker LLC

Address

Hwy 49
New London, NC
27239

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