Prosperity Home Mortgage, LLC

Prosperity Home Mortgage, LLC At Prosperity Home Mortgage, you can choose from wide range of home financing options. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.
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Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 150 mortgage consultants throughout 10 states and the District of Columbia including: Delaware, Georgia, Indiana, Maryland, Michigan, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

Mission: Creating an extraordinary customer experience through the efforts of knowledgeable and caring mortgage professionals where relationships are valued and the focus is on treating every client as if they were the only client.

Operating as usual

#MortgageMonday If you’re trying to set some financial resolutions for the new year but don’t know where to start, we’ve...
01/11/2021

#MortgageMonday If you’re trying to set some financial resolutions for the new year but don’t know where to start, we’ve got you covered! #ProsperityHomeMortgage #phmloans #mortgage #realestate #prosperlocal

#MortgageMonday If you’re trying to set some financial resolutions for the new year but don’t know where to start, we’ve...
01/11/2021

#MortgageMonday If you’re trying to set some financial resolutions for the new year but don’t know where to start, we’ve got you covered! #ProsperityHomeMortgage #phmloans #mortgage #realestate #prosperlocal

If you need a mortgage consultant and realtor dedicated to you, give Rich Filipone -Prosperity Home Mortgage, LLC - NMLS...
01/07/2021

If you need a mortgage consultant and realtor dedicated to you, give Rich Filipone -Prosperity Home Mortgage, LLC - NMLSR ID 137129 and @Linda Allebach Team - Long and Foster a call! We want to be available for you during the home buying process and help you every step of the way 🏡

#phmloans #lendlocal #prosperlocal

We hope you have a safe and prosperous New Year! Welcome 2021 🎉
01/01/2021

We hope you have a safe and prosperous New Year! Welcome 2021 🎉

We work hard to earn your business, and we also strive to keep our customers happy throughout the process! #lendlocal #p...
12/31/2020

We work hard to earn your business, and we also strive to keep our customers happy throughout the process! #lendlocal #prosperlocal #phmloans

Awesomeness and a speedy application, we love to see it ✔️  Great work Jill Kass - NMLS 648909 and her buyer's agent Jen...
12/29/2020

Awesomeness and a speedy application, we love to see it ✔️ Great work Jill Kass - NMLS 648909 and her buyer's agent Jennifer M. Boarder - Realtor !

#phmloans #lendlocal #prosperlocal

Awesomeness and a speedy application, we love to see it ✔️ Great work Jill Kass - NMLS 648909 and Jennifer M. Boarder - ...
12/29/2020

Awesomeness and a speedy application, we love to see it ✔️ Great work Jill Kass - NMLS 648909 and Jennifer M. Boarder - Realtor

#phmloans #lendlocal #prosperlocal

Merry Christmas! Have a safe and happy holiday!
12/25/2020

Merry Christmas! Have a safe and happy holiday!

Why do agents choose Prosperity? We have the Prosperity Buyer Advantage that gives your clients a better buying experien...
12/23/2020

Why do agents choose Prosperity? We have the Prosperity Buyer Advantage that gives your clients a better buying experience! #lendlocal #prosperlocal #phmloans

Help is only one phone call away and @Wendy W. Whitaker Prosperity Home Mortgage, LLC. NMLSR ID: 153715  is ready to pic...
12/21/2020

Help is only one phone call away and @Wendy W. Whitaker Prosperity Home Mortgage, LLC. NMLSR ID: 153715 is ready to pick up 📞

Special thanks to Allyson Kern from Newtown PA Long & Foster Real Estate for helping this first time homebuyer!

#phmloans #lendlocal #prosperlocal

Help is only one phone call away and Wendy W. Whitaker Prosperity Home Mortgage, LLC.  NMLSR ID: 153715 is ready to pick...
12/21/2020

Help is only one phone call away and Wendy W. Whitaker Prosperity Home Mortgage, LLC. NMLSR ID: 153715 is ready to pick up 📞

Special thanks to Allyson Kern from Newtown PA Long & Foster Real Estate for helping with the transaction!

#phmloans #lendlocal #prosperlocal

We're thrilled to know that 97% of our customers would recommend us to family and friends! #phmloans #lendlocal #prosper...
12/18/2020

We're thrilled to know that 97% of our customers would recommend us to family and friends! #phmloans #lendlocal #prosperlocal

Outstanding service and personal experience is John Pavlakovich - Prosperity Home Mortgage, LLC - NMLS # 801982's  speci...
12/17/2020

Outstanding service and personal experience is John Pavlakovich - Prosperity Home Mortgage, LLC - NMLS # 801982's specialty 🙌

Shout out to Bill Turner at The Kentwood Company as well!

#phmloans #lendlocal #prosperlocal

Outstanding service and personal experience are John Pavlakovich - Prosperity Home Mortgage, LLC - NMLS # 801982 's spec...
12/17/2020

Outstanding service and personal experience are John Pavlakovich - Prosperity Home Mortgage, LLC - NMLS # 801982 's specialties! 🙌

Thank you to Bill Turner at The Kentwood Company for helping!

#phmloans #lendlocal #prosperlocal

Many homebuyers often don’t realize that there are many other expenses involved in buying a home, as well as unexpected ...
12/16/2020
4 Unexpected Costs of Home Ownership

Many homebuyers often don’t realize that there are many other expenses involved in buying a home, as well as unexpected costs of home ownership. Don’t let these homeownership costs surprise you down the line!

https://financialgym.com/blog/2020/11/17/4-unexpected-costs-of-home-ownership

Before buying a home, you are usually advised to get pre-approved for a mortgage first, which serves two important purposes — it lets real estate professionals and sellers know that you are serious about your intentions to buy a home, and it provides you with a good idea of how much of a mortgage ...

We'd like to welcome another Mortgage Consultant to the Prosperity family, please welcome Wendy Mayfield - Prosperity Ho...
12/14/2020

We'd like to welcome another Mortgage Consultant to the Prosperity family, please welcome Wendy Mayfield - Prosperity Home Mortgage, LLC - NMLSR ID: 2039738! Wendy will be joining the team out in Kansas - happy to have you Wendy!

This year has resulted in borrowers having more unique needs than ever before. At PHM, we've been able to help meet thos...
12/11/2020

This year has resulted in borrowers having more unique needs than ever before. At PHM, we've been able to help meet those needs by offering a full line of products. #phmloans #lendlocal #prosperlocal

Happy Hanukkah! Wishing everyone who celebrates eight days and nights of happiness
12/10/2020

Happy Hanukkah! Wishing everyone who celebrates eight days and nights of happiness

We go above and beyond to help you stay informed on your mortgage 🚀 Way to go Kimberly Fish Andres Prosperity Home Mortg...
12/09/2020

We go above and beyond to help you stay informed on your mortgage 🚀 Way to go Kimberly Fish Andres Prosperity Home Mortgage, LLC. NMLSR ID: 249224 and Val Caldwell Real Estate from The Tuckahoe Office of Long & Foster!

#phmloans #lendlocal #prosperlocal

Help us welcome Ivan Oberon - Prosperity Home Mortgage, LLC - NMLSR ID: 1876926 to our PHM team! Ivan will be joining ou...
12/08/2020

Help us welcome Ivan Oberon - Prosperity Home Mortgage, LLC - NMLSR ID: 1876926 to our PHM team! Ivan will be joining our team out in California #phmloans #lendlocal #prosperlocal

Please welcome Shelli Ellis - Prosperity Home Mortgage, LLC - NMLSR ID: 433573 to PHM! Shelli is located out in Wisconsi...
12/04/2020

Please welcome Shelli Ellis - Prosperity Home Mortgage, LLC - NMLSR ID: 433573 to PHM! Shelli is located out in Wisconsin and we're happy to have her on our team!

#phmloans #lendlocal #prosperlocal

If you're looking for a smooth transaction with the home buying process, look no further than Brant Keller and realtor M...
12/04/2020

If you're looking for a smooth transaction with the home buying process, look no further than Brant Keller and realtor Michele Sweitzer Realtor CT 😎

#phmloans #lendlocal #prosperlocal

If you're looking for a smooth transaction with the home buying process, look no further than William Brant Keller, Pros...
12/04/2020

If you're looking for a smooth transaction with the home buying process, look no further than William Brant Keller, Prosperity Home Mortgage, LLC NMLS #139938 😎

Special thanks to Michele Sweitzer Realtor CT!

#phmloans #lendlocal #prosperlocal

Looking to get approved for a mortgage fast? Our XLR8 program may be perfect for you!  Contact your local mortgage consu...
12/03/2020

Looking to get approved for a mortgage fast? Our XLR8 program may be perfect for you! Contact your local mortgage consultant for more information #phmloans #lendlocal #prosperlocal

Although only around one-third of Americans use a household budget, there are substantial benefits to laying out a spend...
12/02/2020
How to Plan for Discretionary, Variable, and Fixed Expenses In Your Budget

Although only around one-third of Americans use a household budget, there are substantial benefits to laying out a spending plan. Making and following a budget can help increase your financial security and build wealth.

https://www.thebalance.com/discretionary-expense-definition-1293678

When making a budget, you need to plan for discretionary, variable, and fixed expenses. Here's what each of those expenses are.

Out of more than 3,100 reviews, Prosperity has earned 4.97 out of 5 stars by providing the best service in the industry!...
12/01/2020

Out of more than 3,100 reviews, Prosperity has earned 4.97 out of 5 stars by providing the best service in the industry! #phmloans #lendlocal #prosperlocal

If you need a mortgage consultant with lots of knowledge check out Amy Springer - Prosperity Home Mortgage, LLC - NMLSR ...
11/30/2020

If you need a mortgage consultant with lots of knowledge check out Amy Springer - Prosperity Home Mortgage, LLC - NMLSR ID 662147 in Kansas 🤩
special shout-out to Charlene Muller from ReeceNichols for helping with the closing!

#lendlocal #prosperlocal #phmloans

Happy Thanksgiving from PHM 🍂
11/26/2020

Happy Thanksgiving from PHM 🍂

To all of our team members, family, friends, and of course our borrowers - we're grateful for you!
11/25/2020

To all of our team members, family, friends, and of course our borrowers - we're grateful for you!

When you need a mortgage consultant on your side, look no further than Jonathan Haug - Prosperity Home Mortgage, LLC  😃 ...
11/23/2020

When you need a mortgage consultant on your side, look no further than Jonathan Haug - Prosperity Home Mortgage, LLC 😃
& if you need a realtor, check out Meghan Oliver Clarkson-Long and Foster Real Estate

#lendlocal #prosperlocal #phmloans

At Prosperity, purchase loans always take priority over refinances. By using us, you can make sure your transactions are...
11/20/2020

At Prosperity, purchase loans always take priority over refinances. By using us, you can make sure your transactions are completed on time and in a safe environment.

We can help make the home buying process easier for you, just ask Sharon G. Boyd Prosperity Home Mortgage, LLC. NMLSR ID...
11/19/2020

We can help make the home buying process easier for you, just ask Sharon G. Boyd Prosperity Home Mortgage, LLC. NMLSR ID: 249126 ! 🏡

& thank you to Tracy Girard, Realtor with Long & Foster for helping making it even easier!

#phmloans #lendlocal #prosperlocal

Please help us welcome our latest group of mortgage consultants to Prosperity! We're so happy to have you on our team! ⭐...
11/17/2020

Please help us welcome our latest group of mortgage consultants to Prosperity! We're so happy to have you on our team! ⭐ ⭐ ⭐

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Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

(877) 275-1762

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Prosperity Home Mortgage, LLC, (Prosperity) a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. The Long & Foster Companies is part of HomeServices of America, a Berkshire Hathaway affiliate.

Prosperity offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, and renovation financing.

Our mortgage consultants are located in branches throughout 12 states and the District of Columbia including: Delaware, Florida, Georgia, Indiana, Maryland, Michigan, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

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Comments

Hello! Are you guys still in business? Please let me know!
Worst morgauge company
Worst morgauge company ever denied my loan 1 hour 45 minutes before closeing.. says I had to many jobs .. June 14th to augues 21st to get denied..
I want to give a sincere thank you to Mike Repshas for always taking such good care of my clients. The dedication and professionalism is greatly appreciated by myself and my clients!
We all know how stressful purchasing a home can be in addition to finding the right Mortgage Officer. I can't say enough good things about Ley Clark and how much easier and seamless she made the process for me. I highly recommend Ley and Prosperity Home Mortgage to anyone! Thank you Ley!
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They just panicked with COVID 19 and looking for excuses to not approve any loan. They ask some questions that was not even relative to my approval. I clearly asked Jane at the beginning that how long will take to get the response form underwriter and she said 6 to 8 days. After 4 weeks I got 43 condition (yes 43) to get approval. They want letter of explanation for everything. Don't even try.
Stay away from Prosperity Home Mortgage, LLC at all costs. They sold our mortgage almost immediately (which is fine) but did not remove their name from the title. This has blocked our ability to refinance our loan and we have been stuck in underwriting for weeks. There is also nobody that actually answers the phone when you call. You cannot get anybody on the phone (all calls go to VM), or any help. Our initial loan processor Lynlea Westervelt - Prosperity Home Mortgage, LLC - NMLR ID 455854 has tried to help but she has informed us that nobody is getting back to her. Beyond frustrated at this company for their lack of any willingness to help. #mortgage #homebuyer #RealEstate #housing
just a shout out to let people know that Ryan Schett was an AMAZING help for us thru our home buying experience. she is very knowledgeable and very patient. great personality as well !! anybody buying in the Staunton Va. area needs to come see her , you will NOT be disappointed !!
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