Arturo Barrera - Your Local Realtor, Samson Properties

Arturo Barrera - Your Local Realtor, Samson Properties Licensed in Virginia.

You probably know how important it is to find the right real estate agent when you are focusing on a financial investment as substantial and as personal as your home. Selling or buying a home or investment property is a major financial transaction. It involves skills in Marketing, Finance, Contracts, Negotiation, Computers and more. My goal is to make my clients satisfied, whether it takes two months or two years. Your trusted ad visor should be honest, diligent, skilled and knowledgeable. You can expect from me: Personal and knowledgeable service that is genuinely responsive to your needs Commitment to providing quality service in a professional and friendly manner Advice and guidance throughout the entire process. Feel free to contact me anytime, whether it's to get started on helping buying, selling, renting, investment or just to ask a question. I would happy to serve you. Languages English-Spanish

Arturo Barrera - Your Local Realtor, Samson Properties
03/24/2019

Arturo Barrera - Your Local Realtor, Samson Properties

After falling to yearly lows, mortgage rates head back up
03/10/2019
After falling to yearly lows, mortgage rates head back up

After falling to yearly lows, mortgage rates head back up

Mortgage rates moved higher this week for the first time in more than a month. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 4.41 percent with an average 0.5 point. (Points are fees paid to a lender equal to 1 percent of the loan amount.) It

Here's exactly how much you'll pay your mortgage company over 10, 15, or 30 years
02/24/2019
Here's exactly how much you'll pay your mortgage company over 10, 15, or 30 years

Here's exactly how much you'll pay your mortgage company over 10, 15, or 30 years

AP Photo/Chuck Burton, File When comparing a 15-year mortgage versus a 30-year mortgage, it helps to figure out how much you'll pay in total over time. Using the standard mortgage calculation formula, we estimated how much mortgage borrowers will pay their mortgage providers over time. Interest rate...

Morning Notes
02/24/2019
Morning Notes

Morning Notes

Another Food Hall Coming to Rosslyn -- "Two local hospitality ventures have already announced plans for food halls in Rosslyn, and now a third food hall-type venue is being floated for the Arlington neighborhood. Even weirder? All three are on the same block of North Moore Street, the street where t

Mortgage delinquencies fall, while fintechs' prospects brighten
02/24/2019
Mortgage delinquencies fall, while fintechs' prospects brighten

Mortgage delinquencies fall, while fintechs' prospects brighten

Fewer mortgage borrowers are falling behind on their payments, and consumers' broader borrowing habits indicate an increased willingness to turn to nontraditional sources like fintechs for their lending needs, according to TransUnion.

Bauer among top mortgage lenders at First National
02/24/2019
Bauer among top mortgage lenders at First National

Bauer among top mortgage lenders at First National

OMAHA — Laura Bauer from Kearney has been named a First National Bank 2018 Circle of Excellence award winner with $24 million in loan volume and 131 closed loans.

Teacher Fannie Fitzgerald remembered for life’s work
02/17/2019
Teacher Fannie Fitzgerald remembered for life’s work

Teacher Fannie Fitzgerald remembered for life’s work

Prince William County educator Fannie Fitzgerald was recognized posthumously as one of the ‘Strong Men & Women in Virginia History’ during a ceremony Feb. 7 in Richmond.

Mortgage rates dip to their lowest levels in more than a year
02/16/2019
Mortgage rates dip to their lowest levels in more than a year

Mortgage rates dip to their lowest levels in more than a year

After soaring to seven-year highs in November, mortgage rates have been on a steady decline the past 2andamp;#189; months and this week sank to levels not seen in more than a year. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average dropped to 4.37 percent ....

Trump Housing-Finance Nominee Pledges to Preserve 30-Year Mortgage
02/15/2019
Trump Housing-Finance Nominee Pledges to Preserve 30-Year Mortgage

Trump Housing-Finance Nominee Pledges to Preserve 30-Year Mortgage

The Trump administration’s pick to help overhaul the way many Americans finance their home purchases told Congress he would work to preserve the popular 30-year mortgage, a product he has criticized in the past.

Mixed Reactions to HQ2
02/11/2019
Mixed Reactions to HQ2

Mixed Reactions to HQ2

“New York is not for sale,” chanted over 100 protestors outside of New York City Hall this past December. Protestors held snappy signs and Amazon boxes on which they had inverted the “smiling” arrow in the company’s logo to form a frown. Steady rain did not deter the protestors. They conti...

Home loan AI assistance: UBank’s artificial intelligence solution to loans
02/11/2019
Home loan AI assistance: UBank’s artificial intelligence solution to loans

Home loan AI assistance: UBank’s artificial intelligence solution to loans

Digital lender UBank has partnered with an artificial intelligence company to create the world’s first online home loan application assistant it says will be able to speak directly with users to solve all their mortgage issues.

Reverse Mortgages: Age Limits and High Costs
02/05/2019
Reverse Mortgages: Age Limits and High Costs

Reverse Mortgages: Age Limits and High Costs

Consequently, a reverse mortgage can put you at risk of losing your home (if you default or move out) and will certainly strip your heirs (adult children?) from receiving any value from your home.

The Amazon Effect on real estate in Northern Virginia
02/04/2019
The Amazon Effect on real estate in Northern Virginia

The Amazon Effect on real estate in Northern Virginia

As Amazon HQ2 becomes a reality for people of Northern Virginia, residents are beginning to ask questions as to what does that mean for their property value. 

Ginnie Mae hits loanDepot with VA mortgage restrictions
02/02/2019
Ginnie Mae hits loanDepot with VA mortgage restrictions

Ginnie Mae hits loanDepot with VA mortgage restrictions

Beginning February 1, loanDepot will be restricted from including its Department of Veterans Affairs single-family loans in the Ginnie Mae guarantee pools. The action comes as part of Ginnie Mae's continuing effort to control loan churning among VA loans. loanDepot said it will comply, though it dis...

ING raises home loan rates
02/02/2019
ING raises home loan rates

ING raises home loan rates

More than 100,000 borrowers will be slugged with higher mortgage repayments from next week after ING became the second big bank to lift its home loan rates in 2019.

Brickyard opens Prince William Co.’s first co-working space | WTOP
01/30/2019
Brickyard opens Prince William Co.’s first co-working space | WTOP

Brickyard opens Prince William Co.’s first co-working space | WTOP

The shared-office company Brickyard opened its first Northern Virginia co-working space in Ashburn in 2016. It will expand its original location and add new locations in Chantilly and Woodbridge.

Massive mortgage and loan data leak gets worse as original documents also exposed
01/27/2019
Massive mortgage and loan data leak gets worse as original documents also exposed

Massive mortgage and loan data leak gets worse as original documents also exposed

Remember that massive data leak of mortgage and loan data we reported on Wednesday? In case you missed it, millions of documents were found leaking after an exposed Elasticsearch server was found without a password. The documents contained highly sensitive financial data on tens of thousands of ind....

01/18/2019

5 tips to buy your first home in 2019

Are you looking to become a homeowner in 2019? If so, you can start preparing early so you’re ready to make an offer when the housing market heats up.
Here are a few homebuying tips to get you on track:
Check your credit: A homebuyer’s credit score is a crucial factor when it comes to qualifying for a loan. Before starting the mortgage process, scour your credit reports for mistakes, unpaid accounts or collection accounts. If you find a mistake, write to the credit issuer and the credit reporting bureau and tell them what information you believe is inaccurate, and include copies of documents that support your position, and request a deletion or correction. If your credit isn’t so stellar, you should be sure to start making all your payments on time. Realize that it could take several months to get your credit score back in order.
Figure out your finances: Keep track of how much money you have coming in each month, and how much is going out. Once you assess your monthly cash flow, you’ll understand how much you might like to spend on a monthly mortgage payment. If you don’t like the number you’re left with, think about how you can change your spending habits.
Gather documents: Gather all the necessary financial documents, such as your 2 most recent pay stubs, the previous 2 years’ W-2 forms, tax returns and the past 2 months of bank statements.
Get preapproved. After you’ve discovered what your comfortable spending on a home, talk to a local loan officer to see how much you might be qualified to borrow. By obtaining a letter of preapproval, you can start the home buying process with confidence. Plus, you won’t waste time shopping for houses out of your price range.
Focus on what’s important: When it comes to home shopping, you’ll want to come up with a checklist of must-haves, and another checklist of nice-to-haves. Make sure you don’t sacrifice a must-have for a nice-to-have.

Address

14526 Lee Road, Suite 100
Chantilly, VA
20151

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00
Saturday 09:00 - 18:00
Sunday 09:00 - 18:00

Telephone

(703) 598-9003

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