JDB Enterprises

JDB Enterprises The Vision and Commitment of our founders, were to develop a firm defined by unparalleled expertise, unwavering commitment to client success and a culture.
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Ready to make an offer on your dream vacation home?Lets think like the seller. It helps you anticipate what the seller w...
06/26/2014

Ready to make an offer on your dream vacation home?

Lets think like the seller. It helps you anticipate what the seller will accept in price, terms, and other conditions. By considering the seller's position, you will likely create an offer that is either accepted or strongly considered.

The offer should be clear on the terms, closing dates, repair requests or other conditions the seller needs to meet and it should be accompanied by a letter from your lender that you are preapproved to buy the seller's home. Include a cover letter summarizing your strengths as a buyer in terms of creditworthiness, flexibility in closing, and the strength of the offer.

We are on your side!

If you dread the negotiating process when investing in a property, never fear. We are experienced negotiators who help k...
06/26/2014

If you dread the negotiating process when investing in a property, never fear. We are experienced negotiators who help keep the bargaining from becoming emotional and veering off track.

But we must know your desires by heart and have quick access to you if a negotiation point needs to be made. It's important to stick to the strategy that have agreed upon -- showing the seller how strong your offer is.

In a competitive market, you have to have a strong backbone. It's going to get tough out there. Many buyers today are fa...
06/25/2014

In a competitive market, you have to have a strong backbone. It's going to get tough out there. Many buyers today are facing tough conditions, particularly in entry-level neighborhoods where there is tremendous competition for well-priced homes. They're having to contend with multiple offers on homes and then deal with the disappointment of being outbid time and again. You have to be tough and stay tough, even when you feel like giving up.

MSN recommends doing a little homework on your neighborhood of choice to increase your chances of getting that house. By speaking with neighbors, you'll gain a sense of what life is like in the community and perhaps even pick up some insight into why the sellers are moving. Every little bit of info can help during negotiations.

Make sure buyer contingencies are removed in a timely fashion. The contingency period allows a limited time for a buyer ...
06/25/2014

Make sure buyer contingencies are removed in a timely fashion. The contingency period allows a limited time for a buyer to walk away from the deal without a penalty or losing earnest money if something wrong is discovered. We can work with you to discuss the details and specifics for your location and marketplace.

The buyer will have a home inspection done before removing contingencies. This allows the buyer to ensure that the home is in order. Staying informed and keeping track of the contingency removal is an important part of ensuring a smooth close of escrow.

Vibrant colors like yellow and orange "will fill a room with excitement and warmth... promote joy and laughter and also ...
06/24/2014

Vibrant colors like yellow and orange "will fill a room with excitement and warmth... promote joy and laughter and also aid in improving focus. The more surrounded you are with rich colors, the happier you are! Pastel colors, such as lavender and pinks can help you manage stress because these soft, soothing colors foster calm feelings."

Soft GeometrySoft geometry is one of the elements of "neuroarchitecture," a hot new field of design…using emerging res...
06/24/2014

Soft Geometry

Soft geometry is one of the elements of "neuroarchitecture," a hot new field of design…using emerging research on how factors like light, space, and room layout affect physical and psychological well being. The premise is to consider how each feature of the architectural environment influences certain brain processes such as those involved in stress, emotion, and memory," said Oprah. "Soft geometry…is the use of curves instead of hard edges on counters, furniture, and cabinets to help nurture contentment and well-being. The reason has to do with your peripheral vision and is linked to a primitive part of the brain called the amygdala. Everything need not be rounded—that gets very tedious. But if the key pieces and places are curved, that makes the body relax.

As a rule of thumb, lower interest rates go to borrowers who can put a larger sum down on a property up front. Your heft...
06/23/2014

As a rule of thumb, lower interest rates go to borrowers who can put a larger sum down on a property up front. Your hefty down payment serves as proof to your lender that you can hold on to a sizable amount of cash – which makes you a better risk than a borrower who can put little cash on the table. As a result of both a lower interest rate and a paying down substantial portion of your property's value up front, you'll see lower monthly mortgage payments than someone who can't swing a larger down payment.

These days, mortgages come in all shapes and sizes. There are fixed rates and adjustable rates, jumbo loans, loans with ...
06/23/2014

These days, mortgages come in all shapes and sizes. There are fixed rates and adjustable rates, jumbo loans, loans with differing terms such as 15- or 30-year, and specialized loans through FHA and VA programs. Each of these loans carries with it different interest rates and different stipulations. And while recent programs have made it easier to get around the traditional idea of putting 20% down on your home purchase, there is some reasoning behind that number and there are multiple benefits from it. Stick to it if you can.

The behavior of the real estate industry is itself a risk for the real estate investment. This is an unpredictable indus...
06/20/2014

The behavior of the real estate industry is itself a risk for the real estate investment. This is an unpredictable industry in which the rates of properties are seen fluctuating. The reasons for this may be lowering in rental rates, fluctuations in local rates, tenant roll and vacancy, change in the real estate market and many more. All these factors need to be studied and thus you will be able to select an appropriate time to sell off your property.

You have the right ream on your side!! Everyone now prefers getting involved in real estate investment. There are many b...
06/20/2014

You have the right ream on your side!!

Everyone now prefers getting involved in real estate investment. There are many benefits if one invests carefully by paying attention to all the aspects while buying a real estate property. There are times when this kind of an investment can bring in huge profits, but at times they may also be a reason for a huge loss. One needs to be prepared for both such conditions while investing in a real estate property.

An important consideration that you should make when purchasing a timeshare is your interests. What are the things you l...
06/19/2014

An important consideration that you should make when purchasing a timeshare is your interests. What are the things you like to do? It is important that your vacation home is located in a place that allows you to do the things you love. For instance, if you love adventure and nature, then you should pick a place near a protected park where you can explore Mother Nature. You might also want to check trails and tracks for hiking or biking.

If you are someone who loves the beach, then you should pick one that is near the coast. You might also want to check out other activities that you can try in the area. You might want to go snorkeling, scuba diving or fishing.

How much can you afford? It is very tempting to invest on expensive vacation home, as they provide utmost comfort. Besid...
06/19/2014

How much can you afford? It is very tempting to invest on expensive vacation home, as they provide utmost comfort. Besides, we want to be pampered when we go on vacation, right?

Bear in mind that you will only be living in it a few times a year. It would be inconvenient to spend so much on an item that you will barely use and can not afford.

Decide how much you want to spend on the vacation home. You would want it to be affordable so that you will still have enough to spend on vacation and actually enjoy it.

Comparable sales are typically converted to a per square foot unit of measure. This is typically used for homes, condomi...
06/18/2014

Comparable sales are typically converted to a per square foot unit of measure. This is typically used for homes, condominiums, town homes, duplexes, office buildings, retail, industrial and apartments. For homes, the per square foot unit of measure is typically based upon the living area (based on external measurements) and does not include areas not air-conditioned such as the garage and porches. For commercial properties and apartments, the per square foot value is typically based on the net rentable square feet instead of the gross square feet (which includes common areas). In some cases based on the judgment of the analyst or local practice, the evaluation focuses more on the sales price per square foot of gross building area.

Imagine yourself as a buyer who is seriously thinking of buying your vacation home. If there is one thing to know about ...
06/18/2014

Imagine yourself as a buyer who is seriously thinking of buying your vacation home. If there is one thing to know about buyers of any product, it's that they want a high quality product at a good value. So this is what you need to do: show the quality of your vacation home so the buyer will see the value. Some people may not feel that their property is of high quality if it's older, small, or in a neglected part of the beach, but there are ways to increase its appeal by enhancing certain areas of the home. We know how to do it!

You Don't Have to Be a Millionaire to Participate in Online Real Estate AuctionsBelieve it or not, but your last name do...
06/17/2014

You Don't Have to Be a Millionaire to Participate in Online Real Estate Auctions

Believe it or not, but your last name does not have to be Gates, Murdoch or Buffett just to participate in online real estate auctions. In fact, you can easily find your affordable dream home in such events. This is mostly because some – or most – of the properties that make up the auction list are foreclosed properties. Banks are eager to sell them off for just about any rate as long as they are able to recoup the money they are owed.

Condo’s are available in a variety of layouts and sizes, and it is very much possible to find one that fully meets not...
06/17/2014

Condo’s are available in a variety of layouts and sizes, and it is very much possible to find one that fully meets not only your needs but also your budget. Whether you are a single bachelor looking for to own that first bachelor pad, or a wealthy investor with several million dollars to splurge on a majestic bungalow in the sky, there will be always be one that suits your requirements.

Why Older Accounts Are Better For Your Credit ScoresThe reason for this is because the credit bureaus look at how long y...
06/16/2014

Why Older Accounts Are Better For Your Credit Scores

The reason for this is because the credit bureaus look at how long you have had accounts and how frequently you open new ones. So if you have a Visa card that you have had for years it is doing more good for your credit score then most people realize.

Then when you pay that cards balance to under 50% of the cards limit, your scores will really jump as you look more responsible to the eyes of the credit rating companies.

On the other hand if you keep opening new cards you will appear very risky to the credit rating agencies. Think about it, what other reason would you have to keep shuffling your debt around other then you cannot pay your bills or you are looking to max out a lot of credit cards! Even if this is not the case it will be assumed and your scores will drop as your risk factor raises!

Advantages of purchasing a commercial foreclosure.There are many advantages of buying such property. First, they are les...
06/16/2014

Advantages of purchasing a commercial foreclosure.

There are many advantages of buying such property. First, they are less expensive. You will easily find a property sold at a price that is lower than its market value. Moreover, you will have a lot of options because like residential properties, there are a lot of foreclosed commercial properties in the market today as well.

Most of the time, the lender or bank will hold an auction. Before participating in the auction, see to it that you have acquired all the essential details of the property. Consider all-important factors before deciding whether to bid or not. Moreover, see to it that you are ready with your financing. Have your mortgage application approved. See to it that the property is within your price range.

Miami Condo Developers Are Reaching for the Sky The real estate in Miami has been stabilizing during the past several ye...
06/13/2014

Miami Condo Developers Are Reaching for the Sky

The real estate in Miami has been stabilizing during the past several years, but now it’s starting to take off again. Just look at the race that some Miami developers are in for who can build the tallest skyscraper in Miami. First there was developer Jeffrey Berkowitz, who’s gained approval to break ground on an observation tower that will be over 1,000 feet tall. Joining the race for tallest building is Swire Properties, with a proposal for a 1,049-foot-tall condo tower.

Read More: http://sunnyislesrealty.realtytimes.com/marketoutlook/item/28719-miami-condo-developers-are-reaching-for-the-sky

During the last several quarters, inventory has been very tight, encouraging bidding wars in the lower price ranges.  As...
06/13/2014

During the last several quarters, inventory has been very tight, encouraging bidding wars in the lower price ranges. As rates rose, sales volume moderated somewhat, allowing local inventory to rebuild to more normal levels. Inventory was at less than a 3-month supply a year ago and is between 6 and 7 months today. As the selling season continues, this increase in inventory will give buyers more choices and fewer bidding wars.

Groups urge exclusion from federal fee disclosure ruleSeveral trade groups, including the ERISA Industry Committee (ERIC...
06/12/2014

Groups urge exclusion from federal fee disclosure rule

Several trade groups, including the ERISA Industry Committee (ERIC) and the U.S. Chamber of Commerce, are urging the Department of Labor to exclude large plans from its proposal to require service providers – including insurance companies and some advisors – to distribute a guide or similar tool to fiduciaries in order to satisfy the disclosure regulations under ERISA.

Specifically, the groups are seeking relief from section 408(b)(2) of the Employee Retirement Income Security Act (ERISA).

Among other groups voicing concern are the American Council of Life Insurers (ACLI), the Retirement Advisor Council and the Spark Institute.

Read More: http://ifawebnews.com/2014/05/15/groups-urge-exclusion-from-federal-fee-disclosure-rule/

While green marketing has been the rage in the real estate industry the past couple of years it also attracts a certain ...
06/12/2014

While green marketing has been the rage in the real estate industry the past couple of years it also attracts a certain type of buyer who has lofty expectations of the impact your green designation will make. If you do not achieve the levels stated in your marketing or by your sales staff, you may have to start paying significant fees to your attorney. As well as settlements to your buyers.

Best Chance To Sell Your Home Is The First 5 Days on MarketAn interesting new study coming out of New Zealand reinforces...
06/11/2014

Best Chance To Sell Your Home Is The First 5 Days on Market

An interesting new study coming out of New Zealand reinforces the belief that getting home pricing correct on the first try greatly increases your home being sold.

A new home on the market gets 4 times as many page views in the first 5 days as it does during the next week. So if the pricing of the home is wrong, odds of the home selling in a reasonable amount of time goes down dramatically.

Yet, so many real estate agents will take a listing from a home seller at an inflated price, JUST SO THEY CAN GET THE LISTING! Part of their marketing plan is to say whatever the seller wants to hear to get the listing, then tell them after a couple of weeks to lower the price to a level it can sell at.

People who are in financial trouble and cannot make their mortgage payment have a perfect right to walk away–and to do...
06/11/2014

People who are in financial trouble and cannot make their mortgage payment have a perfect right to walk away–and to do so as early as possible if there is no reasonable likelihood that their circumstances will change.

On the other hand, I think that if modest lifestyle changes like less steak and more hamburger, less cable and more library books, can make your mortgage payment affordable

Why Young People Can Not Afford To Buy A HomeThe real estate industry is in a war, and they do not even realize it.The m...
06/10/2014

Why Young People Can Not Afford To Buy A Home

The real estate industry is in a war, and they do not even realize it.

The major combatants are the real estate industry, the educational establishment, and the automotive industry.

The war is being fought over the young people’s debt.

Because unlike the government, the individual can only borrow so many dollars.

Now the bad news for those in the real estate industry, you are losing. Big time!

Why, because banks learned that a homes collateral is no where near as secure as a student loan. A mortgage used to be the gold plated loan, with values fairly secure, and large down payments protecting the lender.

But then came the federal government with their guaranteed loan program for students. These used to be risky loans for banks to offer as it was dependent on the future prospects of the borrower. Now they are the gold plated loan. Why, because they are not dischargable in bankruptcy. They will follow you until you die.

And this is a bankers dream. They will lend crazy money for you to get your philosophy degree, and even lower your payments when you are working as a barista, but they will never discharge the debt.

You Can Buy A Home With BitcoinsIf you have followed the growing market in BitCoins, you know that they are slowly being...
06/10/2014

You Can Buy A Home With Bitcoins

If you have followed the growing market in BitCoins, you know that they are slowly being accepted for many traditional transactions. But the New York City brokerage, Bond New York, has announced they are accepting bitcoins for their real estate sales.

Read More: http://www.therealestatebloggers.com/you-can-buy-a-home-with-bitcoins/

Results in Timely and Personalized Advisory ServiceClients receive detailed analysis to support buy, hold and sell decis...
06/09/2014

Results in Timely and Personalized Advisory Service

Clients receive detailed analysis to support buy, hold and sell decisions and formulate real estate investment plans. Our agents’ real-time market knowledge is combined with leading research as the basis of our advisory services.

Understanding Your Objectives...Our specialists gain a thorough understanding of investors’ objectives and current ass...
06/09/2014

Understanding Your Objectives...

Our specialists gain a thorough understanding of investors’ objectives and current assets. This enables our team to help clients develop the right property for your portfolio and your company's investment strategies.

Getting There Is (Not) Half The FunHow easy will it be for you to get to your new vacation home? Your best options are a...
06/06/2014

Getting There Is (Not) Half The Fun

How easy will it be for you to get to your new vacation home? Your best options are accessible ones. For me, it’s a two-hour drive door to door. While it may sound romantic to have a cabin high in the hills of the Carolinas, if it takes you two flights, a rental car, and a three-hour drive and a donkey ride to get there, I can promise it won’t get much use.

We can find the perfect location for your family.

You’ll Want A Rental Income OptionA smart vacation home purchase is one that incorporates rental potential into the eq...
06/06/2014

You’ll Want A Rental Income Option

A smart vacation home purchase is one that incorporates rental potential into the equation. If managed correctly, some of your costs can be offset by allowing renters while you’re away. And from a long-term investment standpoint, rental income may allow you to build equity and eventually pay the property off.

Address

26050 Mureau Rd, Ste 101
Calabasas, CA
91302

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 17:00
Sunday 09:00 - 17:00

Telephone

(818) 877-4375

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