09/28/2026
Myth: You need two years at the same job to qualify for a mortgage.
This is one of the most common misconceptions I hear from homebuyers.
The truth is that changing jobs doesn't automatically disqualify you from getting a mortgage. Lenders are typically looking at your overall employment history, income stability, and whether your new position makes sense within your career path.
In many cases, a recent job change, promotion, or move to a higher-paying position may not be a problem at all.
That's why I always encourage buyers not to assume they're ineligible based on something they heard from a friend, family member, or online.
The biggest mistake you can make is waiting to have a conversation because you think a job change automatically means you don't qualify.
Every situation is different, and it's worth understanding your options before counting yourself out.
If you'd like to see what your options look like, let's talk.