Jeni Harmon Realtor at Pearson Smith Realty

Jeni Harmon Realtor at Pearson Smith Realty As a resident, I have a vested interest in showcasing our piece of real estate nestled between the Brambleton Town Center & BWHS. Please like and follow!

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11/29/2019
Buyers Are Looking For Your Home [INFOGRAPHIC]

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Some Highlights: Existing Home Sales are currently at an annual pace of 5.46 million. The inventory of existing homes for sale remains below the 6 months needed for a normal market and is now at a 3.9-month supply. Inventory remains low due to high demand from buyers who are still looking

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11/28/2019
Thank You for Your Support

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Thank You for Your Support

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11/27/2019
Tips to Sell Your Home Faster

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When selling your house, there are a few key things you can prioritize to have the greatest impact for a faster sale: 1. Make Buyers Feel at Home Declutter your home! Pack away all personal items like pictures, awards, and sentimental belongings. Make buyers feel like they belong in the house.

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11/26/2019
The True Cost of Not Owning Your Home

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There are great advantages to owning a home, yet many people continue to rent. The financial benefits are just some of the reasons why homeownership has been a part of the long-standing American dream. Realtor.com reported that: “Buying remains the more attractive option in the long term – that

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11/25/2019
7 Reasons to List Your House This Holiday Season

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Around this time each year, many homeowners decide to wait until after the holidays to list their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why listing your house now or keeping it on the market this wi...

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11/22/2019
The Cost Across Time [INFOGRAPHIC]

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Some Highlights: With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low! According to Freddie Mac, rates are projected to increase to 3.9% by this time next year. The impact your interest rate h

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11/21/2019
How Long Can This Economic Recovery Last?

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The economy is currently experiencing the longest recovery in our nation’s history. The stock market has hit record highs, while unemployment rates are at record lows. Home price appreciation is beginning to reaccelerate. This begs the question: How long can this economic recovery last? The Wall

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11/20/2019
Buyers Are Looking Now. Are You Ready to List Your Home?

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Inventory on the market today is low, especially among existing homes in the entry and middle-level tiers of the market. It is hovering well below the 6-month supply typically found in a more normal market, as shown in the graph below: With inventory being one of the biggest housing market challeng

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11/19/2019
Expert Advice: 3 Benefits to Owning a Home

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Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction. Here are 3 tips he shares from a recent piece in Business Insider on the benefits of owning real estate: 1. Real esta

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11/18/2019
2 Myths Holding Back Home Buyers

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In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream. The piece, however, also reveals, “Saving for a down payment is one of the biggest obstacle

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11/15/2019
The Cost of Renting vs. Buying a Home [INFOGRAPHIC]

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Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear. Every market is

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11/14/2019
This is Not 2008 All Over Again: The Mortgage Lending Factor

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Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money. Recent articles about the availability of low-down payment loans and down payment assistance programs are c

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11/13/2019
Buyer Demand Growing in Every Region

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Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country. According to the latest ShowingTime Showing Index, “Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with

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11/12/2019
Homeownership Rate Remains on the Rise

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In the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing market. The U.S. Census Bureau announced, “The homeownership rate of 64.8 percent was not statistically different from the rate in the third quarter 2018 (64.4 perc

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11/11/2019
75 Years of VA Home Loan Benefits

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Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice. This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created

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11/08/2019
VA Home Loans by the Numbers [INFOGRAPHIC]

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Some Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership. In 2018, $161 billion was loaned to veterans and their families through the p

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11/07/2019
Forget the Price of the Home. The Cost is What Matters.

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Home buying activity (demand) is up, and the number of available listings (supply) is down. When demand outpaces supply, prices appreciate. That’s why firms are beginning to increase their projections for home price appreciation going forward. As an example, CoreLogic increased their 12-month proj...

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11/06/2019
Millennials: Here’s Why the Process is Well Worth It.

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Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over. According to National Mortgage News, “Millennials, those young adults now aged 23 to 38, are now entering their peak household formation and homebuying years.” If you

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11/05/2019
Planning on Buying a Home? Be Sure You Know Your Options.

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When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyers are considering a new home that’s recently...

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11/04/2019
The #1 Reason to List Your House in the Winter

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Many sellers believe spring is the best time to put their homes on the market because buyer demand traditionally increases at that time of year. What they don’t realize is if every homeowner believes the same thing, then that’s when they’ll have the most competition. So, what’s the #1 reason...

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11/01/2019
The Difference an Hour Will Make This Fall [INFOGRAPHIC]

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Every Hour in the U.S. Housing Market: 614 Homes Are Sold 95 Homes Regain Positive Equity Median Home Values Go Up $1.38

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10/31/2019
Taking the Fear Out of the Mortgage Process

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A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s ...

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10/30/2019
How to Determine If You Can Afford to Buy a Home

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The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability equation. There is, however, an

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10/29/2019
Thinking of Selling Your Home? The Waiting Is The Hardest Part.

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Tom Petty famously penned the words, “the waiting is the hardest part” in his early 80’s hit song The Waiting, and his thought process can surprisingly also be applied to individuals considering selling their homes today. Traditional thinking would suggest it may be best to wait until the spri...

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10/28/2019
4 Reasons to Buy a Home This Fall

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Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a

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10/25/2019
Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

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Some Highlights: Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process: 71% of buyers who purchased homes ha

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10/24/2019
Think Prices Have Skyrocketed? Look at Rents.

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Much has been written about how residential real estate values have increased since the housing market started its recovery in 2012. However, little has been shared about what has taken place with residential rental prices. Let’s shed a little light on this subject. In the most recent Apartment R

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10/23/2019
5 Reasons to Consider Living in a Multigenerational Home

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Did you know that 1 in 6 Americans currently live in a multigenerational household? According to Generations United, the number of multigenerational households rose from 42.4 million in 2000 to 64 million in 2016. The 2018 Profile of Home Buyers and Sellers from the National Association of Realto

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10/22/2019
Depending on the Price, You’re Going to Need Advice

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To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think. In real estate today, there are essentially three different price points in the market: the starter-home market, the middle-home market, and the p...

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10/18/2019
Homes Are Selling Quickly [INFOGRAPHIC]

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Some Highlights: The National Association of REALTORS® surveyed their members for the release of their Confidence Index. The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are ask

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10/17/2019
3 Reasons This is NOT the 2008 Real Estate Market

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Today’s real estate market is nothing like the 2008 market. When an economic slowdown happens, it won’t resemble the last one. No one knows for sure when the next recession will occur. What is known, however, is that the upcoming economic slowdown will not be caused by a housing market crash,

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10/16/2019
3 Reasons to Use a Real Estate Pro in a Complex Digital World

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If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never b...

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10/15/2019
Be on the Lookout for Gen Z: The Next Generation of Homebuyers

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Gen Zers are the next generation of homeowners, and they’re eager to jump in and buy their first homes. Whether you are part of this generation or any other, it’s never too early to start saving, so you can reach your homeownership goal sooner rather than later. You’ve likely heard a ton about...

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10/14/2019
Existing-Home Sales Report Indicates Now Is a Great Time to Sell

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Based on the current state of the market, trends are shifting in favor of sellers. If you are going to sell, now may be the time to take advantage of the number of buyers who are searching for their dream home. The best time to sell anything is when demand for that item is high and the supply of

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10/11/2019
What You Need to Know About the Mortgage Process [INFOGRAPHIC]

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Some Highlights: Many buyers are purchasing homes with down payments as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Your local professionals are here to help you determine how much you can afford, so take advantage of the opportunity to learn m

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10/10/2019
You Need More Than a Guide. You Need a Sherpa.

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In today’s world, hiring an agent who has a finger on the pulse of the market will make your buying or selling experience an educated one. In a normal housing market, whether you’re buying or selling a home, you need an experienced guide to help you navigate the process. You need someone you can

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10/09/2019
Homeownership is the Top Contributor to Your Net Worth

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Recently two U.S. Census Bureau researchers released their findings on the biggest determinants of household wealth. What they found may help shape your view on building your family’s net worth. Many people plan to build their net worth by buying CDs or stocks, or just having a savings account. R

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10/08/2019
Brambleton

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All aboard! #SilverLine pulls into Ashburn for the first time today! 🚈

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10/08/2019
What FICO® Score Do You Need to Qualify for a Mortgage?

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It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconceptions regarding what exactly is required to get the loans they need. While a recent announcement from CNBC shares that the average national FICO® score has reached an

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Ashburn, VA
20148

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