Steve Cowen - NMLS ID #206679

Steve Cowen has been in the lending business since 1988. In 1998, he helped start and build a mortgage platform for a local community bank. After over 15 years with that firm, he joined Atlantic Coast Mortgage. ACM is an independent mortgage company founded in 2012 with a mission to provide the very best service available in the market while utilizing some of the best talent in the area in an effort to provide the best financing solutions in the business. Cowen lives in Leesburg with his wife and two children. Steve is an assistant coach on his son’s travel baseball team, the Loudoun Aces Blue 10U team and is on the board of directors for the Loudoun Aces. Atlantic Coast Mortgage, LLC 20365 Exchange Street, suite 300 Ashburn, VA 20147 Branch NMLS ID 1167353 Atlantic Coast Mortgage LLC is licensed by the VA SCC (MC-5560) Company NMLS 643114 (www.nmlsconsumeraccess.org) Equal Housing Lender

Finding a Financial Advisor
04/04/2019
Finding a Financial Advisor

Finding a Financial Advisor

Finding a Financial Advisor April 4, 2019 by Steve Cowen Whether you’re just starting to think about buying, or you’re ready to put in an offer, hiring a financial planner can help you stay on track. Check out this article for some tips to find the right one. Filed Under: Uncategorized

Good News for First-Time Buyers
04/03/2019
Good News for First-Time Buyers

Good News for First-Time Buyers

Good News for First-Time Buyers April 3, 2019 by Steve Cowen Give this article a read to learn about the changes in the market that are benefiting first-time buyers. Filed Under: Uncategorized

To Renovate, or Not to Renovate?
04/02/2019
To Renovate, or Not to Renovate?

To Renovate, or Not to Renovate?

To Renovate, or Not to Renovate? April 2, 2019 by Steve Cowen Which option helps sellers the most? This article explores the question. Filed Under: Uncategorized

Inspection Ready
04/01/2019
Inspection Ready

Inspection Ready

Inspection Ready April 1, 2019 by Steve Cowen Are you confident your home will pass inspection? Check out this article for a bit of a quiz and some useful information. Filed Under: Uncategorized

Having the ability to close quickly adds value to our clients and referral sources. let us know if we can assist you or ...
03/30/2019

Having the ability to close quickly adds value to our clients and referral sources. let us know if we can assist you or someone you know.

Springing into the Market
03/29/2019
Springing into the Market

Springing into the Market

Springing into the Market March 29, 2019 by Steve Cowen Give this article a read for some tips to prepare for buying and selling this spring. Filed Under: Uncategorized

When to List?
03/27/2019
When to List?

When to List?

When to List? March 27, 2019 by Steve Cowen If you’re planning to list your home in the next few months, this article is worth a read. It looks at the time of year and even the day of the week to help you succeed. Filed Under: Uncategorized

Saving Up
03/26/2019
Saving Up

Saving Up

Saving Up March 26, 2019 by Steve Cowen Saving for a down payment can be a process for many buyers. If you’re in the midst of trying to get funds together, give this article a read for some useful tips. Filed Under: Uncategorized

Home Insurance
03/25/2019
Home Insurance

Home Insurance

Home Insurance March 25, 2019 by Steve Cowen When it comes to home insurance, homeowners’ top question tends to be, how much do I need? This article shares some great insights to help you determine what’s right for you. Filed Under: Uncategorized

Spring Selling
03/22/2019
Spring Selling

Spring Selling

Spring Selling March 22, 2019 by Steve Cowen Selling your house this spring? Give this article a read for the top 6 things you’ll love and hate about selling this season. Filed Under: Uncategorized

Homebuyer Documents
03/20/2019
Homebuyer Documents

Homebuyer Documents

Homebuyer Documents March 20, 2019 by Steve Cowen You’ve just closed on your new home. In all the excitement, it’s easy to take your mind off of paperwork. This article explains which documents you need to keep to help you avoid any issues down the line. Filed Under: Uncategorized

Buyer’s Remorse
03/19/2019
Buyer’s Remorse

Buyer’s Remorse

Buyer’s Remorse March 19, 2019 by Steve Cowen Unfortunately, some buyers quickly find themselves regretting their home purchase. Give this article a read for some tips to avoid buyer’s remorse. Filed Under: Uncategorized

Steve Cowen - NMLS ID #206679
03/19/2019

Steve Cowen - NMLS ID #206679

Costly Mistakes
03/18/2019
Costly Mistakes

Costly Mistakes

Costly Mistakes March 18, 2019 by Steve Cowen Give this article a read to help you avoid some of the most expensive mistakes homebuyers can make. Filed Under: Uncategorized

Need Help With Your Down Payment?
03/15/2019
Need Help With Your Down Payment?

Need Help With Your Down Payment?

Need Help With Your Down Payment? March 15, 2019 by Steve Cowen In many cases, buyers can find assistance. This article explains how. Filed Under: Uncategorized

Buying New Construction
03/14/2019
Buying New Construction

Buying New Construction

Buying New Construction March 14, 2019 by Steve Cowen Considering buying new construction? There are some great benefits, but it’s also important to be familiar with a Builders Warranty so you know how to proceed if anything goes wrong. This article explains. Filed Under: Uncategorized

Staging Tips
03/13/2019
Staging Tips

Staging Tips

Staging Tips March 13, 2019 by Steve Cowen Considering staging your home? Give this article a read for some great advice. Filed Under: Uncategorized

Mortgage Shopping and Dating
03/12/2019
Mortgage Shopping and Dating

Mortgage Shopping and Dating

Mortgage Shopping and Dating March 12, 2019 by Steve Cowen The two might have more in common than you’d expect. This article explains. Filed Under: Uncategorized

Win the Bidding War Without Going Over Asking Price
03/07/2019
Win the Bidding War Without Going Over Asking Price

Win the Bidding War Without Going Over Asking Price

Win the Bidding War Without Going Over Asking Price March 7, 2019 by Steve Cowen In this article, The Property Brothers explain how you can do it. Filed Under: Uncategorized

Do You Pay Your Mortgage On Time?
03/06/2019
Do You Pay Your Mortgage On Time?

Do You Pay Your Mortgage On Time?

Do You Pay Your Mortgage On Time? March 6, 2019 by Steve Cowen This article explores where most Americans stand when it comes to making on-time payments. Filed Under: Uncategorized

How Helpful Are Mortgage Calculators?
03/05/2019
How Helpful Are Mortgage Calculators?

How Helpful Are Mortgage Calculators?

How Helpful Are Mortgage Calculators? March 5, 2019 by Steve Cowen Though free tools, these online calculators can sometimes mislead prospective buyers. Give this article a read for more. Filed Under: Uncategorized

Most-Googled Mortgage Questions
03/04/2019
Most-Googled Mortgage Questions

Most-Googled Mortgage Questions

Most-Googled Mortgage Questions March 4, 2019 by Steve Cowen Google can be a great resource. This article answers the top 9 mortgage questions that searchers are asking. Filed Under: Uncategorized

First-Time Buyers
03/01/2019
First-Time Buyers

First-Time Buyers

First-Time Buyers March 1, 2019 by Steve Cowen Buying a home for the first time can be an overwhelming process. In this article, first-time buyers share some advice. Filed Under: Uncategorized

Financing Offer
02/28/2019
Financing Offer

Financing Offer

Financing Offer February 28, 2019 by Steve Cowen Sometimes, home sellers will offer to finance the purchase with a lower interest rate than the bank. Is it a good idea for buyers? This article explores the question. Filed Under: Uncategorized

What Kind of Homebuyer Are You?
02/27/2019
What Kind of Homebuyer Are You?

What Kind of Homebuyer Are You?

What Kind of Homebuyer Are You? February 27, 2019 by Steve Cowen This article shares 10 home-buying behaviors that can make the process of finding the right home a nightmare. Filed Under: Uncategorized

Mortgage Payment and Credit Score
02/26/2019
Mortgage Payment and Credit Score

Mortgage Payment and Credit Score

Mortgage Payment and Credit Score February 26, 2019 by Steve Cowen How does paying off your mortgage impact your credit score? Give this article a read to find out. Filed Under: Uncategorized

Ready to Buy in 2019?
02/22/2019
Ready to Buy in 2019?

Ready to Buy in 2019?

Ready to Buy in 2019? February 22, 2019 by Steve Cowen The real estate market changes from year to year. This article can help give you a sense of what to expect as a buyer in 2019. Filed Under: Uncategorized

Renovate or Sell?
02/22/2019
Renovate or Sell?

Renovate or Sell?

Renovate or Sell? February 20, 2019 by Steve Cowen Considering whether to renovate or sell? This quiz could help you decide. Filed Under: Uncategorized

Negative Equity
02/22/2019
Negative Equity

Negative Equity

Negative Equity February 14, 2019 by Steve Cowen What is it, how can it happen, and how can you avoid it? This article answers. Filed Under: Uncategorized

Home-Buying Challenges and Solutions
02/21/2019
Home-Buying Challenges and Solutions

Home-Buying Challenges and Solutions

Home-Buying Challenges and Solutions February 21, 2019 by Steve Cowen Buying a home isn’t always straight forward. This article shares some of the most common issues and tips to overcome them. Filed Under: Uncategorized

Understanding Escrow
02/21/2019
Understanding Escrow

Understanding Escrow

Understanding Escrow February 19, 2019 by Steve Cowen Give this article a read to learn how escrow keeps buyers and sellers safe. Filed Under: Uncategorized

Mortgage Origination Fee
02/15/2019
Mortgage Origination Fee

Mortgage Origination Fee

Mortgage Origination Fee February 1, 2019 by Steve Cowen What is it, and are you required to pay? This article answers. Filed Under: Uncategorized

Buying and Selling
02/15/2019
Buying and Selling

Buying and Selling

Buying and Selling January 31, 2019 by Steve Cowen If you’re buying and selling at the same time, check out this article for some common mistakes to avoid. Filed Under: Uncategorized

Helpful Tips for Your Mortgage Applicaiton
02/15/2019
Helpful Tips for Your Mortgage Applicaiton

Helpful Tips for Your Mortgage Applicaiton

Helpful Tips for Your Mortgage Applicaiton January 29, 2019 by Steve Cowen If you’re ready to apply for a mortgage, give this article a read first! Filed Under: Uncategorized

Steve Cowen - NMLS ID #206679
11/30/2018

Steve Cowen - NMLS ID #206679

Holiday Debt
11/30/2018
Holiday Debt

Holiday Debt

Holiday Debt November 30, 2018 by Steve Cowen Whether you’re considering getting a mortgage or already own a home, holiday debt can pose serious problems. This article explains a few things to avoid this holiday season. Filed Under: Uncategorized

Could a Special Assessment Affect Your Purchase?
11/29/2018
Could a Special Assessment Affect Your Purchase?

Could a Special Assessment Affect Your Purchase?

Could a Special Assessment Affect Your Purchase? November 29, 2018 by Steve Cowen This article explains that if you’re buying a condo or co-op, it might. Filed Under: Uncategorized

Address

20365 Exchange St, Ste 300
Ashburn, VA
20147

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