McVicar Homes, Pearson Smith Realty

McVicar Homes, Pearson Smith Realty Real Estate Agent.

A home investment is a personal investment. Where you decide to live is a reflection on who you are and what you do; vocation, recreation, relaxation, and family, so selecting the right realtor is paramount to finding your true home. You want a home expert who can understand you and your living needs as well as your budget and personal taste. Mary McVicar brings a unique background of extensive international travel combined with an entrepreneurial professional experience, which makes her uniquely qualified when searching for your future home or real estate investment. Mary understands that not only does your property need to be comfortable and highly efficient, but it also needs to provide suitable proximity and convenience to work, shopping, recreation, and other community elements like schools, and medical services. Mary is proud to be the founder of a successful business in the professional services industry, and as a result, she understands that quality service is the key to achieve ultimate results. Mary is a 26 year resident of Northern Virginia, and along with her husband and two children, she continues to be a homeowner, a real estate investor, a business owner and an active member of her community. Whether you are seeking that peace of mind as a future homeowner, or you want confidence as a property investor, Mary McVicar can help you maximize the success of your search for the right home or property. Mary is licensed in Virginia, and specializes in the communities in and around Ashburn, Centreville, Chantilly, Dulles, Fairfax, Herndon, Leesburg, McLean, Oak Hill, Oakton, Reston, Sterling, Tysons Corner and Vienna. Mary is a graduate of George Mason University, and is fluent in English and French.

Are Lending Standards Propping Up Home Prices?
08/02/2018
Are Lending Standards Propping Up Home Prices?

Are Lending Standards Propping Up Home Prices?

Back in 2005, Federal Reserve Chairman Alan Greenspan described the dramatic increases in residential real estate values as a “froth in housing markets.” Greenspan went on to say: “The increase in the prevalence of interest-only loans and the introduction of more-exotic forms of adjustable-rat...

Buying Is Now 26.3% Cheaper Than Renting in the US
08/01/2018
Buying Is Now 26.3% Cheaper Than Renting in the US

Buying Is Now 26.3% Cheaper Than Renting in the US

The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting, with a traditional 30-year fixed rate mortgage, in 98 of the 100 largest metro areas in the United States. In the six years that Trulia has conducted this study, this is the first time

You Need an Agent Who Will Always Put You First
07/31/2018
You Need an Agent Who Will Always Put You First

You Need an Agent Who Will Always Put You First

Whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are looking to move to, as well as the trends of that area, should be your goal while home shopping. One great example of an agent who is in

The #1 Reason to Put Your House on The Market TODAY!
07/30/2018
The #1 Reason to Put Your House on The Market TODAY!

The #1 Reason to Put Your House on The Market TODAY!

The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that home sales declined 0.6% to a seasonally adjusted annual rate of 5.38 million in June from 5.41 million in May, and are 2.2% below a year ago. Some may look at these numbers

Americans Rank Real Estate Best Investment for 5 Years Running! [INFOGRAPHIC]
07/27/2018
Americans Rank Real Estate Best Investment for 5 Years Running! [INFOGRAPHIC]

Americans Rank Real Estate Best Investment for 5 Years Running! [INFOGRAPHIC]

Some Highlights: Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 5 years! The generations agree! Real estate is the best investment! Generation X leads the way with 37% believing in real est

4 Reasons Why We Are Not Heading Toward Another Housing Bubble
07/26/2018
4 Reasons Why We Are Not Heading Toward Another Housing Bubble

4 Reasons Why We Are Not Heading Toward Another Housing Bubble

With home prices continuing to appreciate above historic levels, some are concerned that we may be heading for another housing ‘boom & bust.’ It is important to remember, however, that today’s market is quite different than the bubble market of twelve years ago. Here are four key metrics that

Will Your Current House Fit Your Needs in Retirement?
07/25/2018
Will Your Current House Fit Your Needs in Retirement?

Will Your Current House Fit Your Needs in Retirement?

As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to ...

Selling Your Home? Here’s 2 Ways to Get the Best Price!
07/24/2018
Selling Your Home? Here’s 2 Ways to Get the Best Price!

Selling Your Home? Here’s 2 Ways to Get the Best Price!

Every homeowner wants to make sure that they maximize their financial reward when selling their home, but how do you guarantee that you receive the maximum value for your house? Here are two ways to ensure that you get the highest price possible. 1. Price it a Little Low This may seem counterin

Lack of Listings Slowing Down the Market
07/23/2018
Lack of Listings Slowing Down the Market

Lack of Listings Slowing Down the Market

As the real estate market continues to move down the road to a complete recovery, we see home values and home sales increasing while distressed sales (foreclosures and short sales) continue to fall to their lowest points in years. There is no doubt that the housing market will continue to strengthen

What You Need to Know About the Mortgage Process [INFOGRAPHIC]
07/20/2018
What You Need to Know About the Mortgage Process [INFOGRAPHIC]

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don't have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.

Housing Will Not Fall Victim to Next Economic Storm
07/19/2018
Housing Will Not Fall Victim to Next Economic Storm

Housing Will Not Fall Victim to Next Economic Storm

Some experts are calling for a slowdown in the economy later this year and most economists have predicted that the next recession could only be eighteen months away. The question is, what impact will a recession have on the housing market? Here are the opinions of several experts on the subject:

Demand for Homes to Buy Continues to Climb
07/18/2018
Demand for Homes to Buy Continues to Climb

Demand for Homes to Buy Continues to Climb

Across the United States, there is a severe mismatch between the low number of houses for sale and the high demand for those houses! First-time homebuyers are out in force and are being met with a highly competitive summer real estate market. According to the National Association of Realtors (NAR

4 REAL Reasons Why We Buy A Home!
07/17/2018
4 REAL Reasons Why We Buy A Home!

4 REAL Reasons Why We Buy A Home!

We often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a

First-Time Home Buyers Continue to Put Down Less Than 6%!
07/16/2018
First-Time Home Buyers Continue to Put Down Less Than 6%!

First-Time Home Buyers Continue to Put Down Less Than 6%!

According to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes with down payments below 6% in 2017. Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves witho

Want to Sell Your House Faster? Don’t Forget to Stage! [INFOGRAPHIC]
07/13/2018
Want to Sell Your House Faster? Don’t Forget to Stage! [INFOGRAPHIC]

Want to Sell Your House Faster? Don’t Forget to Stage! [INFOGRAPHIC]

Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market. 50% of staged homes saw a 1-10% increase in d

House-Buying Power at Near-Historic Levels
07/12/2018
House-Buying Power at Near-Historic Levels

House-Buying Power at Near-Historic Levels

We keep hearing that home affordability is approaching crisis levels. While this may be true in a few metros across the country, housing affordability is not a challenge in the clear majority of the country. In their most recent Real House Price Index, First American reported that consumer “house-...

Rising Interest Rates Have Not Dampened Demand
07/11/2018
Rising Interest Rates Have Not Dampened Demand

Rising Interest Rates Have Not Dampened Demand

Since the beginning of the year, mortgage interest rates have risen over a half of a percentage point (from 3.95% to 4.52%), according to Freddie Mac. Even a small rise in interest rates can greatly impact a buyer’s monthly mortgage payment. First American recently released the results of their q

How Long Do Most Families Live in a House?
07/10/2018
How Long Do Most Families Live in a House?

How Long Do Most Families Live in a House?

The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of their data points, which has changed dramatically, is the median tenure of a family in a home, meaning how long a family stays in a home prior to moving. As the graph below shows, over the la

The #1 Reason to List Your House for Sale NOW!
07/09/2018
The #1 Reason to List Your House for Sale NOW!

The #1 Reason to List Your House for Sale NOW!

If you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for Sale The National Association of Realtors’ (NAR) Chief Economist Lawrence Yun recently commented on the current lack of inventory:

Cost Across Time [INFOGRAPHIC]
07/06/2018
Cost Across Time [INFOGRAPHIC]

Cost Across Time [INFOGRAPHIC]

Some Highlights: With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.1% by this time next year according to Freddie Mac. The impact your interest rate makes on your monthly mortgage cost

Homes More Affordable Today than 1985-2000
07/05/2018
Homes More Affordable Today than 1985-2000

Homes More Affordable Today than 1985-2000

Rising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the American Dream – their own home. However, it is not just the price of a home that determines its affordability. The monthly cost of a home is determined by the price and

VA Loans: Making a Home for the Brave Possible
07/04/2018
VA Loans: Making a Home for the Brave Possible

VA Loans: Making a Home for the Brave Possible

Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them. If you are a veteran or you k

Why Should You Use A Professional to Sell Your Home?
07/03/2018
Why Should You Use A Professional to Sell Your Home?

Why Should You Use A Professional to Sell Your Home?

When homeowners decide to sell their houses, they obviously want to get the best possible price for their home with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold. In order to accomplish all thre

Buying This Summer? Be Prepared for Bidding Wars
07/02/2018
Buying This Summer? Be Prepared for Bidding Wars

Buying This Summer? Be Prepared for Bidding Wars

Summer is traditionally a busy season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on those buyers who are looking to purchase before the new school year. This year will be no different! Buyers have already been out in force looking for

5 Reasons Millennials Choose to Buy a Home [INFOGRAPHIC]
06/29/2018
5 Reasons Millennials Choose to Buy a Home [INFOGRAPHIC]

5 Reasons Millennials Choose to Buy a Home [INFOGRAPHIC]

Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” The top reason millennial

Next Recession in 2020? What Will Be the Impact?
06/28/2018
Next Recession in 2020? What Will Be the Impact?

Next Recession in 2020? What Will Be the Impact?

Economists and analysts know that the country has experienced economic growth for almost a decade. They also know that a recession can’t be too far off. A recent report by Zillow Research shed light on a survey conducted by Pulsenomics in which they asked economists, investment strategists and mar...

What’s the Median Home Value in Your State?
06/27/2018
What’s the Median Home Value in Your State?

What’s the Median Home Value in Your State?

If you’ve entered the real estate market as a buyer or a seller, you’ve inevitably heard the mantra “location, location, location” in reference to identical homes increasing or decreasing in value based on where they’re located. In today’s housing market where home prices are appreciatin...

Are You Wondering If You Can Buy Your First Home?
06/26/2018
Are You Wondering If You Can Buy Your First Home?

Are You Wondering If You Can Buy Your First Home?

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they get married or start a family, some might think they are too young, and still, some others might think their curr

You DO NOT Need 20% Down to Buy Your Home NOW!
06/25/2018
You DO NOT Need 20% Down to Buy Your Home NOW!

You DO NOT Need 20% Down to Buy Your Home NOW!

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that the main reason why non-homeowners do...

4 Reasons to Sell This Summer [INFOGRAPHIC]
06/22/2018
4 Reasons to Sell This Summer [INFOGRAPHIC]

4 Reasons to Sell This Summer [INFOGRAPHIC]

Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available! Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Perhaps the

Homes are More Affordable in 44 out of 50 States
06/21/2018
Homes are More Affordable in 44 out of 50 States

Homes are More Affordable in 44 out of 50 States

With both home prices and mortgage rates increasing this year, many are concerned about a family’s ability to purchase a major part of the American Dream – its own home. However, if we compare housing affordability today to the average affordability prior to the housing boom and bust, we are in ...

3 Issues Facing Today’s Real Estate Market
06/20/2018
3 Issues Facing Today’s Real Estate Market

3 Issues Facing Today’s Real Estate Market

Last week, the National Association of Real Estate Editors (NAREE) held their 52nd Annual Journalism Conference in Las Vegas, NV. Among the many highly anticipated sessions was one called “Top Ten Issues Affecting Real Estate™,” given by Joseph Nahas, Jr., Chair of the Counselors of Real Esta

Top 5 Reasons You Shouldn’t FSBO
06/19/2018
Top 5 Reasons You Shouldn’t FSBO

Top 5 Reasons You Shouldn’t FSBO

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers. Here are the

How A Lack of Inventory Impacts the Housing Market
06/18/2018
How A Lack of Inventory Impacts the Housing Market

How A Lack of Inventory Impacts the Housing Market

The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures and short sales) have fallen to their lowest points in years. The market will continue to strengthen i

Top 4 Home Renovations for Max ROI [INFOGRAPHIC]
06/15/2018
Top 4 Home Renovations for Max ROI [INFOGRAPHIC]

Top 4 Home Renovations for Max ROI [INFOGRAPHIC]

Some Highlights: Whether you are selling your home, just purchased your first home or are a homeowner planning to stay put for a while, there is value in knowing which home improvement projects will net you the most Return On Investment (ROI). Minor bathroom renovations can go a long way tow

Are Lending Standards Too Loose…or Too Tight?
06/14/2018
Are Lending Standards Too Loose…or Too Tight?

Are Lending Standards Too Loose…or Too Tight?

With home values appreciating at record rates, some are concerned that we may be heading for another housing bubble like the one we experienced a decade ago. One of the major culprits of that housing boom and bust was the loosening of standards for mortgage credit. In a study done at the Universi

Parents Say Kids’ Opinions Matter Big When Buying a Home
06/13/2018
Parents Say Kids’ Opinions Matter Big When Buying a Home

Parents Say Kids’ Opinions Matter Big When Buying a Home

A recent survey conducted by Harris Poll and released by SunTrust Mortgage found that “55% of homeowners with a child under the age of 18 at the time when they purchased their home said that the opinion of their offspring played a major role in their home buying decision.” When the results were ...

When Is a Good Time to Rent? Not Now!
06/12/2018
When Is a Good Time to Rent? Not Now!

When Is a Good Time to Rent? Not Now!

People often ask if now is a good time to buy a home, but nobody ever asks whether or not it’s a good time to rent. Regardless, we want to make certain that everyone understands that now is NOT a good time to rent. The Census Bureau recently released their 2018 first quarter median rent numbers.

Days on The Market Drops to New Low in April
06/11/2018
Days on The Market Drops to New Low in April

Days on The Market Drops to New Low in April

According to recently released data from the National Association of Realtors (NAR), the median number of days that a home spent on the market hit a new low of 26 days in April, as 57% of homes were on the market for under a month. NAR’s Chief Economist, Lawrence Yun, had this to say, “What is a

The Cost of Renting vs. Buying [INFOGRAPHIC]
06/08/2018
The Cost of Renting vs. Buying [INFOGRAPHIC]

The Cost of Renting vs. Buying [INFOGRAPHIC]

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (28.8%) vs. the percentage needed to buy a median-priced home (17.1%), the choice becomes obvious. Every mark

Did Tax Reform Kill the Luxury Market? NOT SO FAR!
06/07/2018
Did Tax Reform Kill the Luxury Market? NOT SO FAR!

Did Tax Reform Kill the Luxury Market? NOT SO FAR!

The new tax code limits the deduction of state and local property taxes, as well as income or sales taxes, to a total of $10,000. When the tax reform legislation was put into law at the beginning of the year, some experts felt that it could have a negative impact on the luxury housing market. Capit

Homeowners & Appraisers See the Most Eye-to-Eye on Price in 3 Years
06/06/2018
Homeowners & Appraisers See the Most Eye-to-Eye on Price in 3 Years

Homeowners & Appraisers See the Most Eye-to-Eye on Price in 3 Years

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in such a market is the bank appraisal. When pric

4 Steps to Follow When Presenting an Offer in Today’s Market!
06/05/2018
4 Steps to Follow When Presenting an Offer in Today’s Market!

4 Steps to Follow When Presenting an Offer in Today’s Market!

So, you’ve been searching for that perfect house to call a ‘home,’ and you’ve finally found it! The price is right, and in such a competitive market, you want to make sure that you make a great offer so that you can guarantee that your dream of making this house yours comes true! Below are 4...

4 Reasons Why Summer Is a Great Time to Buy a Home!
06/04/2018
4 Reasons Why Summer Is a Great Time to Buy a Home!

4 Reasons Why Summer Is a Great Time to Buy a Home!

Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights reports that home prices have appreciated by 7% over the last 12 months. The same report predicts that prices will continue to increase at a rate o

Top Reasons to Own Your Home [INFOGRAPHIC]
06/01/2018
Top Reasons to Own Your Home [INFOGRAPHIC]

Top Reasons to Own Your Home [INFOGRAPHIC]

Some Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own home?

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43777 Central Station Dr
Ashburn, VA
20147

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