Charisma Ware, REALTOR®

Charisma Ware, REALTOR® "Helping You Make The Right Move!"
(8)

In this challenging market, I strive to give my clients the personal attention they need. I treat each of my clients as if they were my only client. As your trusted real estate advisor, you can count on receiving the highest level of honesty, integrity and a commitment of professionalism. Your interest comes first at all times. KNOWLEDGE: As a dedicated real estate agent, I am qualified to guide you in buying or selling a home. I believe in using my skills in finance, contracts, negotiation and marketing to your best advantage. LOCAL EXPERTISE: I offer local expertise in a home market tailored to meet your needs. As a local professional, I know the neighborhoods, schools, market conditions, zoning regulations and local economy. I will do the leg work, keeping you up-to-date with new listings and conditions as they impact the market. I will make the process as pleasurable and stress-free for you as I can. SUCCESS: I don't measure my success only through awards received or achievements, but most importantly, through the satisfaction of my clients. Whether you are looking to buy or sell your home, I will provide sound and trustworthy advice to help you achieve your real estate goals. Your success is my success!

04/08/2020

Copied this info from a colleague regarding Mortgage Forbearance. Thought it was helpful info for those considering it:

"Interesting example from a friend who's a loan processor in Ohio.

*****Please do everything you can to avoid forbearance**** below is an example of how it works!!

Do everything you can to make your mortgage payment!!!

Let’s do some BASIC mortgage forbearance math, no common core stuff, schools over. 😁
——————————————
Mom and Dad have a mortgage.
It's currently $1,500 per month.

Dad gets laid off, calls the servicer, and asks for forbearance.

In one phone call, he gets 6 months "off" from paying.

Seven months later, Dad is finally back to work, and hasn't been able to save any money during the forbearance.

Forbearance is lifted and servicer says,
"That will be $9,000 + $1,500, which is now due". ($10,500)

Dad almost passes out and says, “WHY??"

Servicer: "That's the 6 months of forbearance plus the current month.”

Dad: "I can’t do that, can we work something out?"

Servicer: "Sure, we will spread out the $9,000 over 12 months."

Dad: "Phew....ok, good. What will that look like?"

Servicer: That will be $2250 a month for the next 12 months."

Dad: " OMG!!! I can't afford that."

Servicer: "Sorry....."

Dad: "Can I refinance?"

Servicer: "No because the loan went into forebearance, refinance is no longer an option"

Dad: "What can I do?"
——————————————

In a basic nutshell, this is forbearance folks. Forbearance is not forgiveness. I want to put this message out there, because I know many don’t understand how this works and will look. Many think the payments are forgiven, that is NOT the case!

Please understand the seriousness of this and if you are in a situation you absolutely NEED forbearance ask all the questions and read all the fine print if this is something you have to consider."

Each lender might be a little different so please know what you're getting yourself into before moving forward with a forbearance.

Hang in there. This too shall pass...

04/01/2020
So Yummy

So Yummy

Bake away the blues with these clever baking hacks! 🎉🎂🤗

8 DIY Projects to Tackle While You Shelter in Place
03/31/2020
8 DIY Projects to Tackle While You Shelter in Place

8 DIY Projects to Tackle While You Shelter in Place

Got more time on your hands while you ride out the coronavirus pandemic at home? Now’s the perfect time to consider doing that home improvement project you’ve been putting off.

Coming Soon - 181 F St W, Purcellville, VA 20132$350,000Charming Single Family Home in Picturesque Purcellville on 1/3 A...
03/27/2020

Coming Soon - 181 F St W, Purcellville, VA 20132
$350,000

Charming Single Family Home in Picturesque Purcellville on 1/3 Acre Fenced Lot with No HOA. Sought After Main Level Living with Functional Floor Plan, Interior Freshly Painted, 3 Large Bedrooms with Ample Size Closets, Beautiful Hardwood Floors Throughout, Newly Refinished – 2020, Renovated Kitchen with Granite – 2015 and Large Tile Floors – 2007, Brand New Built In Microwave, Dryer and Steel Exterior Door to Back Porch – 2020, All Windows Previously Replaced, Some Brand New – 2020, Updated Full Bathroom with Gorgeous Tile Floors and Walls – 2011. Roof with Architectural Shingles and Gutters Replaced – 2018, Water Heater Replaced – 2006-2007, New HVAC – 2015. Huge Laundry Room and Storage Area, Welcoming Sun Lit Family Room with Built In Speakers and Huge Picture Window, Relaxing Front and Back Porch, Brand New Exterior Landscaping with Attractive Stone Path, Located on Private and Quaint Street, Enormous Flat Backyard Includes Playground and Large Shed and Chicken Coop (as is). Accessible to Many Stores and Restaurants in the heart of Purcellville, nearby Fireman’s Field, Bush Tabernacle, W&OD Trail, Franklin Park and Pool, Tour Purcellville’s Fire and Rescue Center, Enjoy the Playground and Picnic Areas at the Community Center, Library and tons of Community Events. Welcome Home!

03/21/2020
Blossom

Blossom

19 savvy hacks to make you extra resourceful!

03/18/2020
Blossom

:)

12 genius solutions for your kitchen problems AND the kitchen sink!

Mortgage Rates Plummet to 50-Year Low
03/06/2020
Mortgage Rates Plummet to 50-Year Low

Mortgage Rates Plummet to 50-Year Low

Freddie Mac released the results of its Primary Mortgage Market Survey (PMMS), showing that the 30-year fixed-rate mortgage (FRM) averaged 3.29 percent this week, the lowest rate in the survey’s history which dates back to 1971.

Explore Brambleton Town Center in Ashburn VA
02/29/2020
Explore Brambleton Town Center in Ashburn VA

Explore Brambleton Town Center in Ashburn VA

See what the Brambleton Town Center has to offer. Explore options for entertainment, movies, shopping and restaurants near Ashburn, VA.

02/28/2020
Blossom

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We're SEW excited about these 12 clever sewing hacks!

Coming Next Week - $410,000 - Beautiful Brick Front End Unit Townhome on Premium Lot in Beautiful Potomac Station in Lee...
02/27/2020

Coming Next Week - $410,000 - Beautiful Brick Front End Unit Townhome on Premium Lot in Beautiful Potomac Station in Leesburg, VA. 3 Spacious Bedrooms, 2 Full Bathrooms, 2 Half Bathrooms. New Stunning Bamboo Floors on Main Level 2018, Gourmet Kitchen and Large Breakfast Area, Gorgeous Granite Countertops and Island, Stainless Steel Built in Microwave, Stainless Steel 5 Burner Gas Stove, Refrigerator Replaced 2017, Dishwasher Replaced 2018, HVAC and Water Heater Recently Replaced 2019, Large 2 Tier Deck (Upper Level Trex), All New Smoke and Carbon Monoxide Detectors 2019. Beautiful Crown and Chair Molding, Freshly Painted Throughout. Basement Offers Large Den/Bonus Room Plus Huge Rec Room with Gas Fireplace and Walkout to Fenced Backyard Backing to Huge Common Area and Tot Lot Nearby, Basement Carpet Replaced 2017. HOA Amenities Offers Community Pool, Clubhouse, Tennis Courts, Basketball Courts, Tot Lots and Playgrounds Throughout, Picnic Areas and Pavilion and Trails to Goose Creek and W&OD Trail. Conveniently Located Near Shopping Centers, Grocery Stores, Restaurants, Schools, Downtown Leesburg, Leesburg Outlet Mall, Rt 7, Toll Road and Rt 15. Welcome Home!

02/25/2020
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Step up your prep with these 17 kitchen hacks!

02/25/2020
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Take your space from weak to sleek with these upcycling ideas.

🤣🤣🤣 - truth
02/14/2020

🤣🤣🤣 - truth

Drastic Price Adjustment - Now $635,000 in Sought After Burke Centre 😍
01/30/2020
10919 Carters Oak | Long & Foster

Drastic Price Adjustment - Now $635,000 in Sought After Burke Centre 😍

See details for 10919 Carters Oak Way, Burke, VA 22015, 4 Bedrooms, 3 Full/1 Half Bathrooms, 2770 Sq Ft., Single Family, MLS#: VAFX1099544, Status: Active, Courtesy: Long & Foster Real Estate, Inc., Provided by: Long and Foster

Coming on the Market This Thursday!20630 Coppersmith Drive, Ashburn, VA 20147 - $665,000Charming Richmond Essex Model in...
01/27/2020

Coming on the Market This Thursday!

20630 Coppersmith Drive, Ashburn, VA 20147 - $665,000

Charming Richmond Essex Model in Sought After Ashburn Farm - Original Homeowner! 4 Spacious Bedrooms, 3.5 Bathrooms, 2-Car Garage. Gorgeous Hardwood Floors/ Living Room Floors New– 2014. Huge Family Room with Brand New Carpet, Gas Fireplace and Bump Out. Newly Renovated Open Kitchen with New Soft Close Dovetail Cabinets – 2014. Newer Appliances – Double Wall Oven, Cooktop, Dishwasher Replaced 2011, French Door Refrigerator Replaced 2016. Cozy Covered and Screened In Trex Deck Plus Deck with Stairs to Fenced Backyard. Large Master Bedroom with Vaulted Ceilings and Huge Walk In Closet. Master Bathroom Beautifully Renovated with Quartz Countertop, Double Vanity, Built Ins, New Toilet and Frameless Shower – 2013. Main Level Half Bathroom Also Improved and Updated – 2013. All Upper Level Window Treatments Newly Replaced with Custom Honeycomb Blinds. Finished Basement with Wet Bar and Sink. Roof Replaced – 2014. Upper Level Carpet Replaced – 2015. Entire House Freshly Painted – 2020. New Attic Fan Motor – 2020. Newer Lennox A/C Unit – 2008. Gas Water Heater Replaced – 2011. Washer and Dryer Replaced – 2012. Driveway Newly Paved and Sealed – 2018, Garage Door and Garage Opener Replaced – 2016. Whole House Newly Foam Insulated – 2017. Newer Andersen Storm Door. 6 Zone Irrigation System, Beautifully Maintained Professional Landscaping. Homeowner Super Proactive in System and Appliance Maintenance. Bring Your Pickiest Buyers! Accessible to Many Stores, Library, Stone Bridge HS, Shopping, Restaurants, Greenway/Toll Road, Rt 7, Rt 28. Ashburn Farm Amenities Includes 3 Outdoor Pools. 11 Tennis Courts, 8 Basketball Courts, 2 Soccer Fields, 1 Pony-League Baseball Field, 1 Sand Volleyball Court, 1 Multipurpose Asphalt Court, 19 Tot Lots, 5 Ponds, 1 Pavilion and 20+ Miles of Bike and Exercise Trails. Welcome Home! *Professional Pics on Thursday!* Will Go FAST!!!

Here’s Why You Should Buy a Home During the Winter
01/18/2020
Here’s Why You Should Buy a Home During the Winter

Here’s Why You Should Buy a Home During the Winter

Here are a few reasons why it may be in your best interest to buy a house over the winter. (Not having to host long lost relatives is an added bonus).

Address

20396 Exchange St
Ashburn, VA
20147

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In this challenging market, I strive to give my clients the personal attention they need. I treat each of my clients as if they were my only client. As your trusted real estate advisor, you can count on receiving the highest level of honesty, integrity and a commitment of professionalism. Your interest comes first at all times. KNOWLEDGE: As a dedicated real estate agent, I am qualified to guide you in buying or selling a home. I believe in using my skills in finance, contracts, negotiation and marketing to your best advantage. LOCAL EXPERTISE: I offer local expertise in a home market tailored to meet your needs. As a local professional, I know the neighborhoods, schools, market conditions, zoning regulations and local economy. I will do the leg work, keeping you up-to-date with new listings and conditions as they impact the market. I will make the process as pleasurable and stress-free for you as I can. SUCCESS: I don't measure my success only through awards received or achievements, but most importantly, through the satisfaction of my clients. Whether you are looking to buy or sell your home, I will provide sound and trustworthy advice to help you achieve your real estate goals. Your success is my success!

Licensed in VA

https://www.longandfoster.com/CharismaWare

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Start gathering those old tax documents that you've had for 10 years and join us for a free shredding event!