Kristina Hubbard Sr. Mortgage Banker & Team Hubbard

Kristina Hubbard Sr. Mortgage Banker & Team Hubbard Starting from when I entered the mortgage industry in 1995, my way of serving clients has never changed: whether a first time home buyer or seasoned real estate investor, every client gets my full attention on every detail of their transaction.
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Kristina Hubbard MLO-45443, Branch Manager, Senior Mortgage Banker. Pacific Residential Mortgage LLC NMLS-1477/WA CL-1477. Equal Housing Lender. Credit on Approval Terms Subject to Change without Notice Not A commitment to Lend. Call for Details. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1477 I probe for appropriate information to insure that as a team, we are able to navigate around any pitfalls so as to avoid having surprises surface during the lending process. I believe in one-to-one relationships and open communication so that when we are done, my client walks away with a smile and as a friend. Pacific Residential Mortgage is a company you can feel good doing business with. We are recognized throughout the Northwest for outstanding client service and I am proud to be their Albany Branch Manager and one of their Senior Mortgage Bankers. As a leading regional Mortgage Bank, PRM affords my clients access to a wide range of financing options that we match to specific goals. These choices include Conventional Loans, Home Refinancing, 2nd Mortgages, and Reverse Mortgages. One of my areas of expertise is in government loan products including FHA, VA, USDA, and ODVA options. I can also handle out-of-state opportunities as PRM is licensed to do business in Oregon, Washington, Idaho, and California. My husband Christopher and I along with our three children love to explore the Northwest mountains and coast whenever possible. Sunriver is a favorite local getaway while Hawaii is a favorite long-distance adventure. When not away, I donate my time to a local ministry helping them stage events to rebuild lives and relationships for women. I also serve on the Board of Directors for our Albany radio station with a focus on family-friendly programming. My desire by engaging in these activities is to help instill joy in people’s lives, a desire also carried over to my profession. I have many long-time clients including individual buyers and real estate agents located up and down I-5, from the Portland Metro area to my local market of Albany/Corvallis. Whether your desire is for a home purchase, a refinance, or a commercial real estate investment, I offer the knowledge and breadth of experience to provide a lending experience you will enjoy. Please call or email me for a friendly no cost, no commitment consultation. I’m here to build long-term relationships, not just to do transactions, so as to become your lender for life.

Realtor Magazine
02/01/2018
Realtor Magazine

Realtor Magazine

For the first time in 13 years, the U.S. homeownership rate ticked up. Thanks, millennials.

realtor.com
01/24/2018
realtor.com

realtor.com

What do you wish you'd known earlier about home ownership?

Travel Oregon
01/19/2018
Travel Oregon

Travel Oregon

Crowds are sparse and waterfalls are abundant.

Pacific Residential Mortgage
01/17/2018
Pacific Residential Mortgage

Pacific Residential Mortgage

In case you missed this and planning on flying...
"Passed by Congress in 2005, the act is intended to prevent identity fraud, and starting on Jan. 22, 2018, fliers who reside in some states, even if they’re flying domestically, will need identification other than a driver’s license to pass through Transportation Security Administration security checkpoints at airports."
https://www.nytimes.com/2017/11/08/travel/realid-air-travel-identification.html

Travel Oregon
01/06/2018
Travel Oregon

Travel Oregon

Still looking for a New Year's resolution?

The Family Handyman
01/03/2018
The Family Handyman

The Family Handyman

Don't let a cold garage keep you from getting your DIY projects done!

Realtor Magazine
12/28/2017
Realtor Magazine

Realtor Magazine

Homeowners may need to consider a litany of codes, ordinances, and requirements both when they remodel and when they put their homes up for sale. Understanding these rules and knowing when to seek expert assistance can help you and your clients avoid surprises during an inspection or at the closing table. http://bit.ly/2DT4CB3

HouseLogic
12/20/2017
HouseLogic

HouseLogic

Poinsettias + cold = ☹️

The Family Handyman
12/06/2017
The Family Handyman

The Family Handyman

Don't let a cold garage keep you from getting your DIY projects done!

Address

2405 14th Ave SE, Ste C
Albany, OR
97322

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