Harry & Scott Sanders, Father/Son Real Estate Team Since 1995

Harry & Scott Sanders, Father/Son Real Estate Team Since 1995 As a leading real estate team in Baltimore and Harford Counties, Harry and Scott Sanders know what it takes to create successful results in this market. Harry and Scott will help you stay up to date on current real estate trends.

This is a FREE service we provide on March 30th. You do NOT need to keep all your stuff forever!!
03/21/2019

This is a FREE service we provide on March 30th. You do NOT need to keep all your stuff forever!!

03/05/2019

Tax day is just over a month away, and the Tax Cuts and Jobs Act is now in effect, which means there are new requirements for homeowners. The media covered the changes in much detail in early 2018, and I wanted to share a few housing-related highlights with you as you get ready to file your taxes.

As you may know, the number of income tax brackets remains the same, but they include lower tax rates. Several itemized deductions, including moving expenses except with military households, interest on home equity loans unless used for home improvements, and more, have also been reduced or eliminated.

Here are a few other important changes to keep in mind.

• Mortgage interest deductions are limited to a combined $750,000 of debt for both primary residences and second homes for any loans taken out after Dec. 14, 2017. Current homeowners with loans made before that date are grandfathered into the previous deduction, allowing a combined debt limit up to $1 million.

• State and local tax deductions are capped at a combined $10,000 – this includes state and local property, income and sales taxes. Previously, these were fully tax deductible.

• Capital gains tax exclusions remain the same when you sell your house. Married-joint filers can exclude up to $500,000 and single filers can exclude up to $250,000 when selling their primary home, as long as they’ve lived there two of the past five years.

The Tax Cuts and Jobs Act also brings changes to real estate investors, including new pass-through tax deductions and expanded expensing, among other potential benefits. Your tax advisor can provide you with specifics on all of these changes and how they apply to you.

As always, if you have any real estate-related questions, please feel free to contact us. We look forward to helping you with your future real estate needs.

12/04/2018

This Sunday, Dec 9th, from 1-4:00 at the Jerusalem Mill in Kingsville, "Christmas in the Village". Here are some details: McCourtney’s GENERAL STORE - “Old Time Radio Broadcasts” from 1940-1950s including “Father Knows Best”, “Jack Benny “, “Our Miss Brooks”, “The Life of Riley”,” Yours Truly”, “Johnny Dollar” and many more will be playing. VISITOR'S CENTER/MUSEUM IN MILL – Christmas Tree with Victorian Decorations and refreshments. BLACKSMITH SHOP - Blacksmith on duty plus refreshments. MILLER'S HOUSE & GUN SHOP – Making Wildlife Tree Ornaments, Cranberry
Wreaths. Donations are Welcome....Merry Christmas to all!!

Don't stand in the long line at the Mall for a photo with Santa! We have crafts, face painting, cookies, and punch too.
11/26/2018

Don't stand in the long line at the Mall for a photo with Santa! We have crafts, face painting, cookies, and punch too.

06/04/2018

Do you know what your Homeowners Insurance Policy does NOT cover? Your coverage probably includes caps for certain types of personal property. Art, jewelry, sports memorabilia and items of high value may need a rider or endorsement to be fully covered. For example, your policy may only cover an engagement ring up to $5,000, even if the ring is valued much higher.

Most homeowners insurance policies don’t cover flooding. Instead, coverage is available through the National Flood Insurance Program and through a few private insurers.

Additionally, damage from water/sewer backups, including sump pump malfunction, isn’t typically covered, though you may be able to purchase an endorsement for it. An endorsement is inexpensive and is something you should discuss with your insurer.

We would be glad to put you in touch with a Long and Foster Insurance agent if you have questions.

As a FREE service, we are offering a "Community Shred It Day" at our Long and Foster office on Saturday, April 28th from...
04/19/2018

As a FREE service, we are offering a "Community Shred It Day" at our Long and Foster office on Saturday, April 28th from 11-1:00. Refreshments will be served!

03/08/2018

The new tax law, which went into effect on January 1. While the tax changes will not affect your 2017 filing, it is advisable to be aware of what is in store for next year. Hopefully, this information will help you on that front as it relates to your real estate holdings/investments.

The number of income tax brackets remains the same, but they include lower tax rates. The new tax bill also eliminates or reduces several itemized deductions, including moving expenses except with military households, interest on home equity loans unless used for home improvements, and more.

Here are a few important real estate-related results of the new tax bill to keep in mind.

·
Mortgage interest deductions are now limited to a combined $750,000 of debt for both primary residences and second homes for any loans taken out after Dec. 14, 2017. Current homeowners with loans made before that date, however, are grandfathered into the previous deduction, which allowed a combined debt limit up to $1 million.

State and local tax deductions are now capped at a combined $10,000 – this includes state and local property, income and sales taxes. This will largely affect taxpayers in higher-tax states.

Capital gains tax exclusions remain the same when you sell your house. Married couples filing jointly can still exclude up to $500,000 when selling their primary home, as long as they’ve lived there two of the past five years.

Investment properties were largely unaffected by the new tax bill. As such, you will continue to enjoy the same financial benefits for any investment property you currently own or those you may buy in the future.

While the inventory shortage will likely continue through 2018, this is a great time to invest in real estate. Homes are appreciating, interest rates on mortgage loans are still around historical lows and there are tax advantages for property and business owners.

As always, if you have any real estate-related questions, please feel free to contact us. We look forward to helping you (and anyone you know) with your future real estate needs.

02/05/2018
Harry and Scott Sanders

In this short video we talk about how we can help a buyer or seller in the real estate market.

01/11/2018

In today's competitive homebuying market, it's more important than ever for buyers to be pre-approved for a mortgage BEFORE starting the home shopping process. We can put you in touch with a local lender who can tell you everything you need to know.

12/22/2017

While the tax bill has not yet been inked into law, its forthcoming approval brings several housing policy changes for 2018. Here are the key real estate-related items you need to know:

Mortgage interest deductions have been reduced to a combined $750,000 of loan debt for primary residences and second/vacation homes. New homebuyers can deduct interest on up to $750,000 of combined mortgage debt. Current homeowners are grandfathered into the previous deduction to a combined debt limit up to $1 million. Proposals to eliminate the mortgage interest deduction on second and vacation homes were not passed with the new laws.

Interest deductions for home equity loan debt has been eliminated if you're not using the money for home improvements. Previously, homeowners could deduct interest on home equity debt up to $100,000—even if those loans were taken to fund purchases outside of their homes, like a child's college tuition. Now, you can only take an interest deduction for up to $100,000 of home equity debt if the loan is spent on your home.
Deductions for property taxes, as well as state income or sales tax, are now capped at a combined $10,000. Previously, homeowners could deduct the full amount for their local property taxes, as well as the full amount of either their state income or sales taxes. In 2018, you'll be limited to a combined deduction total of $10,000 for state and local property, income and sales taxes.

Capital gains tax exclusions remain the same when you sell your house. Previous versions of the tax bill proposed cuts to the exclusion, but married filers can still exclude up to $500,000 when selling their primary home, as long as they've lived there two of the past five years.

Moving expenses are no longer deductible. Currently, you could deduct reasonable moving expenses if you met certain requirements, but that deduction has been eliminated.

The proposed tax reform bill has very bad proposed changes that would greatly impact homeownership. Please visit the lin...
11/07/2017
Don’t Let Tax Reform Become A Tax Increase For Homeowners

The proposed tax reform bill has very bad proposed changes that would greatly impact homeownership. Please visit the link below for more information and take action TODAY.

http://homeownershipmatters.realtor/taxreform/?utm_source=fpc&utm_medium=post&utm_campaign=conversion

Tell your Members of Congress you oppose any tax reform plan that would weaken the tax incentives for owning a home, such as the Mortgage Interest Deduction.

09/13/2017

St. John's Lutheran, located at 13300 Manor Road, will be hosting a Disaster Relief Spaghetti Dinner on Thursday, September 14, 2017, from 5 pm to 7 pm. This will be a free will event. Dinner will also include: salad, bread, dessert, and drinks.

All proceeds will go to Oikos Church in Houston. Oikos is the home of former Concordia Prep teacher Ian Moore and his family.

Come and support this event and enjoy an evening of fellowship

05/11/2017

In a reversal from gains experienced in March, home sales remained essentially flat with an increase of 2.0 percent as compared to the same month in 2016, according to the Maryland Association of REALTORS (MAR). Prices remained relatively steady, with an increase of 5.8 percent for average prices and 6.7 percent for median prices.

"While we are disappointed by the slight downturn in April's home sales and active inventory, the steady rise in average and median prices is encouraging," said MAR President Shelly Murray. Murray went on to note, "We remain optimistic that buyers and sellers will become more engaged in the market in the months ahead."

04/04/2017

Our FREE “Community Shred It Day ” will take place on Sunday, April 23rd from 11-1:00 at Long and Foster office, 3004 Emmorton Road, Abingdon 21009. You do not need to take out staples or paper clips. Please feel free to tell your friends and neighbors about it too!

03/24/2017

We all know we’re “supposed” to clean for springtime. While we should ideally be cleaning our spaces well year-round, a little seasonal push can sometimes offer the motivation we need to give our home a good scrub. Below are a handful of simple spring cleaning tips from BISSELL: 1. Get an early start and dive in before the weather tempts you to spend Saturdays outdoors—this will ensure you won't skip any important tasks. 2. When it comes to deep cleaning any floor surface, make sure to vacuum or sweep first, and move as much furniture as possible for a blank slate. 3. Don't forget about the furniture. Items like couches, beds and cabinets are in constant use year-round and need a thorough clean. 4. Clean from the top of the room down. Get the cobwebs in the corners, ceiling fans and the tops of appliances clean and work your way down to the floor. That way you don't have to clean anything twice.

A client of ours is selling the home they built and are moving to Florida. We sold them the lot 20 years ago and also th...
04/22/2016

A client of ours is selling the home they built and are moving to Florida. We sold them the lot 20 years ago and also their townhome in Perry Hall. They were going through their old papers and found this ad. We have been with Long and Foster for 16 years, but we started with another company.

03/09/2016

DON'T FORGET! Daylight Saving Time begins at 2AM on Sunday, March 13. While smartphones, cell phones, and mobile devices automatically reset, other household timepieces (such as clocks on appliances, watches, and wall clocks) need to be turned ahead one hour.

Time to clean out the garage! Harford Habitat ReStore www.harfordcecil.habitatrestores.org is now accepting donations at...
02/19/2016
Habitat for Humanity Susquehanna, Maryland

Time to clean out the garage! Harford Habitat ReStore www.harfordcecil.habitatrestores.org is now accepting donations at the site of the new Aberdeen ReStore on Saturdays from 9 a.m. to noon.
With a covered drive through service, it's as easy as drive up, drop off, DONE!
Want them to come to you instead? Call 443.567.7698 to schedule your pickup.
Accepted donations include new or gently used construction materials and home decor, appliances, furniture and other home improvement materials; for a complete list of accepted donations please visit their website

11/13/2015

Starting a fire in the fireplace this weekend? It is important to make sure both the fireplace & chimney are in safe working order. The National Fire Protection Assoc (NFPA) recommends an annual inspection of your chimney by a qualified professional ($100-200 range). They should examine the firebox for any cracks, gaps, signs of wear. They should also examine and clean the chimney liner and chimney cap, crown, and flashing.

Thank you to all who have served our country!
11/11/2015

Thank you to all who have served our country!

We thought you might find this helpful!
10/27/2015
Light Fixture Discounts | BGE Smart Energy Savers Program

We thought you might find this helpful!

Save up to $10* on select ENERGY STAR® certified light fixtures. Receiving your instant discount is easy and automatic because the savings are included in your purchase price. Make your next lighting purchase an ENERGY STAR fixture! Benefits ENERGY STAR certified light fixtures offer many advantages…

Several Properties we have for sale!
10/01/2015

Several Properties we have for sale!

08/27/2015

"Education is what remains after one has forgotten what one has learned in school." Albert Einstein

08/20/2015

Sprucing up a home to sell at the best possible price should not involve a major renovation or remodel. Instead, a cosmetic makeover stategy is ideal. Replace or refinish flooring or deep clean carpets, paint throughout, fix up nagging little things, and de-clutter and thoroughly clean. Each room should be staged attractively for a "magazine quality photo shoot".

07/17/2015

Staging a home can make a difference in how buyers perceive a home & positively affect the price. In today's market, it is critical to give your home a "Wow Factor" in the eyes of potential buyers!

07/02/2015

LANDSCAPING TIP: Curb appeal is about the whole picture your home presents, which includes your lawn, shrubs and features such as flower beds and rock gardens. Keep grass neatly trimmed and prune vegetation for a well-kept look. Also give your home a thorough look from the street. Are trees or shrubs obscuring an appealing architectural detail? Does vegetation dwarf your home, making it seem small? Would a pop of color from some flowering plants add to the overall look?

Have you been to a Ladew Gardens summer concert? This Sunday, June 28 from 6-8:00, the Trinidad & Tobago Steel Drum Orch...
06/26/2015
Ladew Topiary Gardens - "The most outstanding topiary garden in America"

Have you been to a Ladew Gardens summer concert? This Sunday, June 28 from 6-8:00, the Trinidad & Tobago Steel Drum Orchestra (30-piece!) will be playing. More info at www.ladewgardens.com

Ladew Topiary Gardens, known around the world for its topiary and flower gardens. A self-taught gardener, Harvey S. Ladew (1887-1976) created 15 thematic garden rooms on 22 acres of his 250-acre Maryland property. Visitors frequently comment how Mr. Ladew's vibrant personality and vision is reflecte…

4 bed/2 bath home on 1/2 acre in Fallston for $289,900. Some updating needed, but gorgeous wood floors, fireplace, & gre...
06/18/2015

4 bed/2 bath home on 1/2 acre in Fallston for $289,900. Some updating needed, but gorgeous wood floors, fireplace, & great setting

05/21/2015

Home Buying myth: "My credit score is not high enough." You do NOT need a super-high credit score to buy a home. In October 2014, the average FICO score for all types of closed/settled loans was 726. For FHA loans that figure stood at 683. Do you know someone who needs to get pre-approved? Contact us today!

05/14/2015

Protect your interests when purchasing a home! It is wise to visit the county or town office to do some research prior to settlement. Reviewing any permits for your home to ensure that all additions and improvements are legal and complete can be very helpful. It is also wise to pull well and septic records, in addition to having them inspected.
Please keep us in mind if any of your friends or neighbors are considering a move!

05/07/2015

5 Great Home Improvements, each for $500 or less! Whether or not you are planning to sell your home, "Money Magazine" suggests 5 projects that can vastly improve the look of your home. 1. Improve the curb appeal - trimming hedges, planting perennials, repair/paint fences or front steps, & install a new mailbox. 2. Paint the front door & install new hardware. 3. Paint the interior walls of a room & upgrade baseboards or add crown moulding. 4. Update the lighting - lighting fixtures are to a home what jewelry is to an outfit. 5. Install new toilets - if you have toilets installed before 1995replacing them with new models will save thousands of gallons of water. Combined with new lighting & fresh paint, your bathroom will have a whole new look!

04/30/2015

Remodeling? A little research before calling a contractor can help a lot. Here are some tips: 1. Inspect area to be remodeled for potential problems. 2. Measure area to be remodeled & compare vs contractor's calculations. 3. Ask for references and call them. 4. Check with city/county, most require permits for all projects (finishing a basement, even small bath or kitchen remodel). 5. Get proof of insurance, license, & certifications from contractor and make sure they are valid/active. 6. Work out payment details, the "change order" process, and have everything in a written contract.

Address

3004 Emmorton Rd
Abingdon, MD
21009

Opening Hours

Monday 09:00 - 21:00
Tuesday 09:00 - 21:00
Wednesday 09:00 - 21:00
Thursday 09:00 - 21:00
Friday 09:00 - 21:00
Saturday 09:00 - 21:00
Sunday 09:00 - 21:00

Telephone

(410) 879-8080

Website

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