Debbie Staggs, Realtor at Stovall Realtors

Debbie Staggs, Realtor at Stovall Realtors This is the official page for Debbie Staggs - Realtor at Stovall, Realtors.
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I was raised in small-town Stamford, Texas, making Abilene much like home for me. I’ve spent the last several years raising a family and managing our home alongside my loving husband of over 25 years. I am a parent of two, and proud grandparent of four beautiful grandsons. I enjoy working in the yard, snow-skiing, reading, biking, and even find home-staging relaxing. I speak, read, and write Spanish fluently. I am honored to join Stovall Realtors and be part of a family built on honesty and integrity by putting God at the forefront. I love serving the Abilene community and surrounding areas in all it's residential needs. It is my goal to pair you up with just the right place you and your family can call home.

It is hard sometimes not to share with them but you certainly do want to harm them.
05/17/2019
Dangerous food for your dog

It is hard sometimes not to share with them but you certainly do want to harm them.

Food that is healthy for people could cause harm to your dog.

Preventative maintenance may help avoid costly repairs.
05/15/2019
Comfort Systems

Preventative maintenance may help avoid costly repairs.

Regular maintenance with a HVAC checklist is something that homeowners can do themselves to ensure that the units operate properly.

05/13/2019
betterhomeowners.com

An agent can maximize your sales price which affects how much you'll net from the sale.

We appreciate you for all you do and wish you a wonderful weekend.
05/10/2019
Happy Mother's Day

We appreciate you for all you do and wish you a wonderful weekend.

Happy Mother's Day

Any homeowner can purchase a home warranty whether they had one when they bought the home or not.
05/08/2019
A Home Warranty Can Save Money

Any homeowner can purchase a home warranty whether they had one when they bought the home or not.

Money spent on repairs to your home is not deductible but being aware of how much you spent last year may help you make a decision that could save you money this year like purchasing a home warranty.

Picking the right mortgage can affect the amount you pay for a home as much as the price you pay.
05/06/2019
88% of home buyers financed

Picking the right mortgage can affect the amount you pay for a home as much as the price you pay.

Nine out of ten buyers financed their home when they purchased it in 2018.

It is going to be a hard habit to break because it sounds like a good idea.
05/03/2019
Re-Think Lemons in the Disposer

It is going to be a hard habit to break because it sounds like a good idea.

You may want to rethink putting lemons in the disposer to freshen the smell.

The instant liquidity comes at a cost to the seller by not realizing the full proceeds from the sale.
05/01/2019
iBuyers - Convenient at a Price

The instant liquidity comes at a cost to the seller by not realizing the full proceeds from the sale.

This approach attempts to provide an alternative to selling a home in a normal manner at the expense of not realizing the full equity a homeowner is entitled.

When the index is greater than 100, a home is considered affordable.
04/29/2019
Homeowner's Affordability Index Feb 2019

When the index is greater than 100, a home is considered affordable.

Low mortgage rates, median income and home prices make homes affordable in most parts of the country.

Think of things valuable to you but not to a thief; that is what goes in a home safe.
04/26/2019
What goes in your home safe?

Think of things valuable to you but not to a thief; that is what goes in a home safe.

Things that cannot afford to be lost due theft, fire or simply misplaced need to be in a safe.

This is the conventional loan version of the FHA 203k loan that rolls the purchase and repairs into one mortgage.
04/24/2019
One Loan for Purchase & Renovations

This is the conventional loan version of the FHA 203k loan that rolls the purchase and repairs into one mortgage.

The FNMA HomeStyle conventional mortgage allows a buyer to purchase a home that needs renovations and include them in the financing. This facilitates the purchase of the home and the renovations in one loan rather than getting a separate second mortgage or home equity line of credit.

La Voz 93.3 FM
04/23/2019

La Voz 93.3 FM

***La Voz 93.3FM/ The Great Easter Egg Hunt***
We are excited to get this contest started, be sure to ➡️Share this post⬅️ and let spread the word about this awesome, fun contest beginning on Monday April 29, 2019! The first clue for Egg #1 happening Monday morning tune in, dont miss out!
•Debbie Staggs, Realtor at Stovall Realtors
•NAPA Auto Parts Treadaway
•Haskell RV Center, LLC
•Five Below
•Visionworks
•Payment 1 Financial
•23 Junk Street
•Texas Family Popcorn
•Cicis
and more! #LAVOZ933 #MORECOMMUNITYINVOLVED

La Voz 93.3 FM
04/22/2019

La Voz 93.3 FM

***La Voz 93.3FM/Great Easter Egg Hunt***
Are you ready for this years Great Easter Egg Hunt? Tune in Monday Morning (April 29, 2019) for the first clue to Egg #1! Here are some of this years sponsors:
•Debbie Staggs, Realtor at Stovall Realtors
•NAPA Auto Parts Treadaway
•Haskell RV Center, LLC
•Five Below
•Visionworks
•Payment 1 Financial
•23 Junk Street
•Drug Emporium Abilene
•Cicis(Cicis Turner Plz)
And more!
#LAVOZ933 #MORECOMMUNITYINVOLVED

What is the first step that buyers should take?
04/22/2019
First Steps During Home Buying Process

What is the first step that buyers should take?

Most people start looking for homes online before they find out what price home they can afford.

Focus on what will make a difference.
04/19/2019
Jim Rohn Inspirational

Focus on what will make a difference.

Don't wish it were easier, wish you were better. Don't wish for less problems, wish for more skills.

If you haven't used something for two years, maybe it isn't essential in your life.
04/17/2019
Get Rid of Things You Don't Need

If you haven't used something for two years, maybe it isn't essential in your life.

Periodically, you need to rid yourself of things that are taking up you time and space to make room for more of what you like and want.

Looking for a new office building with shop space?? You'll want to see this amazing building on Walnut Street! Recently ...
04/15/2019

Looking for a new office building with shop space?? You'll want to see this amazing building on Walnut Street! Recently renovated from floor to ceiling, baseboards to bathroom fixtures!! 2 double offices, 4 single offices and two bay doors with 2500 sf of shop space.
Call me today - 325-518-6612

Commercial property in Abilene just listed at 1033 Walnut by Abilene realtor Debbie Staggs, Realtor at Stovall Realtors!! This amazing property has been renovated to offer 2 double offices, 4 single offices a kitchen, reception area, workshop/industrial space and 2 bathrooms! For more information on this commercial property contact Debbie at (325) 518-6612.

Commercial Listing: https://www.stovallrealtors.com/homes-for-sale-details/1033-WALNUT-STREET-ABILENE-TX-79601/14059900/51/

Looking for a new home? You'll want to call me to see this one!! 3 bedroom/2 bath $164,900, Move-in Ready and beautiful ...
04/15/2019

Looking for a new home? You'll want to call me to see this one!! 3 bedroom/2 bath $164,900, Move-in Ready and beautiful park-like backyard...Call me for a private showing!! 325-518-6612

Abilene home for sale just listed at 5250 Meadowick Lane by Debbie Staggs, Realtor at Stovall Realtors! This adorable home offers 3 beds, 2 baths, fireplace, and a great backyard! Contact Debbie at (325) 518-6612 to schedule a tour!

Listing Link: https://www.stovallrealtors.com/homes-for-sale-details/5250-MEADOWICK-LANE-ABILENE-TX-79606/14053454/51/

It might clean well but it could hurt your surfaces.
04/15/2019
Avoid Vinegar on Stone

It might clean well but it could hurt your surfaces.

Vinegar, baking soda and lemons can be effective cleaners but should be avoided with stone and natural wood because of the acids.

As a homeowner who has always itemized deductions, it is worth comparing to see whether the standard deduction would ben...
04/12/2019
Compare to see which one is best

As a homeowner who has always itemized deductions, it is worth comparing to see whether the standard deduction would benefit them more.

The IRS allows homeowners to choose each year whether to take the standard deduction or the itemized deduction, whichever can benefit them the most.

Shifting contributions to a Qualified Charitable Contribution will get the same amount to the charity but lowers the Req...
04/10/2019
Qualified Charitable Contribution

Shifting contributions to a Qualified Charitable Contribution will get the same amount to the charity but lowers the Required Minimum Distribution that must be recognized as ordinary income.

If you're at an age where you need to be taking Required Minimum Distributions (age 70.5) from your IRA, a qualified charitable contribution may allow you to lower your overall tax liability.

Just because people don't want to talk about them doesn't mean that they are not important.
04/08/2019
Credit Score

Just because people don't want to talk about them doesn't mean that they are not important.

Four out of ten people don't know their credit score and half are unaware that paying bills on time has the largest impact on their score.

Leverage affects an investment in rental property but also a home.
04/05/2019
Leverage

Leverage affects an investment in rental property but also a home.

Leverage has been described as using "other people's money" to increase the yield of an investment.

Schedule the Auto Pay to allow for processing and the time it takes to reach the lender so that you don't incur late fee...
04/03/2019
Auto Pay Your Mortgage Payment

Schedule the Auto Pay to allow for processing and the time it takes to reach the lender so that you don't incur late fees.

In the time that it takes to write one check, you can set it up with your bank and never have to do it again. You won't have to write checks, envelopes or buy stamps anymore. You'll save time, money and benefit in other ways too.

Discuss these things with your insurance agent to see how they'll affect your premium.
04/01/2019
Things to reduce your homeowners premium

Discuss these things with your insurance agent to see how they'll affect your premium.

Besides raising the deductible, there are other things to lower your insurance premium.

Managing our expectations can have a huge influence on our lives.
03/29/2019
Winston Churchill inspirational

Managing our expectations can have a huge influence on our lives.

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Debbie Staggs and Better Homeowners do not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be constru...

Periodic attention to these areas can protect the investment in your home.
03/27/2019
To-Do List for Better Homeowners

Periodic attention to these areas can protect the investment in your home.

Checklists work because they contain the important things that need to be done. They provide a reminder about things we know and realize but may have slipped our minds as well as inform us about things we didn't consider.

Give and take negotiations can provide a win-win outcome.
03/25/2019

Give and take negotiations can provide a win-win outcome.

Not so fast...it takes good information to make good decisions.  Before you give up, take time to sit down with a profes...
03/22/2019

Not so fast...it takes good information to make good decisions. Before you give up, take time to sit down with a professional.

Most homeowners understand rentals far better than alternative investments, even if they don't own rentals, because the ...
03/20/2019
Reasons Rental Homes Rank Highest

Most homeowners understand rentals far better than alternative investments, even if they don't own rentals, because the nature of them is so similar.

Single family homes offer the investor an opportunity to borrow large loan-to-value loans at fixed interest rates for long terms.

It will also give the seller the confidence that your offer will close as written.
03/18/2019

It will also give the seller the confidence that your offer will close as written.

Condensation on windows may indicate moisture levels are too high.
03/15/2019

Condensation on windows may indicate moisture levels are too high.

It is not an anomaly; it's amortization and appreciation working over time.
03/11/2019

It is not an anomaly; it's amortization and appreciation working over time.

A good real estate professional becomes the "go to" person coordinating the transaction with all of the different partie...
03/08/2019

A good real estate professional becomes the "go to" person coordinating the transaction with all of the different parties.

A home can be many things including an investment.
03/06/2019
More Than Just an Address

A home can be many things including an investment.

A home certainly has an appeal as a place to call your own, raise your family, share with your friends and feel safe and secure. It can be more than an address; it can also be one of the largest investments homeowners have.

The right lighting can certainly make a big difference.
03/04/2019
Suggested outdoor landscape lighting

The right lighting can certainly make a big difference.

11% of REALTORS have suggested sellers add landscape lighting before attempting to sell.

This is one of those projects you wish you'd done sooner when you're looking for the "right" circuit breaker to turn off...
03/01/2019

This is one of those projects you wish you'd done sooner when you're looking for the "right" circuit breaker to turn off.

Are you thinking about a home with a payment or getting the home paid for?
02/27/2019
Depends If You Can Afford It

Are you thinking about a home with a payment or getting the home paid for?

Affordability, stability and flexibility are the three reasons homebuyers overwhelmingly choose a 30-year term. However, for those who can afford a higher payment and commit to the 15-year term, there are three additional reasons: lower mortgage interest rate, build equity faster and retire the debt...

Some parts of the country have a very high affordability index making it a good time to buy.
02/25/2019

Some parts of the country have a very high affordability index making it a good time to buy.

Timeline Photos
02/22/2019

Timeline Photos

The steps in the home buying process are very predictable and generally follow the same pattern every time but when some...
02/20/2019
Do You Know the Way?

The steps in the home buying process are very predictable and generally follow the same pattern every time but when something unusual occurs, a professional can make the difference.

It may be natural for first-time buyers to be unsure of the process because they haven't been through it before but even repeat buyers need to know changes that have taken place since the financial housing crisis.

And of course, there's always the unexpected that could make things take longer.
02/18/2019
Mortgage Process Timeline

And of course, there's always the unexpected that could make things take longer.

It's good to know the typical time it takes for the different steps in the mortgage process.

You'd never harm your "best friend" by giving them what you think is a "treat."
02/15/2019

You'd never harm your "best friend" by giving them what you think is a "treat."

Congratulations to Lola Morley Garcia for winning the Valentine Dinner Give Away from Debbie Staggs Realtor @ Stovall Re...
02/14/2019

Congratulations to Lola Morley Garcia for winning the Valentine Dinner Give Away from Debbie Staggs Realtor @ Stovall Realtors! Happy Valentines Day Lola! 💘

There are plenty of options for five percent or less down payments for buyers with good credit.
02/13/2019
When It's Important...Find the Facts

There are plenty of options for five percent or less down payments for buyers with good credit.

When it comes to buying a home, similar common myths continue to prevail surrounding what it takes to buy a home. One of the most common myths is that it takes 20% down payment to get into a home.

Address

3382 S 27th St
Abilene, TX
79605

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