Ante Murat

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Ante Murat My daily life vlogs here in Hong Kong..Janne Joy Libo-on Page♥️

Hindi natin kaya magtrabaho 24/7, pero ang pera KAYANG KAYA !!Learn how to make your money works and do what you want in...
15/10/2026

Hindi natin kaya magtrabaho 24/7, pero ang pera KAYANG KAYA !!

Learn how to make your money works and do what you want in your Time ⏲ 🙂

📌May Retirement Plan ka naba?
📌Hanggang kailan mo balak magtrabaho? Until 65? Until 60? Until 55? As early as 50?
📌Yung katawan mo hanggang kailan kaya yung lakas niya para magtrabaho?
📌Kailan kapa magsisimula?

Ang pinakamahalaga sa lahat ay TIME , at hindi TIMING.
JOIN US ON THIS GLOBAL FINANCIAL MOVEMENT AGAINST POVERTY🔥🔥🔥




Choose to be wiser, happier and more secure, financially. Just a friendly reminder from your financial literacy partners...
15/10/2026

Choose to be wiser, happier and more secure, financially.
Just a friendly reminder from your financial literacy partners in IMG.


Ready ka na bang mag-retire?Ang retirement ay ang pinakamatagal na bakasyon sa buhay natin. Ito yung panahon na hindi na...
14/10/2026

Ready ka na bang mag-retire?

Ang retirement ay ang pinakamatagal na bakasyon sa buhay natin. Ito yung panahon na hindi na tayo nagtatrabaho, panahon na kung saan naglalabasan na ang mga health conditions. In fact, retirees spend 60% to 80% of their savings on healthcare. At isa din ito sa dahilan kung bakit after retirement ay nagtatrabaho parin kasi walang sapat na ipon.

Some would say, bata pa naman ako, bakit ko na paplanohin ang retirement? Pwede bang enjoy ko na muna kasi you only live once?

Yes, "you only live once". Pero isipin mo din that "you also grow old". Dapat balance para hindi ma compromise ang kinabukasan natin. Bawat oras ay mahalaga, remember that time is your greatest ally in investing for your future.

You will have an excuse not to save or invest. But no matter what your excuse is, you will eventually retire and stop making active income and one thing is for sure... YOU'RE GOING TO GET OLD NEXT YEAR!

Take charge of your future! Be your own money manager. Be your own financial advisor.


We always tend to say "PAG NAKALUWAG LUWAG NA SAKA NA AKO magse SAVE OR mag IINVEST."I totally agree. Mahirap talaga mag...
13/10/2026

We always tend to say "PAG NAKALUWAG LUWAG NA SAKA NA AKO magse SAVE OR mag IINVEST."

I totally agree. Mahirap talaga magbudget lalo pa kung di ganun kalaki ang sahod.

But I've heard and read a lot of business icons and articles that "YOUR SALARY DOESN'T MATTER" in terms of investing/saving. Kahit gaano pa kalaki ang sahod mo "IF YOU DONT KNOW HOW TO USE IT WISELY", wala rin.

Isa pang fact ng buhay ay habang lumalaki sahod mo, lumalaki din gastos mo. Dati hindi ka nagtatravel, ngayon mahigit tatlong beses kang magtravel sa loob ng isang taon.

Kung noon padownload download lang tayo sa youtube to mp3, ngayon nakapremium na sa Spotify.

Dati pahingi hingi lang ng downloaded movies and series, ngayon Netflix na din.

As we work harder, madami na din tayong responsibilities.

If you can SPEND a portion of your money sa mga bagay na nagpapasaya sayo bakit hindi din sa bagay na tutulong sayo at sa family mo sa future lalo na kung malaki mga pangarap mo. 🙂

Ikaw, kailan ka magse SAVE and INVEST?






You serve the nation, we protect your health. 🇵🇭🛡️Your commitment to public service starts with taking care of your heal...
13/10/2026

You serve the nation, we protect your health. 🇵🇭🛡️

Your commitment to public service starts with taking care of your health through the National Healthcare Shield (NHS). If you are a Filipino government employee, the NHS can help you stay protected by providing the health protection you need as you continue to serve the nation.

Trusted healthcare protection, every step of the way. 💙



Saving money isn't about being able to buy bigger and better things. It's about being prepared to take care of your fami...
12/10/2026

Saving money isn't about being able to buy bigger and better things. It's about being prepared to take care of your family.

Broken hearted kana nga dahil malayo sa pamilya, wag nang hayaan na broken pa din pagdating sa SAVINGS natin. Mag ipon a...
12/10/2026

Broken hearted kana nga dahil malayo sa pamilya, wag nang hayaan na broken pa din pagdating sa SAVINGS natin.

Mag ipon at mag-Invest kahit pakonti-konti lang dahil baka pag nagka-emergency sa kung saang bansa ka man ngayon, wala kang ibang aasahan kundi IPON mo.

Kung di alam paano mag-umpisa, attend ka sa aming financial class. FREE lang ito at wala naman mawawala sayo.

Mahirap talaga baguhin ang mga bagay na nakasanayan mo nang gawin.It takes a lot of sacrifice and self discipline.
11/10/2026

Mahirap talaga baguhin ang mga bagay na nakasanayan mo nang gawin.It takes a lot of sacrifice and self discipline.

Hindi sa Sahod kundi sa Ipon.kahit lng sahod mo kung marunong ka sa tamang pag ipon. mag reretire kang successful.
10/10/2026

Hindi sa Sahod kundi sa Ipon.
kahit lng sahod mo kung marunong ka sa tamang pag ipon. mag reretire kang successful.

Mapalad ang mga kaibigan kung nagtiwala at sa magtitiwala pa😊Tara ipon tayo pm lang sa gustong mag- ipon 😊
09/10/2026

Mapalad ang mga kaibigan kung nagtiwala at sa magtitiwala pa😊
Tara ipon tayo pm lang sa gustong mag- ipon 😊

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