COMA Realty

21/10/2026

If You Live Abroad, Read This Before Investing in Nigerian Property

Every year, Nigerians living abroad send billions of dollars back home. In fact, Nigeria recorded over $20 billion in diaspora remittances in 2024 alone, according to reports linked to the Central Bank of Nigeria. That amount was even said to be larger than the country’s foreign direct investment for the same period.

Think about that for a second.

Nigerians abroad are not just supporting families anymore. They are becoming major investors in the Nigerian economy.

And one of the biggest places this money is going into is real estate.

Why?

Because property remains one of the strongest ways to preserve wealth long-term. Currencies fluctuate. Economies rise and fall. Trends change. But land? Land remains land.

However, while investing in Nigerian property can become one of the smartest decisions you ever make, it can also become one of the most expensive mistakes if you invest carelessly from abroad.

DISTANCE CREATES VULNERABILITY

When you are thousands of miles away, everybody suddenly becomes “your trusted plug.” One cousin says he knows an agent. One friend says, “Just send the money, I’ll handle it.” Another person sends drone videos with emotional background music, and suddenly one empty bush starts looking like Dubai Marina. 😂

That is why every diaspora investor must understand these important things before buying property in Nigeria.

1. Verify the C of O Properly

Many people hear “C of O available” and immediately relax like somebody who just heard “food is ready.”

But smart investors know that documentation must not only exist, it must be verified.

A Certificate of Occupancy is important because it shows government recognition of ownership rights. But fake documentation exists, duplicated papers exist, and manipulated property transactions exist too.

In Nigerian real estate, paperwork is like the DNA test of property ownership. You do not assume. You confirm. Always verify:
• The authenticity of the C of O
• The survey plan
• Whether the land is under government acquisition
• Whether there are existing disputes attached to the property

Because buying land without proper verification is like marrying somebody after only seeing their Instagram pictures. Everything may look perfect until reality starts asking questions (justice for men✊)

2. Analyze Market Trends in Major Cities

One major mistake many diaspora investors make is buying property emotionally instead of strategically.

They buy because:
“My friend bought there.”
“My uncle said it’s cheap.”
“The advert looked fine.”

But smart real estate investment is not gambling. It is positioning.

Cities grow differently. Locations appreciate differently. Infrastructure changes value. Population movement changes demand.

Look at Lagos for example.

Years ago, people laughed at places like Ajah, Sangotedo, Epe, and Ibeju-Lekki. Many called them “too far.”

Today, those same areas have become major investment destinations because development eventually moved there. That is how real estate works.
Roads enter.
Businesses move in.
Population increases.
Land value rises.

The people who benefit the most are usually the people who buy before everybody else starts shouting about the location.

In fact, one painful sentence in Nigerian property investment is:
“Had I known.”

3. Understand Local Tax Regulations

Many diaspora investors focus only on buying property but forget that ownership also comes with responsibilities.

* Land charges.
* Property taxes.
* Documentation fees.
* Development levies.
* Government regulations.

All these matter. Good investment is not just about acquisition. It is about sustainability. Before buying property, understand:
• The annual costs attached to ownership
• Local government regulations
• Estate management obligations
• Documentation processing fees

Surprises are sweet during birthdays, not during property transactions. A wise investor plans beyond purchase.

4. Use Reputable Legal Counsel

This point alone can save people from years of stress.

One dangerous habit many diaspora investors have is trusting too quickly because they are far away.

Distance can make desperation look like trust. But real estate is too important for blind faith.

A good property lawyer helps you:
• Verify documents
• Confirm ownership
• Detect legal issues
• Protect your financial interest
• Prevent future disputes

Think of legal counsel like a seatbelt. You may not appreciate it every day, but when problems appear, you realize why it matters. And honestly, in Nigerian real estate, prevention is always cheaper than regret.

Very cheaper.

5. Monitor Remittance and Exchange Rates

This is where smart investors separate themselves from emotional investors. Exchange rates affect purchasing power significantly. Read more here https://chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5?s=cl&p=a&mlu=4&ilr=4

Contact us here for property consultation
07045512145

20/10/2026

Your salary is not just for bills and rent‼️‼️

It can also buy you land (one behind an Airport).🥳

Aviation City Flex lets you pay monthly with no pressure, while your land is secured.

Send a DM to get started🚀🚀

Are you an investor, aspiring realtor or simply a learner. Join this community chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5?s=cl&p=a&mlu=4&ilr=4, ask any question you can ask, I'd attend to you personally.

13/10/2026

Cheap Land Can Be Expensive in the Long Run

Let me give you a simple example.

Suppose you buy a plot in Area A for N2 million. The road is poor, there are few homes around, and development is moving slowly.

Now, imagine buying another plot for N5 million in Area B, where new homes are springing up, road access is improving, and businesses are beginning to move in.

Five years later, the second area may have attracted more buyers and experienced stronger price growth. But that is not automatic. Development can take longer than expected, and some projects may never happen.

The lesson is simple: don't judge a property only by what you pay today. Study what could make people want that property tomorrow.

It is like buying a phone with a good battery and strong features instead of buying the cheapest phone in the market, only to spend more money repairing it every month.

In real estate, a low purchase price means little if the location has poor access, weak demand, serious land disputes, or no clear path to development.

WHAT SHOULD YOU LOOK FOR BEFORE BUYING LAND?

I love a response I got from a particular man I once spoke to, he said he will go back and run his analysis.😊 So, before you invest your money, consider these five things:

1. Accessibility: Can people reach the property easily? Good roads and transport links can make an area more attractive.

2. Existing development: Are people building houses? Are businesses opening? Real activity can tell you more than big promises.

3. Infrastructure: Check the actual state of roads, electricity, drainage, water, and other essential services. Also, verify proposed projects before treating them as future benefits.

4. Demand: Who will want to buy or use this property in the future? Think about families, business owners, workers, and investors.

5. Documents and ownership: Confirm the title, survey, ownership history, planning restrictions, and any government acquisition issues through proper checks. A beautiful location cannot save you from a bad land deal.

Take Lagos and Ogun State, for example. As people and businesses spread beyond established areas, some developing locations may offer opportunities for investors who can afford to wait. But don't buy land simply because someone says a new road, airport, or estate will make the price rise. Verify the project, inspect the property, check the documents, and understand how long you may need to hold the investment.

Remember, a seller can give you a sweet story, but your investment needs solid facts.

You don't have to buy the most expensive land to become a successful property investor. You need to understand what you are buying, why the location matters, and whether the price makes sense for your financial goals.

The goal is not to buy land that is cheap today. The goal is to buy the right property at a fair price, in a location with sound reasons for future demand.

At COMA Realty, we believe you should invest with knowledge, not fear. Before you pay for any property, ask questions, verify the facts, and make your decision with confidence.

Because in real estate, the price tells you what you are paying. The location helps you understand what you might be buying into.

I remain your guide in this journey of wealth creation and wealth retention 😊. Send me a message to begin a plan

✍️Victor Jude
Your Smart Real Estate Coach | COMA Realty

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06/10/2026

This is a platform that's positioned to benefit Nigerians here and in diaspora, so if there is something many Nigerians understand very well: salary alone is becoming harder to depend on.

You can earn ₦300,000 today and still wonder where the money went before the month ends. Food, transport, electricity, rent, data, family needs — everything seems to have its own way of collecting money from your pocket.

That is why passive income is becoming more important.

Passive income is simply money that continues to come in from an asset or system without you having to work for every naira directly. It does not mean free money. You usually have to work, invest, or build the asset first before it starts paying you.

So if all your money is sitting somewhere doing nothing, inflation is quietly doing something to it.

Think of it like planting a farm. If you spend all your time eating from the farm without planting anything new, one day there will be nothing left to harvest.

Your income should not only feed you today. Part of it should be planted for tomorrow.

For Nigerians, passive income can come from different places
Rental property
Land leasing
Dividends
Treasury instruments
Agriculture
Royalties, or a properly structured business that can generate income without your daily presence.

Real estate is one example. You can own a property that produces rent every year. You can also own land in the right location and benefit from long-term appreciation, although land appreciation is never guaranteed and location, documentation and demand matter.

The goal is not to become rich overnight.

The goal is to slowly build multiple income streams, so that when one source becomes weak, your entire financial life does not collapse with it.

Because honestly, in this economy, having one source of income is like sitting on a three-legged chair with only one leg.

It may hold you for a while, but you don't want to test it too much.

Send me a message to begin your journey into owning a Passive income stream 😊

✍️Victor Jude
Your Smart Real Estate coach| COMA Realty

Join our community
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05/10/2026

In Nigeria, we are used to thinking about investment in terms of what can give us money quickly. Put money into a business today, expect profit next month. Buy something today, sell it next week.

But land banking works differently.

Land banking is simply buying land in an area with strong future growth potential, holding it for some years, and allowing development around that area to increase its value.

Think of it like buying a seat before the concert starts. At the beginning, nobody may be fighting for that seat. But when the crowd arrives, everyone suddenly wants what you already secured.

This is why land banking will always make sense in today’s Nigeria. 😊

I will always say this, your money sitting idle can lose purchasing power over time. ₦5 million today WILL NOT buy what ₦5 million buys five years from now.

Land, however, is limited.
They can print more money, build more houses and expand cities, but they cannot manufacture another piece of land.

Look at how Lagos has expanded over the years. Areas that were once considered far from the city are now attracting estates, roads, businesses, schools, warehouses and residential developments. The same pattern is happening around growth corridors in places like Ogun State (by the way there's a new project to build a Seaport in this state, also here we have the Gateway international Airport!)

But here is where many Nigerians get it wrong:

Land banking is not simply buying the cheapest land you can find.

Cheap land can remain cheap for a very long time if there is no development coming.

Before buying, look at the location, title, accessibility, government plans, surrounding developments, infrastructure and the credibility of the seller.

For example, buying land close to a developing road, airport, industrial area or growing residential community can create a stronger opportunity than buying cheap land in an isolated location simply because the price looks attractive.

Land banking also requires patience.

You may buy today and nothing dramatic happens next month. That does not mean your investment has failed. You are positioning yourself before the crowd arrives.

The smartest land investor is not always the person who buys the most land. Sometimes, it is the person who buys the right land early, verifies it properly, and has the patience to wait.

That is the difference between simply owning land and strategically banking land for the future.

So, my people, whether na your first land or you don buy land before, make I tell you one thing.

If you get just one plot for AVIATION CITY - that place opposite Ikenne-Ilishan road, for back of Gateway International Airport - e go pay you hundreds of millions in future.

I no dey whine you. I get my own plot there. Receipt dey my hand. 😁

So... you wan buy am now wey e still be 1 Million, or you go wait till e turn 10 Million?

Which one you go choose?
Send me a message in Pidgin fast o😂
Call/WhatsApp: 07045512145
Join our community and Learn Real Estate https://chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5

✍️Victor Jude
Your Smart Real Estate Coach | COMA Realty

01/10/2026

Happy New Month & Happy Independence Month🇳🇬

October is here!

Thank you to our amazing clients, partners and realtors. Your support, encouragement and referrals keep us going.

This new month, we move with greater democracy, greater freedom, and greater opportunities for you to own a piece of Nigeria. This month is blessed. Join our community here https://chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5

29/09/2026