Mark Watts Property

03/11/2026

Being asset-rich doesn't necessarily mean having access to cash when you need it.
That's one of the key points Gareth and I discuss in Episode 145, the first instalment of our Landlord's Wealth Blueprint Mini-Series.
Property can hold significant value, but if illness or injury suddenly prevents you from working, accessing that equity quickly isn't always straightforward.
Having appropriate protection and cash reserves can give you something incredibly valuable: time and choices.
Listen to Episode 145 for our full discussion on protecting yourself and your portfolio.

02/11/2026

Two years with Prime Property Finance for Matthew.

A milestone worth recognising and an opportunity to acknowledge the hard work and commitment that goes into supporting clients with their mortgage needs.

Congratulations, Matthew, and best wishes for the year ahead.

Congratulations to Matthew on reaching 2 years with Prime Property Finance.

As a Mortgage Adviser, Matthew continues to work hard supporting clients with their mortgage and property finance needs.

Thank you for your ongoing dedication and commitment to your role.

Wishing you continued success in the year ahead.

02/11/2026

A well-deserved congratulations to Menna Mortimore on reaching 3 years with Prime.

From navigating compliance to keeping the rest of us on the straight and narrow, Menna brings plenty of patience, knowledge and good humour to the team.

A real pleasure to work with. Congratulations, Menna.

Celebrating 3 years of Menna Mortimore at Prime Property Finance.

From keeping the business compliant to making sure everything stays on track, Menna plays an important role behind the scenes.

Thank you for your continued dedication, patience and the humour you bring to the team.

Happy 3-year work anniversary, Menna.

02/11/2026

When you increase costs for landlords, someone ultimately has to absorb them.
That’s one of the concerns I wanted to highlight in Episode 144. With margins already under pressure, could further property income tax increases lead to higher rents or more landlords exiting the market?
And if landlords do decide to sell, what happens next?
I explore the consequences for tenants and the potential opportunities for investors in the full episode. Give Episode 144 of the Prime Property Finance Podcast a listen.

30/10/2026

Could higher taxes on landlords actually create opportunities for property investors?
It's an interesting question, and one I wanted to explore in my latest solo episode. There's a lot of concern about the potential impact of rising property income tax, particularly for landlords who own properties personally.
But if some landlords decide that the additional costs make their investments less attractive, what happens to those properties? Could we see more tenanted properties coming onto the market? Could this create buying opportunities? And what might it mean for rents and tenants?
I explore all of this in Episode 144 of the Prime Property Finance Podcast, along with some of the wider considerations for buy-to-let investors.
If you own investment property or are looking to grow your portfolio, give the full episode a listen. I'd be interested to hear your thoughts on where the market could be heading.

30/10/2026

When was the last time you reviewed your life insurance?

It's something that's easy to put in place when taking out a mortgage and then forget about for years.

But circumstances change. You might have moved home, increased your borrowing, started a family or simply have different financial responsibilities now.

And while covering your mortgage is important, it's worth considering whether your family would have enough financial support beyond just paying off the house.

Having life insurance is one thing. Making sure it's still right for your circumstances is another.

If it's been a while since you reviewed your cover, get in touch with us at Prime Property Finance. We can help you make sure your protection still meets your needs.

27/10/2026

There is a lot more to the buy-to-let market than the latest interest-rate headline.
Gareth recently sat down with Gurpreet Chahal from Legal & General Mortgage Club to look at what 2027 might mean for landlords and property investors.
I thought the discussion around lender appetite and changing criteria was particularly relevant. For investors with limited company structures, HMOs or multiple properties, understanding the options available can make a real difference when planning the next move.
Thanks to Gurpreet for joining Gareth and sharing his perspective from across the mortgage market. Some really useful points for anyone thinking about buying, refinancing or reviewing a portfolio.
You can listen to Episode 143 here: https://podcast.primeproperty.finance/podcast
If you would like to talk through your own property finance plans, get in touch with us at Prime Property Finance.

27/10/2026

We recently completed a case for a client who wanted to move from interest-only borrowing onto a repayment mortgage, while also releasing some equity to help fund their first property investment.

The result was a new 25-year repayment mortgage, a more structured plan for reducing their mortgage balance and additional funds available for their investment plans.

All while keeping the monthly payments affordable.

I think it's a good reminder that there can be more options available than people initially realise.

If your mortgage is coming up for renewal or you're considering releasing equity, it's worth having a conversation about what might be possible.

Get in touch with us at Prime Property Finance and we'll be happy to help.

23/10/2026

An extra bedroom can sound like an obvious investment win, but the detail matters, particularly if the proposed room has no window.
Gareth takes a real client question in Episode 142 and explores how a change to the floor plan could affect tenant demand, valuation and the mortgage exit.
It is a useful reminder that the cost of refurbishment needs to be measured against genuine value and rental improvements, not just an extra room on paper.
Have a listen to Episode 142. If you are weighing up a refurbishment and refinance, get in touch with Prime Property Finance.

23/10/2026

Delighted to have been shortlisted at the Mortgage Strategy Specialist Lending Awards 2026 in two categories: Best Broker for Short-Term Lending and Best Broker for Specialist Buy-to-Let.
We didn't take home an award this time, but being recognised alongside some of the best in the industry is another testament to how far we've come in a relatively short space of time.
With our recent acquisition of Simpli Financial Solutions and continued investment in our proprietary Flow CRM, we're making real progress towards our ambitions.
Whilst Gareth and I are driving the vision forward, none of this would be possible without the hard work, commitment and contribution of our fantastic team. They deserve just as much recognition for the progress we're making.
We're proud of what we've achieved so far, but there's plenty more to come.
Here's to awards season 2027 and making an even bigger splash!🥳