08/20/2026
Quebec introduced a welcome tax rebate for first-time buyers in 2026. Here's exactly how it works - from official Revenu Québec sources 👇
First: how the welcome tax is actually paid in Quebec
You sign at the notary. The notary publishes the deed in the Quebec Land Registry (registre foncier). The municipality is then notified of the transfer and sends you an invoice - separately, after closing. You pay it directly to your municipality. It cannot be added to your mortgage.
The new rebate (in effect since January 1, 2026):
✅ 100% refund on the first $5,000 of your welcome tax
✅ 25% of up to $3,500 above that - maximum $875 additional
✅ Total maximum rebate: $5,875
Eligibility - exactly as stated by Revenu Québec:
→ You must be a Quebec resident
→ Neither you nor your spouse can have owned a home you occupied during the 4 years preceding your purchase date - this condition applies to both of you
→ You or your spouse must have paid the welcome tax to the municipality
→ Property's tax base (generally market value) must be under $1,000,000
→ Rebate phases out between $750,000 and $1,000,000 - reduced by 2.35% of the amount by which the property value exceeds $750,000, reaching $0 at $1 million
How to claim it:
Option 1 - On your 2026 Quebec income tax return
Option 2 - Advance payment request through Revenu Québec, available if your estimated rebate exceeds $1,000 and you consent to direct deposit - application deadline is December 1 of the tax year
Buying your first home in Montreal? Understanding your full closing costs before making an offer is part of what I do. Let's talk.
Mars Yusipov – Residential Real Estate Broker
📞 (514) 222-1699 | agentmars.com
