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JulieanneGraham.ca I work for EXIT Realty Advantage. My results will MOVE you.

08/27/2026

Canada Data Week Sharpens Housing Outlook

08/26/2026

Canada First-Time Buyer Rules Differ
As someone who’s spent years navigating the ins and outs of property ownership and management, I know just how confusing the first-time home buyer landscape in Canada can be. Many assume that if you’ve owned property before, you’re automatically out of the running for first-time buyer programs—but that’s not always the case. Eligibility can depend on a mix of factors, such as whether you’ve lived in a home you owned in the past four years, if you recently separated, or even if you’ve only held title but never occupied the property.

What’s even trickier? The rules change depending on the level you’re dealing with. Federal programs might be more flexible if you haven’t lived in your owned home for a while, while insured mortgage requirements look at different criteria altogether. And provincial rules, like Ontario’s, can be more rigid—a single property purchase, no matter how long ago, can bar you from a land transfer tax refund, even if the federal definition would give you another shot.

Before you count yourself in or out, it’s worth digging into which definition applies to your situation. With the right guidance, you could unlock valuable benefits as a Canadian homebuyer. My experience managing everything from sales to construction projects has shown me there’s rarely a one-size-fits-all answer—sometimes, the details make all the difference.

08/25/2026

Diverging trends across Canada's housing markets in July
July brought a fascinating mix of movement across Canada’s housing markets. In Toronto and Ottawa, we’re seeing encouraging signs of recovery, with Toronto’s prices on the rise—though they still haven’t reached those pre-pandemic highs. Meanwhile, the story is different out west and in the prairies: Vancouver continues to experience a lengthy slump, and markets like Winnipeg and Hamilton have run into fresh setbacks. Calgary’s market tells its own story, where limited supply remains a real challenge for buyers and investors alike.

Having spent years managing income properties and navigating shifting trends, I always keep a close eye on how these regional dynamics play out. Each city’s unique pressures are a reminder of why a tailored approach—whether you’re investing, buying, or selling—matters more than ever.

08/23/2026

This well-loved, one-family home is priced to sell and perfectly situated for commuters, offering a central location between Fredericton and Woodstock. Nestled right in the heart of Nackawic, the property boasts excellent walkability, putting all local townsite amenities, nearby schools, and a corner daycare within easy reach. Outdoor enthusiasts and active families will appreciate the convenience of the town's walking trail, which sits just two houses away to provide quick pedestrian connections. While the home requires a few interior upgrades, it remains completely liveable as-is, making it a fantastic opportunity for first time buyers looking to build sweat equity. The functional layout features a mostly finished basement with ample storage, updated vinyl windows throughout most of the structure, and a great backyard complemented by excellent neighbours. Window in basement bedroom likely non-egress. Home and appliances are being sold ""As Is, Where Is"". (id:26452)

08/19/2026

Canada First-Time Buyer Playbook 2026

08/18/2026

Canada housing affordability and market trends
Let’s connect and talk about the latest insights in the industry!

08/18/2026

Looking for a cozy winter getaway, an affordable 3 bed, 1 bath home, or a low-maintenance investment? This solid, one-level home is totally liveable today while offering the perfect canvas to add your personal touch and build quick equity! Easy Maintenance: Worry less with a durable metal roof, vinyl siding, and vinyl windows. Skiers' Paradise: Located just 13 minutes from the slopes of Crabbe Mountain. Convenient Commute: Enjoy peaceful, rural living while staying just 30 minutes from Fredericton. Whether you want to move right in or spruce it up as you go, this property is a rare find in today's market. Want to see it in person, come check it out! (id:26452)

08/17/2026

Canada: Buy Now or Wait on Housing?

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